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Home Loan After Deed in Lieu of Foreclosure
Mortgage After Bankruptcy and Foreclosure

Qualifying For Home Loan After Deed In Lieu Of Foreclosure

ByGustan Cho Posted onDecember 6, 2024December 9, 2024

Qualifying for a Home Loan After Deed in Lieu of Foreclosure in 2024 Life happens. Financial struggles can force homeowners…

Continue Reading Qualifying For Home Loan After Deed In Lieu Of ForeclosureContinue

Buying a Foreclosed Home
Mortgage After Bankruptcy and Foreclosure | Real Estate Topic | Videos

Buying a Foreclosed Home as First-Time Homebuyers

ByGustan Cho Posted onDecember 5, 2024December 9, 2024

Buying a Foreclosed Home: A First-Time Homebuyer’s Guide for 2024 If you’re considering buying a foreclosed home as a first-time…

Continue Reading Buying a Foreclosed Home as First-Time HomebuyersContinue

Student Loans Mortgage Guidelines
Student Loans | Videos

Student Loans Mortgage Guidelines on Home Loans

ByGustan Cho Posted onDecember 5, 2024February 12, 2025

Student Loans Mortgage Guidelines: Qualify for a Mortgage Even with Student Debt Are you worried your student loans might stop…

Continue Reading Student Loans Mortgage Guidelines on Home LoansContinue

Mortgage Approval Can Be Revoked
Mortgage Processing And Underwriting | Conditional Loan Approval | Mortgage Denial | Videos

Mortgage Approval Can Be Revoked During Mortgage Process

ByGustan Cho Posted onDecember 5, 2024May 13, 2025

Mortgage Approval Can Be Revoked: What Every Borrower Needs to Know in 2024 Getting your mortgage approval feels like crossing…

Continue Reading Mortgage Approval Can Be Revoked During Mortgage ProcessContinue

Chicago Home Loan with Bad Credit
Bad Credit Mortgages | NON-QM Loans | Videos

Chicago Home Loan With Bad Credit

ByGustan Cho Posted onDecember 5, 2024December 9, 2024

In this blog, we will discuss and cover qualifying and getting approved for a Chicago home loan with bad credit….

Continue Reading Chicago Home Loan With Bad CreditContinue

Why Do Lenders Request Bank Statements
Letter Of Explanation | Mortgage Processing And Underwriting | Videos

Why Do Lenders Request Bank Statements During Underwriting

ByGustan Cho Posted onDecember 4, 2024December 5, 2024

Why Do Lenders Request Bank Statements? A 2024 Guide for Borrowers If you plan to buy a home or refinance…

Continue Reading Why Do Lenders Request Bank Statements During UnderwritingContinue

Waiting Period Mortgage Guidelines
Home Mortgages | Mortgage After Bankruptcy and Foreclosure | Videos

Waiting Period Mortgage Guidelines After Housing Events

ByGustan Cho Posted onDecember 4, 2024May 13, 2025

This guide covers the waiting period mortgage guidelines after housing events and bankruptcy. Homebuyers with prior bankruptcy, foreclosure, deed-in-lieu of…

Continue Reading Waiting Period Mortgage Guidelines After Housing EventsContinue

Mortgage Guidelines on Co-Borrowers
Non-Occupant Co-Borrowers | Videos

Mortgage Guidelines On Co-Borrowers On Home Purchase

ByGustan Cho Posted onDecember 3, 2024December 5, 2024

Mortgage Guidelines on Co-Borrowers: Everything You Need to Know for 2024 If you want to buy a home and need…

Continue Reading Mortgage Guidelines On Co-Borrowers On Home PurchaseContinue

Conventional Loan After Chapter 13
Mortgage After Bankruptcy and Foreclosure

Conventional Loan After Chapter 13 Bankruptcy Guidelines

ByGustan Cho Posted onDecember 3, 2024December 5, 2024

Can You Get a Conventional Loan After Chapter 13 Bankruptcy? Your Complete Guide to 2024 Requirements and Options If you’ve…

Continue Reading Conventional Loan After Chapter 13 Bankruptcy GuidelinesContinue

Fix-and-Flip Mortgage
NON-QM Loans | Fix-and-Flip Mortgage Loans | Hard Money Loans | Home Improvement/Renovations | House Flipping | Videos

Fix-and-Flip Mortgage Guidelines For Real Estate Investors

ByGustan Cho Posted onDecember 2, 2024December 5, 2024

Fix-and-Flip Mortgage: The Ultimate Guide for 2024 If you’re a real estate investor or thinking about diving into the world…

Continue Reading Fix-and-Flip Mortgage Guidelines For Real Estate InvestorsContinue

Mortgage for Self-Employed Versus W-2 Borrowers
Income And Employment | Bank Statement Loans | Gaps In Employment | Mortgage Processing And Underwriting | Videos

Mortgage For Self-Employed Versus W-2 Borrowers

ByGustan Cho Posted onNovember 27, 2024May 13, 2025

Mortgage for Self-Employed Versus W-2 Borrowers: 2024 Guide to Getting Approved Are you a self-employed worker or a W-2 employee…

Continue Reading Mortgage For Self-Employed Versus W-2 BorrowersContinue

Home Loans of Over 5 Million
Hard Money Loans | Jumbo Loans | NON-QM Loans | Videos

