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ByGustan Cho
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This guide covers DTI calculations in community property states mortgage guidelines. DTI calculations in community property states are calculated differently…
ByGustan Cho
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In this blog, we will cover the role of mortgage underwriter during the mortgage process. The role of mortgage underwriter…
ByGustan Cho
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This guide covers how do mortgage underwriters calculate income of borrowers. Income is the most important aspect of qualifying for…
ByGustan Cho
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This guide addresses the issue of credit tradelines not reporting to credit bureaus. When faced with this situation, finding solutions…
ByGustan Cho
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This blog will cover the FHA Total Scorecard and how it works. The United States Department of Housing and Urban…
ByGustan Cho
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This guide covers preparing for mortgage process in Illinois. Preparing For Mortgage Process In Illinois is different than other states….
ByAlex Carlucci
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Closing costs on the Loan Estimate versus Closing Disclosure will most likely be different. The itemized closing costs on the…
ByGustan Cho
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In this blog, we will discuss and cover the warehouse line of credit used by mortgage bankers and correspondent lenders….
ByGustan Cho
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In this blog, we will cover and discuss how do mortgage underwriters qualify borrowers. Credit scores and income is what…
BySapna Sharma
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This blog will cover preparing for home loan before applying for a mortgage for a smooth mortgage approval without stress….
ByGustan Cho
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This guide covers changing lenders during underwriting process before closing. The mortgage approval process does not have to be stressful…
ByApril Ramirez
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This guide covers the loan officer document checklist. This article on the Loan Officer Document Checklist is a series of…
ByApril Ramirez
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In this blog, we will cover employer distance requirements on primary home mortgages. Employer Distance Requirements On Primary Home Mortgages…
ByGustan Cho
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This guide covers how underwriters qualify income to approve mortgage loans. Many mortgage loan applicants do not have the role…
ByGustan Cho
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This guide covers qualifying for a home loan downsizing to a smaller home. It makes no sense in having a…
ByGustan Cho
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This guide covers things that can delay your mortgage loan closing. A mortgage loan should be able to close in…
ByGustan Cho
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Borrowers should not stress during the mortgage process. . There is no reason why there should be stress during the mortgage process.
ByGustan Cho
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This guide covers the steps in mortgage process for closing home loan on time. Homebuyers looking to purchase a new…
ByGustan Cho
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This guide covers mortgage underwriter errors causing borrowers a loan denial. Mortgage underwriter errors do happen. Underwriters are human and…
ByMargarett Jurilla
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In this blog post, we will explore a tackle problem many borrowers face – Mortgage Denied After Pre-Approval. The landscape…
ByLaurie Cho
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In this guide, we address underwriters conditions to pave the way for a clear-to-close submission. Whether individuals seek approval for…
ByGustan Cho
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This blog delves into the significance of non-traditional credit in mortgage qualification process, particularly focusing on scenarios where borrowers lack…
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