Things That Determines Your Mortgage Rates
This guide covers things that determines your mortgage rates on home loans. Mortgage rates are the interest rates that you…
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Cash to Close and Seasoned Funds for Closing
Cash to Close and Seasoned Funds for Closing: Guide to a Smooth Home Purchase When you’re ready to buy a…
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Mortgage Processing And Underwriting | Clear To Close | Home Mortgages | Home Purchase | Property Taxes | Real Estate Topic | Videos
Real Estate Closing Process: Buyer and Seller Guide
Real Estate Closing: Step-by-Step Process for Buyers and Sellers This guide will cover the frequently asked questions about real estate…
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Mortgage Processing And Underwriting | Automated Underwriting System | Clear To Close | Conditional Loan Approval | Manual Underwriting | Qualifying & Getting Pre-approved | Videos
How Do Underwriters Approve Mortgage Loans?
How Do Underwriters Approve Mortgage Loans? Complete Underwriting Guide Mortgage underwriters confirm that the loan, borrower, and property fulfill the…
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Investment Homes | No-Ratio Mortgage Loans | NON-QM Loans | Profit and Loss Statement Only Mortgages | Videos
Profit and Loss Statement Only Mortgage Loans
In this article, we will cover qualifying for the Profit and Loss Statement Only Mortgage Loans with no-income verification and…
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Mortgage Processing And Underwriting | Conditional Loan Approval | Qualifying & Getting Pre-approved | Videos
Fully Underwritten TBD Mortgage Approval As Pre-Approvals
In this blog, we will cover and discuss getting a fully underwritten TBD mortgage approval as pre-approvals. Fully Underwritten TBD…
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Income And Employment | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
IRS 4506T Form vs Form 4506C for Mortgage Loans
IRS 4506T Form vs Form 4506C: How Mortgage Lenders Verify Income This guide covers the IRS 4506T Form vs Form…
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Balloon Mortgages
Balloon mortgages require monthly payments for a set period, followed by one large final payment for the remaining loan balance….
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VA Loans in Ohio With Bad Credit and No Lender Overlays
Eligible veterans, active-duty service members, and qualifying surviving spouses may be able to obtain VA loans in Ohio borrowers can…
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About Us
About Us at Gustan Cho Associates Gustan Cho Associates is a national five-star mortgage broker licensed in multiple states with…
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Do You Need a Real Estate Agent to Buy a House?
Do you need a real estate agent to buy a house? You generally do not need a real estate agent…
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MLO Remote Work and Branch Licensing Requirements by State
State NMLS MLO Remote Work and Branch Licensing Requirements In this guide, we will cover the state NMLS MLO work…
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VA Mortgage Process: From Preapproval to Closing
The VA mortgage process begins with confirming eligibility and obtaining a Certificate of Eligibility, followed by loan preapproval, finding a…
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Today’s Surging Mortgage Rates versus Housing Prices
In this guide, we will be comparing the skyrocketing mortgage rates versus housing prices. We will cover the forecast of…
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Bad Credit Mortgages | FHA and VA Streamline Refinance | FHA Loans | First Time Home Buyers | Manual Underwriting | Qualifying & Getting Pre-approved | Videos
FHA Loans in Las Vegas with Bad Credit
This blog will discuss getting approved for FHA loans in Las Vegas with bad credit and credit scores down to…
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HUD Waiting Period Guidelines After Chapter 13 on FHA Loans
In this blog, we will discuss and cover HUD waiting period guidelines after Chapter 13 on FHA loans. Why is…
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FHA and VA Streamline Refinance | Mortgage Processing And Underwriting | Mortgage Refinance | Videos
Refinance Mortgage Home Loan with Bad Credit
This guide covers refinance mortgage home loan with bad credit. Homeowners considering refinancing with low credit scores on their home…
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Income And Employment | Bank Statement Loans | Gaps In Employment | Mortgage Processing And Underwriting | Videos
Mortgage For Self-Employed Versus W-2 Borrowers: Income Rules and Loan Options
Self-employed and W-2 borrowers can qualify for many of the same mortgage programs. The main difference is how lenders verify…
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Real Estate Topic | Commercial Loans | Fix-and-Flip Mortgage Loans | Hard Money Loans | Home Purchase | Investment Homes | Qualifying & Getting Pre-approved | Videos
Chicago Real Estate Guide for Homebuyers and Investors
Chicago Real Estate Investing Guide: How To Buy, Finance, and Build Wealth This guide covers investing in Chicago real estate….
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Bad Credit Mortgages | Mortgage Processing And Underwriting | Mortgage With Late Payments | NON-QM Loans | Videos
Buying House After Selling Home with Late Payments
In this guide, we will cover and discuss buying a house after selling home with late payments. One of the…
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Bad Credit Home Loans in Indiana: Options and Requirements
Bad credit doesn’t automatically disqualify you from a home loan in Indiana. Options for bad credit home loans in Indiana,…
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Home Mortgages | Career Opportunities/Loan Officer Training | Mortgage Processing And Underwriting | Mortgage Rates | Regulations | Resources | Videos
Correspondent Lending versus Mortgage Brokers
This blog aims to explore the difference between correspondent lending and mortgage brokers. A common inquiry we receive regularly pertains…
