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Freddie Mac Bankruptcy Guidelines on Conventional Loans
Conventional Loans | Bankruptcy | Mortgage After Bankruptcy and Foreclosure | NON-QM Loans

Freddie Mac Bankruptcy Guidelines on Conventional Loans

ByGustan Cho Posted onJanuary 17, 2025January 20, 2025

In this blog, we will discuss and cover Freddie Mac bankruptcy guidelines on conventional loans. Mortgage borrowers can qualify for…

Continue Reading Freddie Mac Bankruptcy Guidelines on Conventional LoansContinue

Major Changes In FHA Guidelines
FHA Loans | Videos

Major Changes In FHA Guidelines HUD 4000.1 Handbook

ByGustan Cho Posted onJanuary 17, 2025January 19, 2025

This guide will delve into the major changes in FHA guidelines, specifically the HUD 4000.1 Handbook, which may have implications…

Continue Reading Major Changes In FHA Guidelines HUD 4000.1 HandbookContinue

FHA Loans for Bad Credit
Bad Credit Mortgages

FHA Loans For Bad Credit Mortgage Options

ByGustan Cho Posted onJanuary 17, 2025January 19, 2025

In this blog, we will discuss and cover FHA loans for bad credit mortgage loan options. Homebuyers can qualify for…

Continue Reading FHA Loans For Bad Credit Mortgage OptionsContinue

Rent-to-Own a Home
Home Mortgages | Home Purchase

Rent-To-Own a Home With Home Partners of America

ByGustan Cho Posted onJanuary 16, 2025January 17, 2025

Rent-to-Own a Home: Your Path to Homeownership with Gustan Cho Associates Are you dreaming of owning a home but feeling…

Continue Reading Rent-To-Own a Home With Home Partners of AmericaContinue

HUD 4000.1 FHA Handbook
FHA Loans | Videos

HUD 4000.1 FHA Handbook Revised For FHA Loans

ByGustan Cho Posted onJanuary 15, 2025January 17, 2025

This blog is a short-cut guide to the HUD 4000.1 FHA Handbook Revised For FHA Loans. The HUD 4000.1 FHA…

Continue Reading HUD 4000.1 FHA Handbook Revised For FHA LoansContinue

Mortgage Process Timeline
Mortgage Processing And Underwriting | Videos

Mortgage Process Timeline From Application To Closing

ByGustan Cho Posted onJanuary 14, 2025January 14, 2025

Understanding the Mortgage Process Timeline: Your Step-by-Step Guide to Getting a Mortgage in 2025 Buying or refinancing your mortgage can…

Continue Reading Mortgage Process Timeline From Application To ClosingContinue

Prayers To The Virgin Mary By Missy Mu_ My Best Friend Who Is Missed
Bad Credit Mortgages

Prayers To The Virgin Mary: My Late Special Friend Missy Mu

ByGustan Cho Posted onJanuary 13, 2025January 14, 2025

This article, on Prayers To The Virgin Mary: My Special Best Friend Missy Mu, is missed: End of Watch October…

Continue Reading Prayers To The Virgin Mary: My Late Special Friend Missy MuContinue

Conventional Loan After Short Sale
Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Videos

Conventional Loan After Short Sale Mortgage Guidelines

ByGustan Cho Posted onJanuary 10, 2025January 14, 2025

Conventional Loan After Short Sale: Your Guide to Getting Back on Track Life can throw curveballs, and for many homeowners,…

Continue Reading Conventional Loan After Short Sale Mortgage GuidelinesContinue

Credit History and Recent Late Payments
Bad Credit Mortgages | Mortgage Processing And Underwriting | Mortgage With Late Payments | Videos

Credit History and Recent Late Payments? Get Help Today

ByGustan Cho Posted onJanuary 10, 2025April 7, 2025

How Underwriters View Credit History and Recent Late Payments When buying a home, your credit history and recent late payments…

Continue Reading Credit History and Recent Late Payments? Get Help TodayContinue

Home Loan After Second Mortgage Charge-Off
Home Mortgages | Bad Credit Mortgages | Charge Off Accounts

Home Loan After Second Mortgage-Charge-Off

ByGustan Cho Posted onJanuary 10, 2025January 14, 2025

Home Loan After Second Mortgage Charge Off: Your Complete Guide to Getting Approved Qualifying for a home loan after a…

Continue Reading Home Loan After Second Mortgage-Charge-OffContinue

Nevada Housing Market Appreciates
Home Purchase

Nevada Housing Market Expected To Remain Strong in 2025

ByGustan Cho Posted onJanuary 9, 2025February 10, 2025

This guide covers the Nevada housing market and forecast of home prices. As if the good news weren’t enough last…

