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ByMike Gracz
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What Are Refinancing Community Property States Mortgage Guidelines? Refinancing in community property states requires non-borrowers debts to be included on FHA loans. Conventional loans do not require non-borrowers debts to be included in the debt to income ratio calculations.
ByAlex Carlucci
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Home Affordable Refinance Program Extended: What Happened and Your Options in 2024 If you’re a homeowner who’s been keeping up…
ByGustan Cho
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HARP With Second Mortgage: Can You Refinance with a Second Mortgage Through HARP in 2024? If you have a second…
ByAnngelli Abenes
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Dreaming of turning that fixer-upper into your dream home but worried your credit score isn’t up to par? You’re not…
ByAnngelli Abenes
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The Department of Veterans Affairs has lowered the maximum loan to value on cash-out refinance VA loans from 100% LTV to 90% LTV. This was brought on by the VA due to the booming housing market nationwide. HUD, the parent of FHA, also lowered the cash-out loan to value on FHA loans from 85% to 80% LTV.
ByAnngelli Abenes
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Are you feeling overwhelmed managing several debt payments every month? If your home doesn’t hold much value but you’re looking…
ByAnngelli Abenes
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Want to know about Non-QM cash-out refinance mortgage? If you’re a homeowner who wants to use your home’s value to…
ByAnngelli Abenes
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Today, an FHA cashout refinance mortgage loan can be a great option if you own a home and want…
ByMike Gracz
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As most readers of our blogs know, Gustan Cho Associates are experts in VA mortgage lending. Our highly skilled team…
ByApril Ramirez
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We will be covering the updated VA cash-out refinance mortgage loans. Gustan Cho Associates, empowered by NEXA Mortgage, LLC are…
ByAlex Carlucci
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VA Refinance Guidelines encompass two distinct mortgage processes: the VA streamline refinance (IRRRL), and the VA cash-out refinance. Gustan Cho…
ByGustan Cho
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This blog will cover and discuss HUD Cash-Out Mortgage Guidelines on FHA loans for 2024. Home values are rising across…
ByAnngelli Abenes
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It is no secret that mortgage interest rates are at historic lows. The COVID-19 pandemic has affected every global market,…
ByMargarett Jurilla
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In this blog, we will cover and discuss the refinance waiting period mortgage lending guidelines on home mortgages. For homeowners…
ByDale Elenteny
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This guide covers shopping for best mortgage rates in California on home purchase and refinance home loans. California is the…
ByMike Gracz
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This Article Is About NON-QM Cash-Out Debt Consolidation Refinance With 90% LTV. The housing market is hot despite rising mortgage…
ByAnngelli Abenes
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In this blog post, we’ll explore how to remove your ex-spouse from your mortgage following a divorce. Despite the overall…
ByGustan Cho
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This guide covers the right of rescission mortgage guidelines on refinances. As we have seen interest rates drop over the…
ByAlex Carlucci
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Lenders base each borrower’s credit scores as well as other risk factors when determining mortgage rates. The higher the risk of a borrower, the higher the rate. It is best for each borrower to maximize their credit scores and other layered risks to get the best mortgage rates.
ByDale Elenteny
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In this article, we will cover and discuss delayed financing guidelines on refinance transactions. Delayed Financing Guidelines apply for homebuyers…
ByMike Gracz
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In this article, we will discuss and cover Refinance Mortgage When House Is Still Listed For Sale By Owners. In…
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