Get Approved for Home Loans of Over 5 Million Today

ByGustan Cho Posted onNovember 27, 2024May 13, 2025

Home Loans of Over 5 Million: Your Ultimate Guide to Jumbo and Super Jumbo Mortgages in 2024 If you’re in…

Continue Reading Get Approved for Home Loans of Over 5 Million TodayContinue

Can You Get Denied for a Mortgage with Good Credit
Home Mortgages | Conditional Loan Approval | Mortgage Lender Overlays | Videos

Can You Get Denied For a Mortgage With Good Credit

ByGustan Cho Posted onNovember 27, 2024May 13, 2025

Can You Get Denied for a Mortgage With Good Credit? If you’re asking yourself, “Can you get denied for a…

Continue Reading Can You Get Denied For a Mortgage With Good CreditContinue

Manatee County Florida
Home Mortgages | Home Purchase | Real Estate Topic

Is Manatee County Florida a Good Place To Buy a House

ByGustan Cho Posted onNovember 26, 2024May 14, 2025

Manatee County Florida: Is It a Good Place to Buy a House in 2024? Are you thinking about buying a…

Continue Reading Is Manatee County Florida a Good Place To Buy a HouseContinue

85% LTV Jumbo Loans
Jumbo Loans

85% LTV Jumbo Loans Versus 90% LTV Non-QM Mortgages

ByGustan Cho Posted onNovember 26, 2024May 14, 2025

Everything You Need to Know About 85% LTV Jumbo Loans: Your Guide to Financing a High-End Home in 2024 Are…

Continue Reading 85% LTV Jumbo Loans Versus 90% LTV Non-QM MortgagesContinue

California Gas Prices
Bad Credit Mortgages

California Gas Prices Hit 5-Year High And Highest In Nation

ByGustan Cho Posted onNovember 25, 2024May 14, 2025

California Gas Prices in 2024: Why They’re So High and How to Save Money at the Pump California gas prices…

Continue Reading California Gas Prices Hit 5-Year High And Highest In NationContinue

Best Mortgage Lenders After Bankruptcy
Bad Credit Mortgages | FHA Loans | Mortgage After Bankruptcy and Foreclosure | VA Loans

Best Mortgage Lenders After Bankruptcy | Lenient Guidelines

ByGustan Cho Posted onNovember 22, 2024May 14, 2025

The Best Mortgage Lenders After Bankruptcy: Your Path to Homeownership in 2024 Buying a home might feel like a far-off…

Continue Reading Best Mortgage Lenders After Bankruptcy | Lenient GuidelinesContinue

Buying a House in Nevada
Bad Credit Mortgages | First Time Home Buyers | Home Mortgages | Videos

Buying a House in Nevada: What Are My Mortgage Options?

ByGustan Cho Posted onNovember 21, 2024May 14, 2025

Buying a House in Nevada: The Ultimate 2024 Guide to Making Your Dream Home a Reality Buying a house in…

Continue Reading Buying a House in Nevada: What Are My Mortgage Options?Continue

The Feds Announce Future Rate Cuts
Headline News Archives

The Feds Announce Future Rate Cuts—Should You Refinance Now?

ByGustan Cho Posted onNovember 18, 2024May 15, 2025

The Feds Announce Future Rate Cuts: What It Means for Mortgage Rates in 2024 In 2024, homeowners and buyers will…

Continue Reading The Feds Announce Future Rate Cuts—Should You Refinance Now?Continue

Common VA Overlays
Mortgage Lender Overlays | VA Loans | video

Common VA Overlays By Lenders Versus Agency Mortgage Guidelines

ByGustan Cho Posted onNovember 18, 2024May 15, 2025

Common VA Overlays: What You Need to Know for 2024 When it comes to VA loans, borrowers often need more…

Continue Reading Common VA Overlays By Lenders Versus Agency Mortgage GuidelinesContinue

Surety Bond
Career Opportunities/Loan Officer Training

Surety Bond: Why Every Mortgage Broker Needs Them Now

ByGustan Cho Posted onNovember 18, 2024May 15, 2025

Surety Bond: Everything Mortgage Brokers Need to Know in 2024 Understanding surety bond requirements is important if you’re a mortgage…

Continue Reading Surety Bond: Why Every Mortgage Broker Needs Them NowContinue

Debt Settlement Versus Bankruptcy Mortgage Guidelines
Mortgage After Bankruptcy and Foreclosure | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

Debt Settlement Versus Bankruptcy Mortgage Guidelines

ByGustan Cho Posted onNovember 15, 2024May 15, 2025

Debt Settlement Versus Bankruptcy: A Guide for Mortgage Borrowers in 2024 If you’re juggling debt and trying to figure out…

Continue Reading Debt Settlement Versus Bankruptcy Mortgage GuidelinesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • How to Get the Lowest Mortgage Rates
    How To Get The Lowest Mortgage Rates on Home LoansJuly 2, 2025
  • Foreclosure In Mortgage Qualification
    Foreclosure In Mortgage Qualification Lending GuidelinesJuly 2, 2025
  • How Do I Qualify For A Conventional Loan
    How Do I Qualify For A Conventional LoanJuly 2, 2025
  • Mortgage Rates Rise
    Mortgage Rates Rise For 7 Continuous WeeksJuly 2, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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