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Videos

Home / Videos - Page 13
Benefits Of Refinancing During Historic Low Mortgage Rates
Mortgage Refinance | Refinancing | Videos

Benefits Of Refinancing During Historic Low Mortgage Rates

ByAnngelli Abenes Posted onJune 5, 2024June 10, 2025

It is no secret that mortgage interest rates are at historic lows. The COVID-19 pandemic has affected every global market,…

Continue Reading Benefits Of Refinancing During Historic Low Mortgage RatesContinue

FHA Versus Conforming Mortgages
Home Mortgages | Conventional Loans | FHA Loans | Mortgage After Bankruptcy and Foreclosure | Videos

Comparing FHA Versus Conforming Mortgages

ByGustan Cho Posted onJune 5, 2024June 10, 2025

This guide compares FHA versus conforming mortgages, the two most popular mortgage loan programs for homebuyers in the United States….

Continue Reading Comparing FHA Versus Conforming MortgagesContinue

VA Loans With Under 620 Credit Scores
VA Loans | Credit Scores | Videos

VA Loans With Under 620 Credit Scores Guidelines

ByGustan Cho Posted onJune 4, 2024June 11, 2025

In this article, we will discuss and explain the guidelines for VA loans with under 620 credit scores. VA loans…

Continue Reading VA Loans With Under 620 Credit Scores GuidelinesContinue

Buying a Home in Another State
First Time Home Buyers | Home Purchase | Real Estate Topic | Videos

Mortgage Qualifications for Buying a Home In Another State

ByGustan Cho Posted onJune 4, 2024June 11, 2025

This guide covers how to qualify for a mortgage by buying a home in another state. Buying a home in…

Continue Reading Mortgage Qualifications for Buying a Home In Another StateContinue

Buying a House Near Mom-and-Pop Shops
First Time Home Buyers | Home Purchase | Real Estate Topic | Videos

Buying a House Near Mom-and-Pop Shops Versus Giant Retailers

ByMargarett Jurilla Posted onJune 3, 2024June 11, 2025

This guide covers buying a house near mom-and-pop shops versus big box retail stores. Are you tired of the same…

Continue Reading Buying a House Near Mom-and-Pop Shops Versus Giant RetailersContinue

Qualifying Borrowers For Mortgage
Conditional Loan Approval | Home Mortgages | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos

Qualifying Borrowers For Mortgage on Purchase and Refinance

ByAnngelli Abenes Posted onMay 31, 2024June 11, 2025

This guide covers the process of qualifying borrowers for mortgage on home purchases and refinances. From the application stage to…

Continue Reading Qualifying Borrowers For Mortgage on Purchase and RefinanceContinue

Home Buyers With Bad Credit
Bad Credit Mortgages | FHA Loans | NON-QM Loans | Videos

Home Buyers With Bad Credit Mortgage Options

ByMargarett Jurilla Posted onMay 30, 2024June 11, 2025

In this blog, we will cover and discuss the various mortgage options home buyers with bad credit have in qualifying…

Continue Reading Home Buyers With Bad Credit Mortgage OptionsContinue

Layered Risk In Manual Underwriting
Manual Underwriting | Automated Underwriting System | Videos

What Factors Are Considered Layered Risk In Manual Underwriting

ByAnngelli Abenes Posted onMay 30, 2024June 11, 2025

In this blog, we will be discussing the factors that are considered layered risks in manual underwriting. FHA and VA…

Continue Reading What Factors Are Considered Layered Risk In Manual UnderwritingContinue

Non-QM Loans For Self-Employed
NON-QM Loans | Bank Statement Loans | Videos

NON-QM Loans For Self-Employed Borrowers

ByAlex Carlucci Posted onMay 30, 2024June 11, 2025

This article will cover qualifying for non-QM loans for self-employed borrowers’ home purchases with no income tax returns. In 2023,…

Continue Reading NON-QM Loans For Self-Employed BorrowersContinue

Second Home Guidelines
Conventional Loans | NON-QM Loans | Second Homes | Videos

Second Home Guidelines on Non-QM and Conventional Loans

ByGustan Cho Posted onMay 30, 2024June 11, 2025

This guide covers second home guidelines on non-QM and conventional loans. Second-home financing is different than investment properties. Homebuyers are…

Continue Reading Second Home Guidelines on Non-QM and Conventional LoansContinue

FHA AUS Approval Versus Manual Underwriting
Automated Underwriting System | FHA Loans | Manual Underwriting | Videos

FHA AUS Approval Versus Manual Underwriting On FHA Loans

ByGustan Cho Posted onMay 30, 2024June 11, 2025

This Article Is About FHA AUS Approval Versus Manual Underwriting On FHA Loans  HUD, the parent of the Federal Housing…

Continue Reading FHA AUS Approval Versus Manual Underwriting On FHA LoansContinue

Credit in Mortgage Process
Re-Establishing Credit | Bad Credit Mortgages | Credit Disputes | Credit Scores | Videos

