How Underwriters Calculate Debt-To-Income Ratio
How Underwriters Calculate Debt-to-Income Ratio (DTI) – 2024 Guide When it comes to buying a home, there are a few…
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Clear To Close In 2 Weeks or Less Mortgage Process
Clear to Close in 2 Weeks or Less: Here’s How to Fast-Track Your Mortgage Approval At Gustan Cho Associates, we…
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Credit Repair During Mortgage Underwriting Can Halt Loan Process
This guide covers how credit repair during mortgage underwriting can halt loan process . Mortgage borrowers should know the impact…
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Changing Realtors During Home Buying And Mortgage Process
Changing Realtors During the Home Buying and Mortgage Process in 2024 The home buying and mortgage process can be exciting…
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Mortgage Process Can Be Stressful If Not Properly Qualified
The mortgage process does not have to be stressful. The number one reason why the mortgage process can be stressful…
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Paying Down Credit Cards During Mortgage Process Due To High DTI
This guide covers paying down credit cards during mortgage process due to high debt-to-income ratios. Debt-to-income ratios are one of…
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First Time Home Buying Process Starts With Pre-Approval
This article discusses the first time home buying process, emphasizing that it starts with pre-approval. The initial step for those…
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Conditional Loan Approval | Home Mortgages | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Qualifying Borrowers For Mortgage on Purchase and Refinance
This guide covers the process of qualifying borrowers for mortgage on home purchases and refinances. From the application stage to…
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How Does Mortgage Process Work After Being Pre-Approved
This guide covers how does mortgage process work after being pre-approved. Most folks consult with a loan officer when they…
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How Loan Officers Qualify Borrowers And Issue Pre-Approvals
This Article Is About How Loan Officers Qualify Borrowers And Issue Pre-Approvals. Understanding how loan officers qualify borrowers is crucial in the…
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Home Buying Stress During Mortgage Underwriting Process
This article is about Why Mortgage Process Is Biggest Home Buying Stress The process of buying a home can be…
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How Does Prenuptial Agreements Affect Mortgages
This guide covers how prenuptial agreements affect mortgage loans. You may have heard of prenuptial agreements if you plan to…
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Why Do Mortgage Lenders Ask For Reserves From Borrowers
When And Why Do Mortgage Lenders Ask For Reserves? On VA and FHA manual underwriting, one month’s reserves are required. Multi-family units require reserves by homebuyers.
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How Mortgage Underwriters Consider Verified Assets For Home Loan
When applying for a mortgage loan, homebuyers must present verified assets for home loan to the lender. Verified assets include…
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Home Mortgages | Credit Scores | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Qualifying Credit Score For Mortgage Used By Lenders
In this blog, we’ll explain the qualifying credit score that lenders use for mortgages. Mortgage underwriters determine this score by…
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How Underwriters View Unsourced Funds In Mortgage Process
This guide covers how underwriters view unsourced funds while analyzing and reviewing a borrower. Unsourced funds have no paper trail,…
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How to Avoid Delays in Mortgage Loan Closings
This guide covers how to avoid delays in mortgage loan closings. When homebuyers enter a real estate purchase contract, the…
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What is a Credit Supplement For a Mortgage
This guide covers what a credit supplement in a mortgage is and how it works. There are three major credit…
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Funds In Bank Statements That Cannot Be Used By Lenders
This guide covers funds in bank statements that mortgage lenders cannot use. All funds in bank statements that are newer…
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Videos | Conditional Loan Approval | Mortgage Lender Overlays | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved
Home Loan Approval After Denied By a Bank For Your Mortgage
This guide covers getting a home loan approved after denied by a bank for your mortgage. There should be no…
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How Do Mortgage Underwriters Calculate Income of Borrowers
This guide covers how do mortgage underwriters calculate income of borrowers. Income is the most important aspect of qualifying for…
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Home Mortgages | Automated Underwriting System | Conditional Loan Approval | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
How Do Mortgage Underwriters Qualify Borrowers
In this blog, we will cover and discuss how do mortgage underwriters qualify borrowers. Credit scores and income is what…
