VA Employment History Guidelines on VA Loans
This guide covers VA employment history guidelines on VA loans. VA loans is the best loan program in the U.S….
Jumbo Loans After Foreclosure: Proven Fast-Track Plan
Jumbo Loans After Foreclosure (2025 Guide): Buy Big Again—Sooner, Smarter, With a Plan If you lost a home in the…
Things to Keep in Mind When Buying an Older Home
This blog covers things to keep in mind when looking at buying an older home. There are many reasons why…
FHA versus Conforming Mortgage Rates
This guide covers FHA versus conforming mortgage rates. There are several types of mortgage loan programs: two types of home…
How is Recent Increase in Income Viewed by Underwriters
This guide covers how recent increase in income is viewed by mortgage underwriters. Depending on mortgage underwriters, W-2 income is…
FHFA Increases Conventional Loan Limit for 2025
This guide covers FHFA increases conventional loan limit for 2025 to $806,500 in standard median priced areas and $1,209,750 in…
Mortgage Approval With 580 FICO Credit Score
Mortgage Approval with 580 FICO Credit Score in 2025: Your Complete Guide If you’ve been told you can’t get a…
Illinois versus Indiana Property Tax Comparison
This guide covers Illinois versus Indiana property tax comparison. Illinois is home to many including myself and Gustan Cho Associates….
Home Loan After Multiple Foreclosures Mortgage Guidelines
Home Loan After Multiple Foreclosures: 2025 Guide to Buying Again If you’ve been through more than one foreclosure, you might…
What is a Sheriffs Sale and How Does it Work
This guide covers the frequently asked question on what is a sheriffs sale and how does it work. A sheriffs…
Deficiency Judgments: Secrets Lenders Don’t Tell You
Homebuyers can qualify for a mortgage loan as long as they have a written payment agreement with the judgment creditor and have made three timely payments. Or they can negotiate a settled amount with the judgment creditor and pay it at or prior to closing.
First Mortgage Payment: When Is it Due?
When Is Your First Mortgage Payment Due? 2025 Guide for Homebuyers You finally did it—you closed on your home and…
How Mortgage Regulations Affect Home Buyers Today
It has been over a dozen years since the 2008 financial crisis. Skyrocketing home prices is no doubt scaring mortgage regulators of another potential housing bubble and crisis. However, strong extensive mortgage regulations were implemented to avoid another housing crash and mortgage crisis.
What is Conforming versus Non-Conforming Mortgage Loans
This guide covers conforming versus non-conforming mortgage loans. Homebuyers and homeowners have a variety of mortgage loan programs to choose….
Fannie Mae HomeStyle Mortgage: One Loan, Big Makeover
Fannie Mae HomeStyle Mortgage: 2025 Guide to Renovate or Remodel With One Loan Have you been dreaming of a new…
Conventional Loans With Derogatory Credit Are Possible
Conventional Loans with Derogatory Credit: How to Qualify and Get Approved If you have had past credit problems, such as…
Indiana Home Purchase Ranked Best Place To Live for Families
This guide covers Indiana home purchase and how Indiana is ranked as the best place to live with low cost…
Freddie Mac Student Loan Guidelines on Conventional Loans
This guide covers Freddie Mac student loan guidelines on conventional loans. Conventional loans are called conforming loans because they need…
The Cost of College and How it Affects a Mortgage Approval
This guide cover the cost of college and how it affects qualifying for a mortgage. Parents should be prepared and…
Californians Fleeing to Low-Taxed States
This guide covers how Californians fleeing to low-taxed states. California is the most populous state in the U.S. Over 39…
Home Purchase Offer Rejected by Home Sellers
This guide covers purchase offer rejected by sellers on homes. We will also cover why your purchase offer gets rejected…
Benefits of FHA Loans For First Time Homebuyers
This guide covers the benefits of FHA loans for first time homebuyers. There are many benefits of FHA loans for…
