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Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
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    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
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Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustancho Associates

Home Mortgages

Home / Home Mortgages - Page 8
Removing Judgments Off Credit Report
Judgment | Home Mortgages | Videos

Removing Judgments Off Credit Report For Mortgage

ByMargarett Jurilla Posted onNovember 15, 2023July 7, 2025

This guide covers removing judgments off credit report to qualify for and get approved for a mortgage. Borrowers can qualify…

Continue Reading Removing Judgments Off Credit Report For MortgageContinue

How To Review Credit Report
Home Mortgages | Videos

How To Review Credit Report During The Mortgage Process

ByGustan Cho Posted onOctober 25, 2023February 6, 2024

This guide covers how to review credit report during the mortgage process.  We will be discussing how to review credit…

Continue Reading How To Review Credit Report During The Mortgage ProcessContinue

Home Title Insurance Policy
Home Mortgages | Regulations | Videos

Home Title Insurance Policy Guidelines By Lenders

ByAlex Carlucci Posted onOctober 17, 2023May 6, 2024

This guide covers home title insurance policy guidelines by lenders. A home title insurance policy is a contract of indemnity…

Continue Reading Home Title Insurance Policy Guidelines By LendersContinue

Green Mortgage
Home Improvement/Renovations | Home Mortgages | Home Purchase

What is a Green Mortgage

ByGustan Cho Posted onSeptember 2, 2023December 18, 2023

This guide covers what is a green mortgage and how it works. Are you looking for a way to make…

Continue Reading What is a Green MortgageContinue

Bi-Weekly Mortgage Payment
Home Mortgages | Videos

Benefits of Making Bi-Weekly Mortgage Payments

ByGustan Cho Posted onJuly 20, 2023June 11, 2024

This guide covers the benefits of making bi-weekly mortgage payments. The benefit of bi-weekly mortgage payments is that homeowners can…

Continue Reading Benefits of Making Bi-Weekly Mortgage PaymentsContinue

Taking Out That Next Student Loan
Student Loans | High Debt To Income Ratio | Home Mortgages | Videos

How Taking Out That Next Student Loan Can Affect Mortgage

ByAlex Carlucci Posted onJuly 15, 2023October 8, 2024

This guide covers the risk of taking out that next student loan when getting a mortgage loan approved. If you…

Continue Reading How Taking Out That Next Student Loan Can Affect MortgageContinue

Understanding Mortgage Application Process To Avoid Delays
Home Mortgages | Mortgage Processing And Underwriting | Videos

Understanding Mortgage Application Process To Avoid Delays

ByLaurie Cho Posted onJuly 15, 2023July 25, 2024

This blog is about understanding mortgage application process to avoid delays. Despite the countless mortgage lending guidelines, applying for a…

Continue Reading Understanding Mortgage Application Process To Avoid DelaysContinue

Home Loans With No Credit
Bad Credit Mortgages | Credit Scores | FHA Loans | First Time Home Buyers | Home Mortgages | Re-Establishing Credit | Videos

Home Loans With No Credit Mortgage Guidelines

ByGustan Cho Posted onJuly 13, 2023March 19, 2024

This guide covers applying for and getting approved for home loans with no credit.  We have covered many blogs on…

Continue Reading Home Loans With No Credit Mortgage GuidelinesContinue

How Climate Change Affects Real Estate Prices
First Time Home Buyers | Home Mortgages | Home Purchase | Home Sellers | Real Estate Topic | Videos

How Climate Change Affects Real Estate Prices

ByDale Elenteny Posted onJuly 4, 2023December 18, 2023

This guide covers frequently asked questions about how climate change affects real estate prices. John Strange, a senior loan officer…

Continue Reading How Climate Change Affects Real Estate PricesContinue

Inflation
Home Mortgages | Home Purchase | Income And Employment | Mortgage Rates | Real Estate Topic | Videos

How Inflation Affect The Mortgage and Housing Markets

ByAlex Carlucci Posted onJuly 3, 2023July 25, 2024

This guide covers how inflation affects the housing and mortgage markets. Whenever you turn on the news, you hear “inflation.”…

Continue Reading How Inflation Affect The Mortgage and Housing MarketsContinue

Mortgage Pre-Approval Issued By Mortgage Underwriters
Home Mortgages | Conditional Loan Approval | Mortgage Processing And Underwriting | Videos

How Is a Mortgage Pre-Approval Issued By Lenders

ByGustan Cho Posted onJune 26, 2023July 25, 2024

This guide covers mortgage pre-approval issued by underwriters. Over 80% of our borrowers at Gustan Cho Associates are folks who…

Continue Reading How Is a Mortgage Pre-Approval Issued By LendersContinue

Home-Buying Mistakes
First Time Home Buyers | Home Mortgages | Mortgage Processing And Underwriting | Videos

Home-Buying Mistakes To Avoid By First-Time Homebuyers

ByApril Ramirez Posted onJune 26, 2023July 29, 2025

This guide covers home-buying mistakes by first-time homebuyers. Gustan Cho Associates Mortgage Group offers numerous loan options without LENDER OVERLAYS….

