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Home Loan After Multiple Foreclosures
Mortgage After Bankruptcy and Foreclosure | Videos

Home Loan After Multiple Foreclosures Mortgage Guidelines

ByGustan Cho Posted onAugust 11, 2025August 12, 2025

Home Loan After Multiple Foreclosures: 2025 Guide to Buying Again If you’ve been through more than one foreclosure, you might…

Continue Reading Home Loan After Multiple Foreclosures Mortgage GuidelinesContinue

Sheriffs Sale
Mortgage After Bankruptcy and Foreclosure

What is a Sheriffs Sale and How Does it Work

ByGustan Cho Posted onAugust 9, 2025August 12, 2025

This guide covers the frequently asked question on what is a sheriffs sale and how does it work. A sheriffs…

Continue Reading What is a Sheriffs Sale and How Does it WorkContinue

Deficiency Judgments
Judgment

Qualifying For Home Loans With Deficiency Judgments

ByGustan Cho Posted onAugust 7, 2025August 8, 2025

Homebuyers can qualify for a mortgage loan as long as they have a written payment agreement with the judgment creditor and have made three timely payments. Or they can negotiate a settled amount with the judgment creditor and pay it at or prior to closing.

Continue Reading Qualifying For Home Loans With Deficiency JudgmentsContinue

One Day Mortgage Loan Approval
Mortgage Processing And Underwriting

One Day Mortgage Loan Approval Process For Homebuyers

ByGustan Cho Posted onAugust 7, 2025August 8, 2025

One Day Mortgage Loan Approval: Get Approved Fast with Gustan Cho Associates Buying a home can be stressful, especially when…

Continue Reading One Day Mortgage Loan Approval Process For HomebuyersContinue

First Mortgage Payment
First Time Home Buyers

First Mortgage Payment: When Is it Due?

ByGustan Cho Posted onAugust 6, 2025August 8, 2025

When Is Your First Mortgage Payment Due? 2025 Guide for Homebuyers You finally did it—you closed on your home and…

Continue Reading First Mortgage Payment: When Is it Due?Continue

How Mortgage Regulations Affect home Buyers
Regulations

How Mortgage Regulations Affect Home Buyers Today

ByGustan Cho Posted onAugust 6, 2025August 8, 2025

It has been over a dozen years since the 2008 financial crisis. Skyrocketing home prices is no doubt scaring mortgage regulators of another potential housing bubble and crisis. However, strong extensive mortgage regulations were implemented to avoid another housing crash and mortgage crisis.

Continue Reading How Mortgage Regulations Affect Home Buyers TodayContinue

Conforming Versus Non-Conforming Mortgage
NON-QM Loans

What is Conforming versus Non-Conforming Mortgage Loans

ByGustan Cho Posted onAugust 6, 2025August 6, 2025

This guide covers conforming versus non-conforming mortgage loans. Homebuyers and homeowners have a variety of mortgage loan programs to choose….

Continue Reading What is Conforming versus Non-Conforming Mortgage LoansContinue

Fannie Mae HomeStyle Mortgage
Conventional Loans | Home Improvement/Renovations | Home Mortgages | Videos

Fannie Mae HomeStyle Mortgage: One Loan, Big Makeover

ByGustan Cho Posted onAugust 6, 2025August 8, 2025

Fannie Mae HomeStyle Mortgage: 2025 Guide to Renovate or Remodel With One Loan Have you been dreaming of a new…

Continue Reading Fannie Mae HomeStyle Mortgage: One Loan, Big MakeoverContinue

Conventional Loans With Derogatory Credit
Conventional Loans

Conventional Loans With Derogatory Credit Are Possible

ByGustan Cho Posted onAugust 5, 2025August 6, 2025

Conventional Loans with Derogatory Credit: How to Qualify and Get Approved If you have had past credit problems, such as…

Continue Reading Conventional Loans With Derogatory Credit Are PossibleContinue

Indiana Home Purchase
Real Estate Topic

Indiana Home Purchase Ranked Best Place To Live for Families

ByGustan Cho Posted onAugust 5, 2025August 6, 2025

This guide covers Indiana home purchase and how Indiana is ranked as the best place to live with low cost…

Continue Reading Indiana Home Purchase Ranked Best Place To Live for FamiliesContinue

Freddie Mac Student Loan Guidelines
Student Loans

Freddie Mac Student Loan Guidelines on Conventional Loans

ByGustan Cho Posted onAugust 5, 2025August 6, 2025

This guide covers Freddie Mac student loan guidelines on conventional loans. Conventional loans are called conforming loans because they need…

Continue Reading Freddie Mac Student Loan Guidelines on Conventional LoansContinue

