Second Home versus Investment Home Financing
In this blog, we will discuss and cover second home versus investment home financing. For homeowners who currently own a…
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No Stress Mortgage With Low Credit Scores in Vermont
Mortgage With Low Credit Scores in Vermont: Your 2025 Guide Buying a home is a big dream for many Vermonters….
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How To Qualify for a Mortgage With Disability Income
Mortgage With Disability Income: How to Qualify in 2025 Buying a home when most or all of your income comes…
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Owner-Occupied To Investment Home Mortgage Guidelines
In this blog, we will cover and discuss turning an owner-occupied to investment home. The exiting home will turn into…
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Online Mortgage Shopping Changed Mortgage Lending
In this blog, we will cover and discuss how online mortgage shopping changed mortgage lending. The greatest benefits of online…
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How Credit Scoring Works in the Mortgage Process
In this blog, we will cover and discuss how credit scoring works in the mortgage process. How credit scoring works…
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Conventional Versus Government-Backed Mortgages
Conventional Versus Government-Backed Mortgages: Which Loan Fits You Best? When you’re buying a home, one of the first big decisions…
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What Are The FHA Loan Limits For One-to-Four Unit Properties in Illinois
This guide covers what are the FHA loan limits for one-to-four unit properties in Illinois. FHA loan limits for one-to-four…
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Negative Income With Co-Borrowers Mortgage Guidelines
This guide covers negative income with co-borrowers mortgage guidelines. HUD, the parent of FHA, allows non-occupant co-borrowers to be added…
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VA Loans For First Time Veteran Home Buyers With No Overlays
In this blog, we will discuss and cover VA loans for first-time home buyers with no lender overlays. The United…
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Difference Between Mortgage Lender versus Servicer
This guide covers the difference between mortgage lender versus servicer. What are the major difference between mortgage lender versus servicer?…
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Fannie Mae Guidelines Mortgage After Short Sale
This guide covers Fannie Mae guidelines mortgage after short sale and deed-in-lieu of foreclosure. Fannie Mae guidelines mortgage after short…
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VA Lender Overlays – What Veterans Need to Know in 2025
This guide covers VA lender overlays- What Veterans need to know in 2025. Veteran homebuyers who are looking for lenders…
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Conventional Loan 101 For New Loan Officers and Borrowers
This guide covers conventional loan 101 for new loan officers and borrowers. I like to congratulate those who recently took…
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Why Opening New Credit Cards Raise Scores for Mortgage Approval
This guide covers why opening new credit cards raise scores to qualify and get approved for mortgage loan approval. The…
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VA Employment History Guidelines on VA Loans
This guide covers VA employment history guidelines on VA loans. VA loans is the best loan program in the U.S….
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Things to Keep in Mind When Buying an Older Home
This blog covers things to keep in mind when looking at buying an older home. There are many reasons why…
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FHA versus Conforming Mortgage Rates
This guide covers FHA versus conforming mortgage rates. There are several types of mortgage loan programs: two types of home…
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How is Recent Increase in Income Viewed by Underwriters
This guide covers how recent increase in income is viewed by mortgage underwriters. Depending on mortgage underwriters, W-2 income is…
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FHFA Increases Conventional Loan Limit for 2025
This guide covers FHFA increases conventional loan limit for 2025 to $806,500 in standard median priced areas and $1,209,750 in…
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Mortgage Approval With 580 FICO Credit Score
Mortgage Approval with 580 FICO Credit Score in 2025: Your Complete Guide If you’ve been told you can’t get a…
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Illinois versus Indiana Property Tax Comparison
This guide covers Illinois versus Indiana property tax comparison. Illinois is home to many including myself and Gustan Cho Associates….
