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Videos

Home / Videos - Page 14
Appraisal Process Timeline
Appraisal | Mortgage Processing And Underwriting | Real Estate Topic | Videos

Appraisal Process Timeline

ByAlex Carlucci Posted onMay 26, 2024June 12, 2025

This guide covers the home appraisal process timeline during the mortgage process. Gustan Cho Associates will update you on the…

Continue Reading Appraisal Process TimelineContinue

Selling House In Bad Market
Home Sellers | Real Estate Topic | Selling Your Home | Videos

Selling House in Bad Market

ByMargarett Jurilla Posted onMay 26, 2024June 12, 2025

This guide covers selling house in bad market during period of high inflation and skyrocketing mortgage rates. Despite high mortgage…

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Bankruptcy For Illinois
Headline News Archives | Videos

Bankruptcy For Illinois is a Solution to Save the State

ByAlex Carlucci Posted onMay 25, 2024June 12, 2025

This guide covers bankruptcy for Illinois may be a possible solution to save the state. Bankruptcy for Illinois may be…

Continue Reading Bankruptcy For Illinois is a Solution to Save the StateContinue

Home Loan With Declining And Irregular Income
Income And Employment | declining income | Videos

Home Loan With Declining And Irregular Income Mortgage Guidelines

ByAnngelli Abenes Posted onMay 24, 2024June 12, 2025

This Article Is About Home Loan With Declining And Irregular Income Mortgage Guidelines. There are ways on how mortgage underwriters…

Continue Reading Home Loan With Declining And Irregular Income Mortgage GuidelinesContinue

VA Guidelines on Co-Borrowers
Videos | Non-Occupant Co-Borrowers | VA Loans

VA Guidelines on Co-Borrowers For VA Loans

ByAnngelli Abenes Posted onMay 24, 2024June 12, 2025

This guide covers VA guidelines on co-borrowers for VA loans. We will discuss the VA guidelines on co-borrowers. Income is…

Continue Reading VA Guidelines on Co-Borrowers For VA LoansContinue

NON-QM Jumbo Loans
NON-QM Loans | Jumbo Loans | Videos

NON-QM Jumbo Loans For Bad Credit and No-Income Docs

ByAnngelli Abenes Posted onMay 23, 2024June 12, 2025

NON-QM jumbo loans are alternative mortgage loan programs for owner-occupant primary homes, second homes, and investment properties. Most non-QM loans…

Continue Reading NON-QM Jumbo Loans For Bad Credit and No-Income DocsContinue

Avoiding Stress During Mortgage Process
Home Purchase | Videos

Avoiding Stress During Mortgage Process And Close On Time

ByAnngelli Abenes Posted onMay 22, 2024June 12, 2025

This Article Is About Ways Of Avoiding Stress During Mortgage Process And Close On Time There is no reason why…

Continue Reading Avoiding Stress During Mortgage Process And Close On TimeContinue

Buying Your First Home In Wyoming
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | FHA Loans | First Time Home Buyers | VA Loans | Videos

Steps To Buying Your First Home In Wyoming Without Stress

ByAlex Carlucci Posted onMay 22, 2024June 12, 2025

In this blog, we will cover and discuss the steps to buying your first home in Wyoming. Buying your first…

Continue Reading Steps To Buying Your First Home In Wyoming Without StressContinue

How Mortgage Brokers Get Paid
Home Mortgages | Career Opportunities/Loan Officer Training | Mortgage Processing And Underwriting | Videos

How Mortgage Brokers Get Paid on Closed Home Loans

ByAnngelli Abenes Posted onMay 21, 2024June 12, 2025

This guide covers how mortgage brokers get paid on closed home loans. Mortgage brokers, loan originators, or loan officers are…

Continue Reading How Mortgage Brokers Get Paid on Closed Home LoansContinue

How Loan Officers Qualify Borrowers
Mortgage Lender Overlays | Videos

How Loan Officers Qualify Borrowers And Issue Pre-Approvals

ByAlex Carlucci Posted onMay 21, 2024June 12, 2025

This Article Is About How Loan Officers Qualify Borrowers And Issue Pre-Approvals. Understanding how loan officers qualify borrowers is crucial in the…

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FHA 203k Contractor
FHA 203k Loan | Videos

FHA 203k Contractor Role For Homebuyers of Fixer-Uppers

ByLaurie Cho Posted onMay 21, 2024June 12, 2025

In this blog, we will cover and discuss the FHA 203k contractor role for homeowners on FHA 203k loans. The…

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The Marriage Penalty
Real Estate Topic | Videos

