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Mortgage after bankruptcy

Home / Mortgage after bankruptcy - Page 2
How Bankruptcy Affects Mortgage Approval
Mortgage After Bankruptcy and Foreclosure | NON-QM Loans | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

How Bankruptcy Affects Mortgage Approval

ByGustan Cho Posted onMarch 24, 2024August 14, 2024

This guide covers how bankruptcy affects mortgage approval and the waiting period after discharge date. Bankruptcy is a great tool…

Continue Reading How Bankruptcy Affects Mortgage ApprovalContinue

Qualifying For FHA Loan During Chapter 13 Bankruptcy
Mortgage After Bankruptcy and Foreclosure | FHA Loans | Manual Underwriting | Videos

Qualifying For FHA Loan During Chapter 13 Bankruptcy

ByGustan Cho Posted onMarch 20, 2024January 22, 2025

In this article, we’ll explore the process of Qualifying For FHA Loan During Chapter 13 Bankruptcy. Homebuyers can secure an…

Continue Reading Qualifying For FHA Loan During Chapter 13 BankruptcyContinue

Conventional Loan After Chapter 7 Bankruptcy
Mortgage After Bankruptcy and Foreclosure | Automated Underwriting System | Conventional Loans | FHA Loans | Videos

Conventional Loan After Chapter 7 Bankruptcy Mortgage Guidelines

ByGustan Cho Posted onMarch 15, 2024March 11, 2025

There’s a common misconception that only those with excellent credit scores can secure a conventional loan, while FHA loans are…

Continue Reading Conventional Loan After Chapter 7 Bankruptcy Mortgage GuidelinesContinue

HUD Bankruptcy Guidelines
Videos | Bad Credit Mortgages | Compensating Factors | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Re-Establishing Credit

HUD Bankruptcy Guidelines After Chapter 7 And Chapter 13

ByGustan Cho Posted onMarch 13, 2024April 26, 2024

This article will discuss HUD bankruptcy guidelines following Chapter 7 and Chapter 13 bankruptcy, particularly about FHA loans. HUD Bankruptcy…

Continue Reading HUD Bankruptcy Guidelines After Chapter 7 And Chapter 13Continue

Things to Know Before Filing Bankruptcy
Mortgage After Bankruptcy and Foreclosure | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

Things To Know Before Filing Bankruptcy

ByGustan Cho Posted onMarch 2, 2024March 29, 2024

This guide cover the things to know before filing bankruptcy for future homebuyers. There are things to know before filing…

Continue Reading Things To Know Before Filing BankruptcyContinue

Fannie Mae Chapter 13 Dismissal Guidelines
Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Videos

Fannie Mae Chapter 13 Dismissal Guidelines

ByGustan Cho Posted onFebruary 21, 2024May 14, 2024

In this blog, we will cover the Fannie Mae Chapter 13 dismissal guidelines on conventional loans. One of the most…

Continue Reading Fannie Mae Chapter 13 Dismissal GuidelinesContinue

Bankruptcy Dismissal
Mortgage After Bankruptcy and Foreclosure | Videos

Mortgage Waiting Period Guidelines After Bankruptcy Dismissal

ByAlex Carlucci Posted onJanuary 21, 2024July 29, 2024

In this article, we will cover and discuss when you can get a mortgage approval after bankruptcy dismissal. There are…

Continue Reading Mortgage Waiting Period Guidelines After Bankruptcy DismissalContinue

Mortgage Guidelines After Bankruptcy
Mortgage After Bankruptcy and Foreclosure | Videos

Mortgage Guidelines After Bankruptcy on Home Purchase

ByApril Ramirez Posted onJanuary 21, 2024July 29, 2024

In this blog, we will cover and discuss the mortgage guidelines after bankruptcy on home purchases and refinance transactions. There…

Continue Reading Mortgage Guidelines After Bankruptcy on Home PurchaseContinue

Bankruptcy Dismissal Versus Bankruptcy Discharge
Mortgage After Bankruptcy and Foreclosure | Manual Underwriting | Qualifying & Getting Pre-approved | Videos

Bankruptcy Dismissal Versus Discharge Mortgage Guidelines

ByGustan Cho Posted onJanuary 11, 2024April 4, 2024

In this blog, we will cover and discuss the difference when qualifying for a mortgage after bankruptcy dismissal versus bankruptcy…

Continue Reading Bankruptcy Dismissal Versus Discharge Mortgage GuidelinesContinue

Chapter 13 Versus Chapter 7 Bankruptcy
Mortgage After Bankruptcy and Foreclosure | Videos

Chapter 13 Versus Chapter 7 Bankruptcy Mortgage Guidelines

ByGustan Cho Posted onJanuary 11, 2024October 9, 2024

In this blog, we will cover and discuss the mortgage guidelines Chapter 13 versus Chapter 7 Bankruptcy. Homebuyers qualifying for…

Continue Reading Chapter 13 Versus Chapter 7 Bankruptcy Mortgage GuidelinesContinue

FHA Bankruptcy Waiting Periods After Chapters 7 And 13
Mortgage After Bankruptcy and Foreclosure | Videos