Continue Reading Nevada Housing Market Expected To Remain Strong in 2025Continue

Hard Pull Credit Inquiries
Credit Scores | Letter Of Explanation | Videos

How Hard Pull Credit Inquiries Affect Credit Scores For a Mortgage

ByGustan Cho Posted onJanuary 7, 2025January 14, 2025

Understanding Hard Pull Credit Inquiries: Your Guide to Smarter Credit Decisions When you’re considering buying a home, every step you…

Continue Reading How Hard Pull Credit Inquiries Affect Credit Scores For a MortgageContinue

Abandoned Pets
Mortgage After Bankruptcy and Foreclosure

What Happens To Abandoned Pets Due To Foreclosure

ByGustan Cho Posted onJanuary 3, 2025January 14, 2025

What Happens to Abandoned Pets Due to Foreclosure? Insights and Solutions for 2024 Facing Foreclosure: A Tough Reality Losing a…

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Balloon Mortgages
NON-QM Loans | Commercial Loans | Hard Money Loans | Investment Homes | Videos

Balloon Mortgages | What is a Balloon Mortgage

ByGustan Cho Posted onJanuary 3, 2025January 14, 2025

Understanding Balloon Mortgages: A Strategic Guide for 2024 In this article, we will discuss and cover balloon mortgages and how…

Continue Reading Balloon Mortgages | What is a Balloon MortgageContinue

Mortgage Guidelines On Foreclosure And Bankruptcy
Bad Credit Mortgages

Mortgage Guidelines on Foreclosure and Bankruptcy

ByGustan Cho Posted onJanuary 3, 2025January 21, 2025

This blog on mortgage guidelines on foreclosure and bankruptcy was updated on January 3rd, 2025. If a mortgage loan borrower…

Continue Reading Mortgage Guidelines on Foreclosure and BankruptcyContinue

Walking Away After a Home Inspection
Appraisal

Walking Away After a Home Inspection

ByGustan Cho Posted onJanuary 2, 2025January 14, 2025

Walking Away After a Home Inspection: A Smart Decision or a Risky Move? Purchasing a house is among the most…

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NON-QM Versus Traditional Mortgage
NON-QM Loans | Videos

NON-QM Versus Traditional Mortgage Performance

ByGustan Cho Posted onJanuary 2, 2025January 14, 2025

NON-QM Versus Traditional Mortgage: Which is Right for You? Finding your way through the complex array of mortgage choices can…

Continue Reading NON-QM Versus Traditional Mortgage PerformanceContinue

Mortgage With No Income Documentation
Income And Employment | Bank Statement Loans | NON-QM Loans | Videos

Mortgage With No Income Documentation and No Tax Returns

ByGustan Cho Posted onDecember 26, 2024December 26, 2024

Gustan Cho Associates has mortgage with no income documentation, no tax returns, and low credit scores. Many folks who have…

Continue Reading Mortgage With No Income Documentation and No Tax ReturnsContinue

What is an 80-10-10 or Piggyback Mortgage Loan
Home Mortgages | Videos

What Is An 80-10-10 Or Piggyback Mortgage Loan

ByGustan Cho Posted onDecember 26, 2024December 26, 2024

What Is an 80-10-10 or Piggyback Mortgage? Buying a home can be one of life’s most exciting yet challenging journeys….

Continue Reading What Is An 80-10-10 Or Piggyback Mortgage LoanContinue

Mortgage Markets
Headline News Archives

Overview of Mortgage Markets and Interest Rates

ByGustan Cho Posted onDecember 25, 2024April 7, 2025

This guide covers the mortgage markets and interest rates. The mortgage markets and interest rates have seen volatile trends in…

Continue Reading Overview of Mortgage Markets and Interest RatesContinue

Rental Property?
Investment Homes

How Much Profit Should You Make on Rental Property?

ByGustan Cho Posted onDecember 24, 2024December 26, 2024

This guide covers how much profit you should make on rental property. Do you own a rental property? How then…

Continue Reading How Much Profit Should You Make on Rental Property?Continue

Liabilities in Mortgage Qualification
Mortgage Processing And Underwriting | High Debt To Income Ratio | Manual Underwriting | Student Loans | video

How Do Underwriters View Liabilities In Mortgage Qualification

ByGustan Cho Posted onDecember 19, 2024December 26, 2024

How Underwriters View Liabilities in Mortgage Qualification (Updated for 2024) When applying for a mortgage, understanding how underwriters evaluate liabilities…

Continue Reading How Do Underwriters View Liabilities In Mortgage QualificationContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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