Credit in Mortgage Process: Credit Scores vs Credit Report

ByGustan Cho Posted onMay 29, 2024June 11, 2025

This guide covers credit in mortgage process. We will cover the difference between credit scores vs credit reports. Credit in…

Continue Reading Credit in Mortgage Process: Credit Scores vs Credit ReportContinue

FHA Loans vs VA Loans
Bad Credit Mortgages | FHA Loans | VA Loans | Videos

FHA Loans vs VA Loans: Comparing Mortgage Options

ByAlex Carlucci Posted onMay 29, 2024June 11, 2025

In this article, we will be comparing FHA loans vs VA loans. VA loans by far are the best mortgage…

Continue Reading FHA Loans vs VA Loans: Comparing Mortgage OptionsContinue

Non-QM And Bank Statement Mortgage
NON-QM Loans | Bank Statement Loans | Videos

Non-QM and Bank Statement Mortgage With NO Tax Returns

ByGustan Cho Posted onMay 29, 2024June 11, 2025

In this article, we will cover and discuss non-QM and bank statement mortgage with no income verification. Non-QM and bank…

Continue Reading Non-QM and Bank Statement Mortgage With NO Tax ReturnsContinue

Shopping For Insurance
Home Mortgages | Homeowners Insurance | Videos

Shopping For Insurance With Best Premium and Terms

ByMargarett Jurilla Posted onMay 29, 2024June 11, 2025

This guide covers shopping for insurance for the best premium and terms during the mortgage process. Shopping for insurance is…

Continue Reading Shopping For Insurance With Best Premium and TermsContinue

Can I Buy House In Maine With 580 FICO
Videos | Bad Credit Mortgages | FHA Loans

Can I Buy House in Maine With 580 FICO with No Credit

ByMargarett Jurilla Posted onMay 28, 2024June 11, 2025

In this blog, we will cover and answer the FAQ of can I buy house in Maine with 580 FICO…

Continue Reading Can I Buy House in Maine With 580 FICO with No CreditContinue

Realtors Marketing Package For Home Buyers
Home Mortgages | Career Opportunities/Loan Officer Training | First Time Home Buyers | Mortgage Processing And Underwriting | Real Estate Topic | Videos

Realtors Marketing Package For Home Buyers

ByGustan Cho Posted onMay 28, 2024June 11, 2025

This guide covers realtors marketing package for home buyers, real estate agents and referral partners. Home buyers rely on their…

Continue Reading Realtors Marketing Package For Home BuyersContinue

How Does Mortgage Process Work
Mortgage Processing And Underwriting | Videos

How Does Mortgage Process Work After Being Pre-Approved

ByGustan Cho Posted onMay 28, 2024June 12, 2025

This guide covers how does mortgage process work after being pre-approved. Most folks consult with a loan officer when they…

Continue Reading How Does Mortgage Process Work After Being Pre-ApprovedContinue

Getting a Mortgage With Bad Credit in Nevada
Bad Credit Mortgages | FHA Loans | NON-QM Loans | VA Loans | Videos

Getting a Mortgage With Bad Credit in Nevada

ByGustan Cho Posted onMay 28, 2024June 12, 2025

This blog will discuss buying a home and getting a mortgage with bad credit in Nevada. Nevada has many amenities,…

Continue Reading Getting a Mortgage With Bad Credit in NevadaContinue

FHA Flipping Guidelines
House Flipping | FHA Loans | Fix-and-Flip Mortgage Loans | Real Estate Topic | Videos

FHA Flipping Guidelines For Homebuyers and Investors

ByAlex Carlucci Posted onMay 27, 2024June 12, 2025

HUD, the parent of FHA, has strict rules on financing home buyers who are buying property flips.

Continue Reading FHA Flipping Guidelines For Homebuyers and InvestorsContinue

High-Balance VA Loans
VA Loans | High-Balance Mortgage Loans | Videos

High-Balance VA Loans (Jumbo VA Loans)

ByMargarett Jurilla Posted onMay 27, 2024June 12, 2025

Most people don’t know that the VA does not limit the amount that you can borrow. The VA guarantee limits the amount that most lenders will allow with zero down, but with a down payment there are no VA loan limits.

Continue Reading High-Balance VA Loans (Jumbo VA Loans)Continue

Making Austin Texas Home
Real Estate Topic | Videos

Making Austin Texas Home

ByLaurie Cho Posted onMay 27, 2024June 12, 2025

Austin, Texas has one of the highest in-migration rates in the nation. The Austin housing market is booming. There is a major shortage of housing in Austin, Texas due to the mass migration to this Texas city.

Continue Reading Making Austin Texas HomeContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansJuly 3, 2025
  • Conforming Versus FHA Mortgage
    Conforming Versus FHA Mortgage Guidelines and BenefitsJuly 3, 2025
  • Short Sale Versus Foreclosure
    Short Sale Versus Foreclosure Mortgage GuidelinesJuly 3, 2025
  • How to Get the Lowest Mortgage Rates
    How To Get The Lowest Mortgage Rates on Home LoansJuly 2, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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