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Videos

Home / Videos - Page 12
The Five C's of Mortgage Underwriting
Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

The Five C’s of Mortgage Underwriting Leading To CTC

ByAlex Carlucci Posted onJanuary 17, 2024July 29, 2024

This guide covers the five C’s of mortgage underwriting leading to clear-to-close. With mortgage loans, the risk analysis is critically…

Continue Reading The Five C’s of Mortgage Underwriting Leading To CTCContinue

First-Time Home Buyer Loan Programs
First Time Home Buyers | Down Payment Assistance | FHA Loans | Home Purchase | HomeReady | VA Loans | Videos

Mortgage Process of First-Time Home Buyer Loan Programs

ByGustan Cho Posted onJanuary 15, 2024March 26, 2024

This guide covers  the mortgage process of first-time home buyer loan programs. First-time home buyers have dominated the housing market…

Continue Reading Mortgage Process of First-Time Home Buyer Loan ProgramsContinue

When Am I Committed To Mortgage Lender
Mortgage Processing And Underwriting | Videos

When Am I Committed To Mortgage Lender For a Home Loan

ByAlex Carlucci Posted onJanuary 14, 2024February 28, 2024

In this article, we will cover and discuss when am I committed to mortgage lender for a home loan. Mortgage…

Continue Reading When Am I Committed To Mortgage Lender For a Home LoanContinue

Real Estate Purchase Land Contracts
Home Purchase | Real Estate Topic | Videos

Buying Home With Real Estate Purchase Land Contracts

ByGustan Cho Posted onJanuary 13, 2024July 29, 2024

This guide covers buying home with real estate purchase land contracts or seller financing. Real estate purchase land contracts is…

Continue Reading Buying Home With Real Estate Purchase Land ContractsContinue

Chicago Mortgage Refinance- The Risks Associated with Refinancing
Mortgage Refinance | FHA and VA Streamline Refinance | Videos

Chicago Mortgage Refinance Lending Guidelines

ByAlex Carlucci Posted onJanuary 12, 2024July 29, 2024

This guide covers Chicago mortgage refinance loan process for homeowners. Many homeowners refinance mortgage loans because they want to reduce…

Continue Reading Chicago Mortgage Refinance Lending GuidelinesContinue

Interest Rate Buydowns
Mortgage Rates | Home Purchase | Real Estate Topic | Videos

Interest Rate Buydowns With Seller Concessions on Purchase

ByGustan Cho Posted onJanuary 11, 2024February 22, 2024

This guide covers interest rate buydowns with seller concessions on purchases. Interest Rate Buydowns are when borrowers pay DISCOUNT POINTSto…

Continue Reading Interest Rate Buydowns With Seller Concessions on PurchaseContinue

Advice Selling Home Fast By Real Estate Professionals
Real Estate Topic | Home Sellers | Selling Your Home | Videos

Advice Selling Home Fast By Real Estate Professionals

ByGustan Cho Posted onJanuary 11, 2024January 12, 2024

This guide covers tips and advice selling home fast by real estate professionals. Many homebuyers have an existing home and…

Continue Reading Advice Selling Home Fast By Real Estate ProfessionalsContinue

Experience With Homeowners Associations
Home Purchase | Real Estate Topic | Videos

Experience With Homeowners Associations

ByDale Elenteny Posted onJanuary 11, 2024January 12, 2024

This GUIDE covers the experience with homeowners associations. Have you ever wondered where your HOA fee goes every month or…

Continue Reading Experience With Homeowners AssociationsContinue

Mortgage For Second Primary Residence
Home Mortgages | Home Purchase | Qualifying & Getting Pre-approved | Videos

Mortgage For Second Primary Residence Lending Guidelines

ByJohn Strange Posted onJanuary 10, 2024July 26, 2024

This guide covers mortgage for second primary residence lending guidelines. Many Americans have a current primary residence and are looking…

Continue Reading Mortgage For Second Primary Residence Lending GuidelinesContinue

The Pros and Cons Of Conventional and FHA Loans
FHA Loans | Conventional Loans | Videos

The Pros and Cons of Conventional and FHA Loans

ByAlex Carlucci Posted onJanuary 9, 2024July 26, 2024

This guide covers the pros and cons of Conventional and FHA loans. The pros and cons of Conventional and FHA…

Continue Reading The Pros and Cons of Conventional and FHA LoansContinue

How Does FHA Define Family Member
Non-Occupant Co-Borrowers | Videos

How Does FHA Define Family Member Co-Borrowers

ByAlex Carlucci Posted onJanuary 9, 2024April 22, 2025

This guide covers how does FHA define family member. In this blog post, we’ll explore FHA’s criteria for defining a…

Continue Reading How Does FHA Define Family Member Co-BorrowersContinue

Mortgage Process Leading To Closing
Mortgage Processing And Underwriting | Clear To Close | Videos