The Cost Of College And How It Affects Qualifying For Mortgage
Student Loans

The Cost of College and How it Affects a Mortgage Approval

ByGustan Cho Posted onAugust 5, 2025August 6, 2025

This guide cover the cost of college and how it affects qualifying for a mortgage. Parents should be prepared and…

Continue Reading The Cost of College and How it Affects a Mortgage ApprovalContinue

Californians Fleeing to Low-Taxed States
Bad Credit Mortgages

Californians Fleeing to Low-Taxed States

ByGustan Cho Posted onAugust 4, 2025August 12, 2025

This guide covers how Californians fleeing to low-taxed states. California is the most populous state in the U.S. Over 39…

Continue Reading Californians Fleeing to Low-Taxed StatesContinue

Purchase Offer Rejected
Bad Credit Mortgages

Home Purchase Offer Rejected by Home Sellers

ByGustan Cho Posted onAugust 4, 2025August 5, 2025

This guide covers purchase offer rejected by sellers on homes. We will also cover why your purchase offer gets rejected…

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Mechanics Lien Placed On Homes By General Contractors
Bad Credit Mortgages

Mechanics Lien Placed On Homes By General Contractors

ByGustan Cho Posted onAugust 4, 2025August 5, 2025

Mechanics Lien on Your Home: What Homeowners Need To Know Before It Affects Your Property A mechanics lien is one…

Continue Reading Mechanics Lien Placed On Homes By General ContractorsContinue

Primary Home
Home Purchase | Real Estate Topic | Second Homes | Videos

Primary Home Versus Second Home Purchase

ByGustan Cho Posted onAugust 4, 2025August 5, 2025

Primary Home Mortgage Guide: What Counts, What Doesn’t, and How to Qualify Buying your first home? Confused about what counts…

Continue Reading Primary Home Versus Second Home PurchaseContinue

Benefits of FHA Loans
Bad Credit Mortgages

Benefits of FHA Loans For First Time Homebuyers

ByGustan Cho Posted onAugust 2, 2025August 4, 2025

This guide covers the benefits of FHA loans for first time homebuyers. There are many benefits of FHA loans for…

Continue Reading Benefits of FHA Loans For First Time HomebuyersContinue

Californians Fleeing to Low-Taxed States
Home Purchase

How Much Money Do I Need to Buy a House

ByGustan Cho Posted onAugust 2, 2025August 2, 2025

This guide covers how much money do I need to buy a house. One of the most common first time…

Continue Reading How Much Money Do I Need to Buy a HouseContinue

Florida Homeowners Insurance
Home Mortgages | Home Purchase | Homeowners Insurance

The Crisis of Florida Homeowners Insurance

ByGustan Cho Posted onAugust 1, 2025August 5, 2025

Florida Homeowners Insurance: 2025 Crisis, Costs & Smart Solutions Florida homeowners insurance isn’t just a checkbox—it’s your safety net. Suppose…

Continue Reading The Crisis of Florida Homeowners InsuranceContinue

FHA Guidelines on Late Payments After Bankruptcy
Bad Credit Mortgages | FHA Loans | Mortgage After Bankruptcy and Foreclosure | Videos

FHA Guidelines on Late Payments After Bankruptcy

ByGustan Cho Posted onAugust 1, 2025August 4, 2025

In this blog, we will cover and discuss FHA guidelines on late payments after bankruptcy. Borrowers are often confused with…

Continue Reading FHA Guidelines on Late Payments After BankruptcyContinue

FICO Credit Scores
Home Mortgages | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

FICO Credit Score Requirements To Qualify For a Mortgage

ByGustan Cho Posted onJuly 31, 2025August 1, 2025

FICO Credit Score: Mortgage Requirements and How to Qualify in 2025 Your FICO credit score plays a significant role in…

Continue Reading FICO Credit Score Requirements To Qualify For a MortgageContinue

How To Appraise Your House
Appraisal

How To Appraise Your House to Get The Maximum Value

ByGustan Cho Posted onJuly 30, 2025July 31, 2025

This guide covers must know facts on how to appraise your house to get maximum value. A house appraisal is…

Continue Reading How To Appraise Your House to Get The Maximum ValueContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Home Loan After Multiple Foreclosures
    Home Loan After Multiple Foreclosures Mortgage GuidelinesAugust 11, 2025
  • Trump to Privatize Fannie Mae and Freddie Mac
    Trump To Privatize Fannie Mae and Freddie Mac in 2025August 11, 2025
  • Housing Market Outlook After The Feds Cut Interest Rates
    Housing Market Outlook after the Feds Cut Interest RatesAugust 10, 2025
  • Sheriffs Sale
    What is a Sheriffs Sale and How Does it WorkAugust 9, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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