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ByGustan Cho
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This article delves into how underwriters analyze bank statements of borrowers. When individuals seek a mortgage loan, underwriters deem 60…
ByGustan Cho
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In this blog, we will be covering the QC Review Prior Clear To Close During Mortgage Process by some mortgage…
ByGustan Cho
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According to VA and HUD Chapter 13 cash-out refinance guidelines, homeowners may be eligible for a cash-out refinance on an…
ByGustan Cho
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This blog will cover and discuss the FHA case number on new FHA mortgage applications. We will also discuss transfers…
ByGustan Cho
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This guide covers overlays on debt-to-income ratio on FHA loans. Homebuyers who got issued pre-approval from a mortgage loan originator…
ByGustan Cho
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Kentucky’s economy is booming, especially the housing market. Many individual taxpayers and businesses are making Kentucky their home due to low state taxes and affordable housing and low property taxes. Homebuyers are finding home priced reasonably and home prices are beginning to creep up.
ByAlex Carlucci
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This guide covers non-QM down payment guidelines on home purchase. Non-QM down payment guidelines on home purchase for homebuyers on…
ByAlex Carlucci
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In this blog, we will discuss lender versus borrower-paid mortgage transactions. Mortgage brokers can often opt to go with a…
ByAlex Carlucci
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This guide covers the importance of mortgage qualification and pre-approval. A pre-approval is when a home buyer or homeowner has…
ByAlex Carlucci
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This guide covers things to avoid when repairing your credit for a mortgage approval. There are things to avoid when…
ByAlex Carlucci
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This guide covers the five C’s of mortgage underwriting leading to clear-to-close. With mortgage loans, the risk analysis is critically…
ByGustan Cho
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In this article, we will address the steps to take if you face mortgage denial following conditional approval. The home…
ByApril Ramirez
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Homebuyers should ask for seller concessions from the home seller to pay closing costs. There are two types of costs…
ByAlex Carlucci
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This guide covers the frequently asked question can I get denied for FHA loan with good credit on home purchase….
ByGustan Cho
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The initial loan approval from the mortgage loan approval lists a set of conditions from the mortgage loan underwriter. Once the loan conditions are satisfied, the mortgage underwriter will issue will issue a clear to close.
ByAlex Carlucci
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In this article, we will cover and discuss when am I committed to mortgage lender for a home loan. Mortgage…
ByGustan Cho
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This guide covers about the third-party search by mortgage lenders during the underwriting process. Mortgage lenders will pull three credit…
ByGustan Cho
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In this blog, we will cover why lenders need credit reports and credit scores to get borrowers a mortgage loan…
ByMike Gracz
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This guide covers qualifying and getting approved for a home mortgage moving to new home. Moving to new home is…
ByGustan Cho
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Most mortgage lenders typically disapprove of overdrafts in bank statements. The presence of overdrafts in bank statements is viewed negatively…
ByGustan Cho
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This guide covers what do lenders look in bank statements during the mortgage process. Every mortgage lenders require borrowers to…
ByJohn Strange
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In this blog, we will discuss and extensively cover everything you need to know about the loan estimate. The Loan…
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