Difference Between Fannie Mae And Freddie Mac
Fannie Mae and Freddie Mac Explained: What’s the Difference? If you’re considering purchasing or refinancing a home, you’ve likely heard…
Preparing To Qualify For Conventional Loans
Preparing to Qualify for Conventional Loans: Your Step-by-Step Guide to Homeownership Are you ready to buy a home but unsure…
When Is Rental Verification Required By Mortgage Lenders
When Is Rental Verification Required? A Complete Guide for Borrowers in 2025 One of the most common questions we hear…
Factors Influencing Credit Scores When Applying For Mortgage
This guide covers factors influencing credit scores when applying for a mortgage. There are five Factors Influencing credit scores. The…
Primary Home Status When Qualifying For a Mortgage
This guide covers primary home status when qualifying for a mortgage. When a mortgage loan borrower applies for a residential…
Top Cities in The United States To Invest in Real Estate
This guide will cover the top cities in the United States in which to invest in real estate. It is…
Mortgage Lender Overlays on FHA And VA Loans vs Guidelines
This guide covers mortgage lender overlays on FHA and VA loans. Mortgage lender overlays are mortgage lending guidelines above and…
Importance of Credit Reports in the Mortgage Process
This guide covers the importance of credit reports in the mortgage application process. Our society is credit-driven. Almost every aspect…
Mortgage Rate Adjustments For Higher Risk Borrowers
This guide covers mortgage rate adjustments (LLPAs) for higher-risk borrowers. The lower your credit scores, the higher your mortgage rates….
Funds Required For First-Time Home Buyer on a Purchase
This guide covers the funds required for first-time home buyer on a home purchase. Are you a first-time home buyer?…
Mortgage Processing And Underwriting | Clear To Close | Home Purchase | Home Sellers | Real Estate Topic | Videos
Escrow Hold Back For Home Repairs
This article will cover what escrow hold back is in the mortgage loan process. We will discuss escrow hold back…
Understanding VA Mortgage Rates And LLPA
This Article Is About Understanding VA Mortgage Rates And Loan Level Pricing Adjustments VA loans are the best home mortgage…
FHA Loans After Unemployment Mortgage Guidelines
This blog examines the eligibility requirements for FHA loans after unemployment or employment gaps. Prospective FHA loan applicants now have…
FHA Debt-To-Income Ratio Requirements
FHA Debt-To-Income Ratio Requirements: What You Need to Know If you’re applying for an FHA loan, one of the most…
Reasons For Last-Minute Mortgage Denial From Underwriters
There is no reason why a pre-approved borrower should ever get a last-minute mortgage denial by a mortgage underwriter. The main reason why borrowers get a last-minute mortgage
Mortgage Approval For Home Purchase on Acreage
In this blog, we will cover and discuss qualifying and getting a mortgage approval for home purchase on acreage in…
FHA Loan With Recent Late Payments in the Past 12 Months
FHA Loan with Recent Late Payments: A Guide to Qualifying Suppose you’ve had recent late payments on your credit report….
Appraisal Transfer Policy From One Lender To Another
Appraisal Transfer Policy: How to Transfer a Home Appraisal to a New Lender If you’re changing mortgage lenders and have…
How Underwriters View Overdrafts in Bank Statements
Most mortgage lenders really don’t like seeing overdrafts in bank statements. If they spot an overdraft, it can make them…
Simple Truth: What Are Hard Money Lenders and How They Help
What Are Hard Money Lenders? A Simple Guide for Real Estate Investors and Borrowers If you’ve been turned down by…
Qualifying For Mortgage With Irregular Income
Qualifying for Mortgage With Irregular Income: 2025 Guide for Homebuyers Are you worried that your irregular income might stop you…
Home Loan With Tax Lien And Judgment Mortgage Guidelines
Every Mortgage Loan Program Has Its Own Agency Guidelines When It Comes To Qualifying For A Mortgage With An Outstanding Tax Lien And/Or Judgment