Mortgage Process Leading To Closing For Borrowers

ByGustan Cho Posted onJanuary 7, 2024August 12, 2025

This guide covers the mortgage process leading to closing for borrowers. The home buying and mortgage process leading to closing…

Continue Reading Mortgage Process Leading To Closing For BorrowersContinue

Buying House Next To Power Lines And How It Affects Resale
Home Purchase | Real Estate Topic | Videos

How Does Buying House Next To Power Lines Affect Resale

ByAlex Carlucci Posted onJanuary 7, 2024July 26, 2024

  This guide covers buying house next to power lines.  Some home buyers will run into their dream home when…

Continue Reading How Does Buying House Next To Power Lines Affect ResaleContinue

Mortgage Rates After Bankruptcy On Government And Conventional Loans
Bad Credit Mortgages

Mortgage Rates After Bankruptcy

ByGustan Cho Posted onDecember 30, 2023August 21, 2025

This guide covers mortgage rates after bankruptcy on government and conventional loans. There are loan level pricing adjustments (LLPA) charged…

Continue Reading Mortgage Rates After BankruptcyContinue

Homeowner Tax Benefits On Home Purchase Versus Renting
Bad Credit Mortgages

Homeowner Tax Benefits Versus Renting

ByAlex Carlucci Posted onDecember 30, 2023July 26, 2024

This guide covers homeowner tax benefits versus renting. There are so many advantages of buying versus renting a home. One…

Continue Reading Homeowner Tax Benefits Versus RentingContinue

How Long is a Pre-Approval Valid
Home Mortgages | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos

How Long is a Pre-Approval Valid When Shopping For a Home

ByGustan Cho Posted onDecember 28, 2023July 26, 2024

This guide cover how long is a pre-approval valid when shopping for a home. A pre-approval letter is a ticket…

Continue Reading How Long is a Pre-Approval Valid When Shopping For a HomeContinue

How To Become a Real Estate Agent
Career Opportunities/Loan Officer Training | Videos

How To Become a Real Estate Agent in Today’s Market

ByMargarett Jurilla Posted onDecember 27, 2023July 26, 2024

This guide covers how to become a real estate agent in today’s competitive housing market. A career in real estate…

Continue Reading How To Become a Real Estate Agent in Today’s MarketContinue

Investing in a Distressed Property
Real Estate Topic | Fix-and-Flip Mortgage Loans | Investment Homes | NON-QM Loans | Videos

Investing in a Distressed Property

ByDale Elenteny Posted onDecember 4, 2023July 26, 2024

This guide covers investing in a distressed property and what you need to know. Distressed properties refer to properties for…

Continue Reading Investing in a Distressed PropertyContinue

Home Loan After Foreclosure
Mortgage After Bankruptcy and Foreclosure | Videos

Home Loan After Foreclosure Waiting Period Guidelines

ByEric Jeanette Posted onDecember 2, 2023October 8, 2024

This guide covers home loan after foreclosure waiting period guidelines to qualify for a mortgage. Millions of homeowners have had…

Continue Reading Home Loan After Foreclosure Waiting Period GuidelinesContinue

When Things Go Wrong During The Mortgage Process
Mortgage Processing And Underwriting | Videos

When Things Go Wrong During The Mortgage Process

ByGustan Cho Posted onNovember 27, 2023July 26, 2024

This guide covers solutions for when things go wrong during the mortgage process. The mortgage process can be very stressful….

Continue Reading When Things Go Wrong During The Mortgage ProcessContinue

No-Ratio Mortgage Loans
No-Ratio Mortgage Loans | NON-QM Loans | Videos

No-Ratio Mortgage Loans

ByAlex Carlucci Posted onNovember 12, 2023July 29, 2025

In this blog, we will cover what no-ratio mortgage loans are. We will discuss how no-ratio mortgage loans work and…

Continue Reading No-Ratio Mortgage LoansContinue

Types of Jumbo Mortgage
Jumbo Loans | Bank Statement Loans | NON-QM Loans | Videos

Prime vs Nonprime Types of Jumbo Mortgage Options

ByAlex Carlucci Posted onNovember 12, 2023July 26, 2024

This blog will discuss and cover the types of jumbo mortgage loan programs available at Gustan Cho Associates for homebuyers….

Continue Reading Prime vs Nonprime Types of Jumbo Mortgage OptionsContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Washington DC Lenders
    Washington DC Lenders For Traditional and Non-QM MortgagesSeptember 12, 2025
  • How to Find the Best Realtor
    How To Find The Best Realtor For First-Time HomebuyersSeptember 12, 2025
  • Mortgage Escrow Account
    What is a Mortgage Escrow Account for Purchase and RefinanceSeptember 11, 2025
  • Colorado VA Lenders
    Colorado VA Lenders For Bad Credit With No Lender OverlaysSeptember 10, 2025

DTI Calculators

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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