Owner-Occupant Multi-Family Mortgage Guidelines
We will discuss and cover owner-occupant multi-family mortgage guidelines on two to four units. Any property between one to four…
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We will discuss and cover owner-occupant multi-family mortgage guidelines on two to four units. Any property between one to four…
In this article, we will discuss and cover Refinance Mortgage When House Is Still Listed For Sale By Owners. In…
This guide covers the benefit of buying a house in California versus other states. California reached record home prices Despite…
This article will discuss the FHA Waiting Period After Bankruptcy and Foreclosure. The FHA mandates waiting periods after bankruptcy, foreclosure,…
This guide covers what a credit supplement in a mortgage is and how it works. There are three major credit…
In this article, we will cover and discuss buying a house after selling home with late payments. One of the…
This guide covers funds in bank statements that mortgage lenders cannot use. All funds in bank statements that are newer…
This guide covers upfront costs for mortgage loans prior to closing. What would you do as a borrower if a…
This blog will cover how to build wealth by owning versus renting a home. We will show you how quickly…
In this blog, we will discuss and cover refinancing non-QM loans to government and conventional mortgages. Refinancing NON-QM loans to…
This article covers the lawsuit question on a mortgage application and what to do if you’re in a lawsuit during…
In this blog, we will cover and discuss how mortgage underwriters view the declining and irregular income of borrowers. There…
This guide covers property taxes in mortgage qualification and how it affects debt-to-income ratios. For homebuyers, especially first-time home buyers,…
In this blog, we will discuss and cover Past Due Versus Collection And Charge Off Accounts when qualifying and getting…
Mortgage brokers are paid a commission, referred to as Yield Spread Premium Explained, from wholesale mortgage lenders or end lenders,…
A two-year employment history does not necessarily mean two consecutive years at the same job. You can have gaps in employment and/or multiple jobs in the most recent two years and still qualify for mortgage approval. In some cases, you can qualify for a mortgage with 12 months employment history.
In this article, we will cover and discuss Self-Employed Relocation Mortgage Guidelines. Three primary categories of residential mortgages cater to…
In this blog, we will cover and discuss the acceptable sources of verifiable funds for closing. With the majority of…
Qualifying for a conventional loan after foreclosure presents more challenges than government loans. However, homebuyers can qualify for a conventional…
Non-QM loans after bankruptcy and foreclosure allow homebuyers to purchase a home with no waiting period after bankruptcy and/or a…
In this blog, we will cover and discuss how to refinance into FHA 203k loan from an existing home mortgage….