Skip to content

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • BlogsExpand
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustancho Associates

Videos

Home / Videos - Page 11
Maryland FHA Lenders
FHA Loans | Bankruptcy | Mortgage Lender Overlays | Videos

Maryland FHA Lenders For Homebuyers With Bad Credit

BySapna Sharma Posted onJune 28, 2024June 5, 2025

The lending requirements on FHA loans are not the same for all Maryland FHA Lenders. There are two different categories…

Continue Reading Maryland FHA Lenders For Homebuyers With Bad CreditContinue

Non-Conforming Loans
NON-QM Loans | Videos

Non-Conforming Loans: What Are They and How Do They Work?

ByGustan Cho Posted onJune 28, 2024June 5, 2025

In this article, we will cover non-conforming loans and the types of non-QM mortgages for borrowers who do not qualify…

Continue Reading Non-Conforming Loans: What Are They and How Do They Work?Continue

No Tax Returns Mortgage
Income And Employment | Videos

No Tax Returns Mortgage Only For Homebuyers

ByGustan Cho Posted onJune 26, 2024June 5, 2025

This guide covers no tax returns mortgages. We will discuss W2 income mortgages and no-doc mortgage loans for self-employed borrowers….

Continue Reading No Tax Returns Mortgage Only For HomebuyersContinue

Qualifying For FHA Loan After Foreclosure
Mortgage After Bankruptcy and Foreclosure | Bad Credit Mortgages | Bankruptcy | FHA Loans | Videos

Qualifying For FHA Loan After Foreclosure

ByGustan Cho Posted onJune 26, 2024June 5, 2025

Qualifying for FHA loan after foreclosure is now possible for homebuyers who meet the mandatory waiting period after foreclosure. Fannie…

Continue Reading Qualifying For FHA Loan After ForeclosureContinue

Is 120 Day Mortgage Late Considered Foreclosure
Mortgage After Bankruptcy and Foreclosure | Videos

Is 120 Day Mortgage Late Considered Foreclosure

ByGustan Cho Posted onJune 26, 2024June 5, 2025

This guide covers the frequently asked question is a 120-day mortgage late payment considered foreclosure.  One of the biggest fears…

Continue Reading Is 120 Day Mortgage Late Considered ForeclosureContinue

Direct Versus Correspondent Lender
Home Mortgages | Mortgage Rates | Videos

Direct Versus Correspondent Lender Explained

ByAlex Carlucci Posted onJune 24, 2024June 5, 2025

In this article on the difference between a direct versus correspondent lender, we will explore the advantages and disadvantages of…

Continue Reading Direct Versus Correspondent Lender ExplainedContinue

Home Loan With Bad Credit In Indiana
Bad Credit Mortgages | Conventional Loans | FHA Loans | VA Loans | Videos

Home Loan With Bad Credit In Indiana With No Overlays

ByGustan Cho Posted onJune 24, 2024June 5, 2025

This article concerns securing a home loan with bad credit in Indiana with no overlays. Indiana home values are skyrocketing…

Continue Reading Home Loan With Bad Credit In Indiana With No OverlaysContinue

Buying House In Community Property States
Home Mortgages | FHA Loans | Videos

Buying House In Community Property States

ByGustan Cho Posted onJune 24, 2024June 5, 2025

This guide covers buying house in community property states. Buying house in community property states can be tricky on certain…

Continue Reading Buying House In Community Property StatesContinue

Home Loans in South Carolina
FHA Loans | Bad Credit Mortgages | NON-QM Loans | Videos

Home Loans in South Carolina For Homebuyers With Bad Credit

ByGustan Cho Posted onJune 23, 2024June 5, 2025

In this article, we will cover and discuss home loans in South Carolina for homebuyers with bad credit and low…

Continue Reading Home Loans in South Carolina For Homebuyers With Bad CreditContinue

Paying Down Credit Cards During Mortgage Process
High Debt To Income Ratio | Mortgage Processing And Underwriting | Videos

Paying Down Credit Cards During Mortgage Process Due To High DTI

ByGustan Cho Posted onJune 23, 2024June 5, 2025

This guide covers paying down credit cards during mortgage process due to high debt-to-income ratios. Debt-to-income ratios are one of…

Continue Reading Paying Down Credit Cards During Mortgage Process Due To High DTIContinue

Bad Credit Mortgage Lenders in Rhode Island
Bad Credit Mortgages | FHA Loans | High Debt To Income Ratio | NON-QM Loans | Videos

Bad Credit Mortgage Lenders in Rhode Island with 500 FICO

ByGustan Cho Posted onJune 22, 2024June 5, 2025

In this blog, we will discuss and cover bad credit mortgage lenders in Rhode Island for borrowers with bad credit…

Continue Reading Bad Credit Mortgage Lenders in Rhode Island with 500 FICOContinue

Mortgage With Unpaid Collections in Wisconsin
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | FHA Loans | Videos

Mortgage With Unpaid Collections in Wisconsin

ByAlex Carlucci Posted onJune 22, 2024June 5, 2025

In this blog, we will cover and discuss qualifying for a mortgage with unpaid collections in Wisconsin in 2022. Many…

Continue Reading Mortgage With Unpaid Collections in WisconsinContinue

FHA Versus Conventional Mortgage Rates
Conventional Loans | FHA Loans | Mortgage Rates | Videos

FHA Versus Conventional Mortgage Rates

ByGustan Cho Posted onJune 21, 2024June 5, 2025

This guide covers FHA versus conventional mortgage rates on purchase and refinances transactions. One of the most common questions the…

Continue Reading FHA Versus Conventional Mortgage RatesContinue

Mortgage Rate Lock
Clear To Close | Mortgage Rates | Videos

Mortgage Rate Lock Versus Floating Rate

ByGustan Cho Posted onJune 21, 2024June 5, 2025

This article covers the mortgage rate lock process and how to decide when to lock in a mortgage. You cannot…

