FHA DTI Ratios on Manual Underwrites Mortgage Guidelines
This article will delve into the mortgage guidelines for FHA DTI ratios on manual underwrites. The key distinction between manual…
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HUD Guidelines For Gift Funds on FHA Loans
This article will delve into the HUD guidelines for gift funds in the context of home purchase transactions involving Federal…
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Mortgage Rates on NON-QM Loans and No-Doc Mortgages
This guide covers mortgage rates on non-QM loans and no-doc mortgages. Current Home Mortgage Rates after the election of President…
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Fannie Mae and HUD Guidelines on Conforming vs FHA Loans
This guide covers Fannie Mae and HUD Guidelines on conventional versus FHA loans. Fannie Mae and HUD guidelines on conventional…
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VA Guidelines on Seller Concessions To Cover Closing Costs
This guide covers VA guidelines on seller concessions to cover closing costs. VA loans is hands down the best mortgage…
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Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
The Five C’s of Mortgage Underwriting Leading To CTC
This guide covers the five C’s of mortgage underwriting leading to clear-to-close. With mortgage loans, the risk analysis is critically…
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First Time Home Buyers | Down Payment Assistance | FHA Loans | Home Purchase | HomeReady | VA Loans | Videos
Mortgage Process of First-Time Home Buyer Loan Programs
This guide covers the mortgage process of first-time home buyer loan programs. First-time home buyers have dominated the housing market…
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When Am I Committed To Mortgage Lender For a Home Loan
In this article, we will cover and discuss when am I committed to mortgage lender for a home loan. Mortgage…
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Buying Home With Real Estate Purchase Land Contracts
This guide covers buying home with real estate purchase land contracts or seller financing. Real estate purchase land contracts is…
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Interest Rate Buydowns With Seller Concessions on Purchase
This guide covers interest rate buydowns with seller concessions on purchases. Interest Rate Buydowns are when borrowers pay DISCOUNT POINTSto…
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Advice Selling Home Fast By Real Estate Professionals
This guide covers tips and advice selling home fast by real estate professionals. Many homebuyers have an existing home and…
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Experience With Homeowners Associations
This GUIDE covers the experience with homeowners associations. Have you ever wondered where your HOA fee goes every month or…
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Mortgage For Second Primary Residence Lending Guidelines
This guide covers mortgage for second primary residence lending guidelines. Many Americans have a current primary residence and are looking…
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How Does FHA Define Family Member Co-Borrowers
This guide covers how does FHA define family member. In this blog post, we’ll explore FHA’s criteria for defining a…
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Mortgage Process Leading To Closing For Borrowers
This guide covers the mortgage process leading to closing for borrowers. The home buying and mortgage process leading to closing…
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Mortgage Rates After Bankruptcy
This guide covers mortgage rates after bankruptcy on government and conventional loans. There are loan level pricing adjustments (LLPA) charged…
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How Long is a Pre-Approval Valid When Shopping For a Home
This guide cover how long is a pre-approval valid when shopping for a home. A pre-approval letter is a ticket…
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How To Become a Real Estate Agent in Today’s Market
This guide covers how to become a real estate agent in today’s competitive housing market. A career in real estate…
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Investing in a Distressed Property
This guide covers investing in a distressed property and what you need to know. Distressed properties refer to properties for…
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When Things Go Wrong During The Mortgage Process
This guide covers solutions for when things go wrong during the mortgage process. The mortgage process can be very stressful….
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No-Ratio Mortgage Loans
In this blog, we will cover what no-ratio mortgage loans are. We will discuss how no-ratio mortgage loans work and…
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Prime vs Nonprime Types of Jumbo Mortgage Options
This blog will discuss and cover the types of jumbo mortgage loan programs available at Gustan Cho Associates for homebuyers….