FHA Bankruptcy Waiting Periods After Chapters 7 And 13

ByGustan Cho Posted onJanuary 10, 2024January 11, 2024

This article is about FHA Bankruptcy waiting periods after Chapters 7 and 13. FHA Bankruptcy wqiting period requirements were release…

Continue Reading FHA Bankruptcy Waiting Periods After Chapters 7 And 13Continue

FHA Versus Conventional Mortgage After Bankruptcy
Bad Credit Mortgages | Conventional Loans | FHA Loans | Mortgage After Bankruptcy and Foreclosure | Qualifying & Getting Pre-approved | Videos

FHA Versus Conventional Mortgage After Bankruptcy

ByEric Jeanette Posted onJanuary 1, 2024August 14, 2024

This  guide cover FHA versus conventional mortgage after bankruptcy. There are differences in  when and how you can qualify for…

Continue Reading FHA Versus Conventional Mortgage After BankruptcyContinue

Mortgage Rates After Bankruptcy On Government And Conventional Loans
Bad Credit Mortgages

Mortgage Rates After Bankruptcy

ByGustan Cho Posted onDecember 30, 2023July 26, 2024

This guide covers mortgage rates after bankruptcy on government and conventional loans. There are loan level pricing adjustments (LLPA) charged…

Continue Reading Mortgage Rates After BankruptcyContinue

VA Loans During Chapter 7 Versus 13 Bankruptcy
Mortgage After Bankruptcy and Foreclosure | VA Loans | Videos

VA Loans During Chapter 7 Versus 13 Bankruptcy

ByGustan Cho Posted onDecember 18, 2023February 11, 2025

In this blog, we will cover and discuss the agency mortgage guidelines from the U.S. Department of Veterans Affairs for…

Continue Reading VA Loans During Chapter 7 Versus 13 BankruptcyContinue

Buying a house after bankruptcy discharge date.
Mortgage After Bankruptcy and Foreclosure | Videos

Buying a House After Bankruptcy Discharged Date

ByGustan Cho Posted onOctober 30, 2023April 22, 2024

This guide covers buying a house after bankruptcy discharge date. Buying a house after bankruptcy is possible. Many homebuyers think…

Continue Reading Buying a House After Bankruptcy Discharged DateContinue

Waiting Period After Mortgage Part Of Bankruptcy Guidelines
Conventional Loans | Mortgage After Bankruptcy and Foreclosure | Videos

Waiting Period After Mortgage Part of Bankruptcy Guidelines

ByAlex Carlucci Posted onJuly 22, 2023December 18, 2023

This guide covers the Fannie Mae guidelines on conventional loans with a waiting period after mortgage part of bankruptcy. Many…

Continue Reading Waiting Period After Mortgage Part of Bankruptcy GuidelinesContinue

Mortgage Process Experience
Mortgage After Bankruptcy and Foreclosure | Videos

Mortgage Process Experience After Chapter 13 Bankruptcy

ByMargarett Jurilla Posted onJune 23, 2023July 25, 2024

This guide covers the mortgage process experience after Chapter 13 Bankruptcy. The experience does not have to be stressful. I…

Continue Reading Mortgage Process Experience After Chapter 13 BankruptcyContinue

Types of bankruptcies
Mortgage After Bankruptcy and Foreclosure | Videos

Mortgage Guidelines For Types of Bankruptcies

ByAlex Carlucci Posted onApril 21, 2023April 29, 2025

This article will cover the mortgage guidelines for the types of bankruptcies—James Miller of Miller explains how you can qualify…

Continue Reading Mortgage Guidelines For Types of BankruptciesContinue

Bankruptcy Mortgage Guidelines On Government And Conforming Loans
Mortgage After Bankruptcy and Foreclosure | Videos

Bankruptcy Mortgage Guidelines on Waiting Period

ByAlex Carlucci Posted onJuly 21, 2022June 14, 2024

In this blog, we will discuss and cover the bankruptcy mortgage guidelines on government and conventional loans. All mortgage loan…

Continue Reading Bankruptcy Mortgage Guidelines on Waiting PeriodContinue

Best Oregon Mortgage Lenders
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts

Best Oregon Mortgage Lenders After Bankruptcy In 2022

ByMike Gracz Posted onJune 30, 2022October 8, 2024

In this blog, we will discuss the best Oregon mortgage lenders with hundreds of loan options for owner-occupant homes, second…

Continue Reading Best Oregon Mortgage Lenders After Bankruptcy In 2022Continue

Mortgage After Bankruptcy in South Dakota
Mortgage After Bankruptcy and Foreclosure

Mortgage After Bankruptcy in South Dakota With Bad Credit

ByGustan Cho Posted onMay 12, 2022October 8, 2024

In this article, we will cover and discuss how homebuyers can qualify for a mortgage after bankruptcy in South Dakota….

Continue Reading Mortgage After Bankruptcy in South Dakota With Bad CreditContinue

HUD Guidelines After Bankruptcy
Mortgage After Bankruptcy and Foreclosure

HUD Guidelines After Bankruptcy Versus Other Loan Programs

ByGustan Cho Posted onMarch 5, 2022July 22, 2024

In this blog, we will cover and discuss HUD guidelines after bankruptcy versus other mortgage loan programs. Per HUD guidelines…

Continue Reading HUD Guidelines After Bankruptcy Versus Other Loan ProgramsContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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