Continue Reading Mortgage Rate Lock Versus Floating RateContinue

Mortgage Options For Homebuyers in Idaho
Bad Credit Mortgages | Home Mortgages | Home Purchase | Videos

Mortgage Options For Homebuyers in Idaho With Bad Credit

ByDale Elenteny Posted onJune 21, 2024June 5, 2025

In this article, we will cover and discuss mortgage options for homebuyers in Idaho with bad credit and low credit…

Continue Reading Mortgage Options For Homebuyers in Idaho With Bad CreditContinue

Washington NON-QM Lenders
Bad Credit Mortgages | Bank Statement Loans | No-Ratio Mortgage Loans | NON-QM Loans | Videos

Washington NON-QM Lenders For No-Doc and DSCR Loans

ByGustan Cho Posted onJune 21, 2024June 5, 2025

Washington NON-QM Lenders are offering multiple non-prime loans throughout the state. Homebuyers in Washington state no longer are tied with…

Continue Reading Washington NON-QM Lenders For No-Doc and DSCR LoansContinue

Best New Hampshire Mortgage Lenders For Bad Credit
Bad Credit Mortgages | FHA Loans | NON-QM Loans | Videos

Best New Hampshire Mortgage Lenders For Bad Credit

ByAlex Carlucci Posted onJune 21, 2024June 5, 2025

In this article, we will cover and discuss qualifying and getting approved with the best New Hampshire Mortgage Lenders for…

Continue Reading Best New Hampshire Mortgage Lenders For Bad CreditContinue

Final Walk-Through Prior To Home Closing
Home Purchase | Clear To Close | Videos

Why Do You Do a Final Walk-Through Prior To Home Closing

ByAlex Carlucci Posted onJune 20, 2024June 5, 2025

In this article, we will cover and discuss the final walk-through prior to home closing. A Final Walk-Through Prior To…

Continue Reading Why Do You Do a Final Walk-Through Prior To Home ClosingContinue

Jumbo Mortgages
High-Balance Mortgage Loans | Jumbo Loans | No-Ratio Mortgage Loans | NON-QM Loans | Videos

Jumbo Mortgages | Lender Options – LTV – Rates – Terms

ByGustan Cho Posted onJune 20, 2024June 6, 2025

Jumbo Mortgages are home mortgage loans that are higher than the conforming loan limit. The conforming loan limit for 2024…

Continue Reading Jumbo Mortgages | Lender Options – LTV – Rates – TermsContinue

Pre-Qualifying Borrowers
Home Mortgages | Automated Underwriting System | Qualifying & Getting Pre-approved | Videos

Pre-Qualifying Borrowers With Bad Credit For Mortgage Loans

ByGustan Cho Posted onJune 20, 2024June 5, 2025

In this blog, we will be covering pre-qualifying borrowers with bad credit for mortgage loans. This article on pre-qualifying borrowers…

Continue Reading Pre-Qualifying Borrowers With Bad Credit For Mortgage LoansContinue

How Credit Scores Affect Mortgage Rates
Mortgage Rates | Credit Scores | Jumbo Loans | Videos

How Credit Scores Affect Mortgage Rates When Locking Loan

ByGustan Cho Posted onJune 20, 2024July 1, 2025

This Article Is About How Credit Scores Affect Mortgage Rates When Locking Loan Mortgage Rates have dropped 0.25% after the…

Continue Reading How Credit Scores Affect Mortgage Rates When Locking LoanContinue

Credit Score Mortgage Guideline
Home Mortgages | Mortgage Processing And Underwriting | NON-QM Loans | Videos

Minimum Credit Score Mortgage Guideline on Home Loans

ByGustan Cho Posted onJune 20, 2024June 5, 2025

This guide covers the minimum credit score mortgage guidelines on home loans. Income, credit, credit history, and credit scores are…

Continue Reading Minimum Credit Score Mortgage Guideline on Home LoansContinue

Page navigation

Previous PagePrevious 1 … 9 10 11 12 13 … 42 Next PageNext

About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansJuly 3, 2025
  • Conforming Versus FHA Mortgage
    Conforming Versus FHA Mortgage Guidelines and BenefitsJuly 3, 2025
  • Short Sale Versus Foreclosure
    Short Sale Versus Foreclosure Mortgage GuidelinesJuly 3, 2025
  • How to Get the Lowest Mortgage Rates
    How To Get The Lowest Mortgage Rates on Home LoansJuly 2, 2025

DTI Calculators

  • FHA DTI Calculator
  • VA DTI Calculator
  • Conventional DTI Calculator
  • Jumbo DTI Calculator
  • FHA Loan Limits
  • Conforming Loan Limits

Subsidiary Sites

  • Gustan Cho Associates Mortgage Advisor
  • GCA Mortgage Group
  • GCA Forum

Connect With Us

  • Facebook
  • LinkedIn
  • YouTube
  • Instagram
  • TikTok
  • Tumblr

Resources

  • Get Pre-Approved
  • Get Automated Underwriting System Approval
  • FICO Simulator
  • MLO License School
  • DTI Mortgage Calculator
  • Documents Required For Mortgage Process
  • How To Increase FICO Scores For a Mortgage
  • How To Reach A Human At The Credit Bureaus
  • Remove Credit Disputes
  • Contribute To GCA Mortgage Group
  • GCA Approves When Others Can’t
  • Mortgage Guides and Home Loan Options
  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
Disclaimer | Licenses | Copyrights | Privacy  NMLS Consumer Access© 2025 - Gustan Cho Associates. All Rights Reserved.SiteLock
CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
Search