Continue Reading Home-Buying Mistakes To Avoid By First-Time HomebuyersContinue

Buying Beachfront Property in Florida
Home Mortgages | Home Purchase | Real Estate Topic | Videos

What To Look For Buying Beachfront Property in Florida

ByDale Elenteny Posted onJune 25, 2023December 18, 2023

This guide covers what to look for when buying beachfront property in Florida. We will discuss the risks and strategies…

Continue Reading What To Look For Buying Beachfront Property in FloridaContinue

Buying a House in Charlotte North Carolina
Home Mortgages | Home Purchase | Real Estate Topic | Videos

Guide To Buying a House in Charlotte North Carolina

ByMargarett Jurilla Posted onJune 24, 2023December 18, 2023

This blog covers a guide to buying a house in Charlotte North Carolina. While well-established neighborhoods like Myers Park and…

Continue Reading Guide To Buying a House in Charlotte North CarolinaContinue

Buying a Home in Florida
Home Purchase | Home Mortgages | Real Estate Topic | Second Homes | Videos

Buying a Home in Florida For First-Time Homebuyers

ByDale Elenteny Posted onJune 15, 2023July 25, 2024

This article will discuss buying a home in Florida and knowing the area. According to the Independent Journal and the…

Continue Reading Buying a Home in Florida For First-Time HomebuyersContinue

Buying Spec Home
Home Purchase | Home Mortgages | Videos

Buying Spec Home From Builders Versus Building a New Home

ByApril Ramirez Posted onJune 15, 2023January 20, 2025

Buying Spec Home: What You Need to Know in 2024 If you’re considering buying a spec home, you’re not alone….

Continue Reading Buying Spec Home From Builders Versus Building a New HomeContinue

Recent Trends and Issues in Mortgage Regulations
Regulations | Home Mortgages | Home Purchase

Recent Trends And Issues In Mortgage Regulations

ByApril Ramirez Posted onJune 13, 2023July 3, 2024

This guide will cover the recent trends and issues in mortgage regulations for homebuyers and homeowners. We now have an…

Continue Reading Recent Trends And Issues In Mortgage RegulationsContinue

Best Neighborhoods With Water Features in Phoenix
Home Mortgages | Home Purchase | Investment Homes | Real Estate Topic | Videos

Best Neighborhoods With Water Features in Phoenix

ByMargarett Jurilla Posted onJune 12, 2023November 4, 2024

This guide will cover the best neighborhoods with water features in Phoenix to buy a house. We will discuss the…

Continue Reading Best Neighborhoods With Water Features in PhoenixContinue

Closing More Real Estate Deals
Career Opportunities/Loan Officer Training | Home Mortgages | Home Purchase | Real Estate Topic | Videos

Closing More Real Estate Deals in Shifting Market

ByMargarett Jurilla Posted onJune 8, 2023November 4, 2024

This guide will cover closing more real estate deals in shifting markets. We will discuss how to be still a…

Continue Reading Closing More Real Estate Deals in Shifting MarketContinue

Artificial Intelligence in Real Estate
Home Mortgages | Home Purchase | Real Estate Topic | Videos

How Realtors use Artificial Intelligence in Real Estate

ByMargarett Jurilla Posted onJune 7, 2023July 24, 2024

Artificial Intelligence in real estate sales is a game changer in the housing industry. More and more realtors are using…

Continue Reading How Realtors use Artificial Intelligence in Real EstateContinue

Real Estate Closing
Mortgage Processing And Underwriting | Home Mortgages | Home Purchase | Property Taxes | Real Estate Topic | Videos

What To Expect in The Real Estate Closing Process

ByMargarett Jurilla Posted onJune 6, 2023July 24, 2024

This guide will cover the frequently asked question on real estate closing. Does the real estate closing costs process different…

Continue Reading What To Expect in The Real Estate Closing ProcessContinue

Real Estate Referral Agent
Career Opportunities/Loan Officer Training | Home Mortgages | Home Purchase | Real Estate Topic | Videos

Real Estate Referral Agent For Homebuyers

ByMargarett Jurilla Posted onJune 6, 2023July 29, 2025

This guide will cover the preferred real estate referral agent network at Gustan Cho Associates. Are you investigating buying or…

Continue Reading Real Estate Referral Agent For HomebuyersContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • How Lenders Price Refinance Mortgage Rates
    How Lenders Price Refinance Mortgage RatesAugust 24, 2025
  • How Do Mortgage Underwriters View Assets
    How Do Mortgage Underwriters View Assets For Down PaymentAugust 24, 2025
  • Government Mortgages
    Government Mortgages For Owner-Occupant HomebuyersAugust 24, 2025
  • FHA Streamline Refinance Utah
    FHA Streamline Refinance Utah Mortgage GuidelinesAugust 24, 2025

DTI Calculators

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Resources

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  • GCA Approves When Others Can’t
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  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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