How The Marriage Penalty Works

ByLaurie Cho Posted onMay 21, 2024June 12, 2025

This guide covers how the marriage penalty works. He loves me, he loves me not, he loves me, he loves…

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Freddie Mac Part-Time Income Mortgage Guidelines
Income And Employment | Conventional Loans | Gaps In Employment | Videos

Freddie Mac Part-Time Income Mortgage Guidelines

ByAnngelli Abenes Posted onMay 20, 2024June 12, 2025

This guide explores the updated Freddie Mac part-time income mortgage guidelines for 2024. The new year has introduced significant changes…

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Mortgage Protection Plans
Home Purchase | Real Estate Topic | Videos

Mortgage Protection Plans For Homeowners

ByLaurie Cho Posted onMay 20, 2024June 12, 2025

This guide covers mortgage protection plans. The mortgage protection plan sets up a generational wealth plan and estate plan. The…

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Refinance Waiting Period
Mortgage Refinance | Videos

Refinance Waiting Period Mortgage Guidelines

ByMargarett Jurilla Posted onMay 20, 2024June 12, 2025

In this blog, we will cover and discuss the refinance waiting period mortgage lending guidelines on home mortgages. For homeowners…

Continue Reading Refinance Waiting Period Mortgage GuidelinesContinue

HUD FHA 203k Loans Manual Underwriting Guidelines
FHA 203k Loan | Manual Underwriting | Videos

HUD FHA 203k Loans Manual Underwriting Guidelines

ByLaurie Cho Posted onMay 19, 2024June 12, 2025

This guide covers HUD FHA 203k loans manual underwriting guidelines on renovation loans. HUD FHA 203k loans manual underwriting guidelines…

Continue Reading HUD FHA 203k Loans Manual Underwriting GuidelinesContinue

Barndominiums
Barndominium | Videos

What Are Barndominiums

ByGustan Cho Posted onMay 18, 2024June 12, 2025

Barndominiums is a blend of a barn and barndominium. A barndominium is a portmanteau of “barn” and “barndominium.” Barndominiums are…

Continue Reading What Are BarndominiumsContinue

Buying a Home From a Family Member
Home Mortgages | Gift of Equity | Videos

Buying a Home From a Family Member With a Gift of Equity

ByGustan Cho Posted onMay 15, 2024June 13, 2025

This guide covers buying a home from a family member with no down payment or closing costs with a gift…

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Homes For Heroes Mortgage For Medical Professionals
Down Payment Assistance | FHA Loans | Videos

Homes For Heroes Mortgage For Medical Professionals

ByJohn Strange Posted onMay 14, 2024June 13, 2025

In this article, we will cover and discuss homes for heroes mortgage for medical professionals. A few articles have been…

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Why Do Mortgage Lenders Ask For Reserves
Mortgage Processing And Underwriting | Manual Underwriting | Muti-Family Investment | Videos

Why Do Mortgage Lenders Ask For Reserves From Borrowers

ByAnngelli Abenes Posted onMay 13, 2024June 13, 2025

When And Why Do Mortgage Lenders Ask For Reserves? On VA and FHA manual underwriting, one month’s reserves are required. Multi-family units require reserves by homebuyers.

Continue Reading Why Do Mortgage Lenders Ask For Reserves From BorrowersContinue

Reaffirming Home Loan After Bankruptcy
Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Videos

Reaffirming Home Loan After Bankruptcy Mortgage Guidelines

ByAnngelli Abenes Posted onMay 13, 2024June 13, 2025

In this article, we’ll talk about reaffirming home loan after bankruptcy, a frequently inquired topic. Milwaukee-based Attorney James Miller of…

Continue Reading Reaffirming Home Loan After Bankruptcy Mortgage GuidelinesContinue

Mortgage Guidelines on Home Loans
Conventional Loans | Down Payment Assistance | FHA Loans | Home Mortgages | Mortgage Rates | NON-QM Loans | Videos

Mortgage Guidelines on Home Loans

ByDale Elenteny Posted onMay 12, 2024June 13, 2025

This guide covers changes in mortgage guidelines on home loans and year-end recap. 2023 was a tough year for the…

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansJuly 3, 2025
  • Conforming Versus FHA Mortgage
    Conforming Versus FHA Mortgage Guidelines and BenefitsJuly 3, 2025
  • Short Sale Versus Foreclosure
    Short Sale Versus Foreclosure Mortgage GuidelinesJuly 3, 2025
  • How to Get the Lowest Mortgage Rates
    How To Get The Lowest Mortgage Rates on Home LoansJuly 2, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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