How Can I Qualify For W2-Only Income Mortgages
Homebuyers with pending income tax returns or significant unreimbursed business expenses may be eligible for W2-only income mortgages. Gustan Cho…
Understanding The VA Funding Fee and Closing Costs
In this blog, we will discuss and cover understanding the VA funding fee on VA loans. VA loans are the…
Mortgage Loan Programs With No Overlays and 30-Day Closing
In this blog, we will cover and discuss mortgage loan programs with no overlays and closing in 30 days. The…
Buying Versus Renting a Home For First-Time Homebuyers
This guide covers buying versus renting a home for first-time homebuyers. One thing I have come to realize looking back,…
Homebuyers Buying Homes in The Suburbs Fleeing City Life
Data Show More Homebuyers Buying Homes In The Suburbs And Fleeing City Life. More city dwellers are fleeing the city and buying homes in the suburbs due to the high crime rate in the city due to the Black Lives Matter Movement and incompetent politicians.
The Pros and Cons of Conventional and FHA Loans
This guide covers the pros and cons of Conventional and FHA loans. The pros and cons of Conventional and FHA…
How Does FHA Define Family Member Co-Borrowers
This guide covers how does FHA define family member. In this blog post, we’ll explore FHA’s criteria for defining a…
Fully Underwritten TBD Mortgage Approval As Pre-Approvals
In this blog, we will cover and discuss getting a fully underwritten TBD mortgage approval as pre-approvals. Fully Underwritten TBD…
How Does Buying House Next To Power Lines Affect Resale
This guide covers buying house next to power lines. Some home buyers will run into their dream home when…
Closing Mortgage on Time Without Delays
This guide covers closing mortgage on time without stress during the mortgage process. All mortgage loans should not be delayed…
Homeowner Tax Benefits Versus Renting
This guide covers homeowner tax benefits versus renting. There are so many advantages of buying versus renting a home. One…
How Lender Overlays Prevent Mortgages For Homebuyers
This guide covers how lender overlays prevent mortgages for homebuyers. The Federal Reserve Board announced that almost a third of…
Buying House During Off Season
This guide covers buying house during off season. You might have heard that there is not much of a supply…
Chicago Mortgage Loans For Self-Employed Individuals
Chicago mortgage loans for self-employed individuals. Many folks in the Chicago Area are business owners and self-employed. If you are…
College Education Versus Work Experience Mortgage Guidelines
This guide covers qualifying for a mortgage after college education versus work experience mortgage guidelines. We will further cover why…
Best Arizona Mortgage Lenders For Bad Credit With Low FICO
This blog covers the best Arizona mortgage lenders for bad credit with low FICO credit scores. It is an important…
No-Ratio Mortgage Loans
In this blog, we will cover what no-ratio mortgage loans are. We will discuss how no-ratio mortgage loans work and…
Prime vs Nonprime Types of Jumbo Mortgage Options
This blog will discuss and cover the types of jumbo mortgage loan programs available at Gustan Cho Associates for homebuyers….
Refinancing Home Loans With Low Rates
This guide covers refinancing home loans with low rates. Thousands of homeowners were ready to refinance their mortgage loans last…
Skyrocketing Home Prices Due To Housing Shortage
This guide covers skyrocketing home prices due to the housing shortage facing homebuyers. The U.S. is facing a severe housing…
HomeReady Versus Home Possible Mortgage Guidelines
This article covers HomeReady versus Home Possible mortgage guidelines. Many homebuyers contact us at Gustan Cho Associates and want to…
Solutions For No Credit Scores on Mortgage Approval
This guide covers solutions for no credit scores on mortgage loan approvals. There are cases where consumers do not have…
