Getting Pre-Approved Prior To Moving To Utah
Gustan Cho Associates is a mortgage broker licensed in 48 states (Not licensed in NY, MA) with a wholesale lending…
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How Do Principal Payments Work On Home Mortgages
How Do Principal Payments Work On Home Mortgages Understanding how principal payments work on home mortgages is one of the…
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Conventional Loans | Down Payment Assistance | FHA Loans | Home Mortgages | Mortgage Rates | NON-QM Loans | Videos
Mortgage Guidelines on Home Loans Made Easy
The mortgage industry has gone through dramatic shifts over the past few years. From rising interest rates to new loan…
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The Pros and Cons of All-in-One Mortgage and How it Works
Gustan Cho Associates are always expanding the mortgage programs we offer to our clients such as our new all-in-one mortgage…
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Smart Tips for Buying a Beachfront Property in Florida
Buying a Beachfront Property in Florida: Everything You Need to Know Florida’s sunshine, sandy beaches, and breathtaking views have made…
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Reserve Requirements on a Home Loan By Mortgage Lenders
Quick Take: 2025 Mortgage Reserve Requirements FHA: 0–1 month (manual = 1, multi-unit = 3–6) VA: 0 months (manual =…
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Home Mortgages | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
FICO Score Needed to Buy a House: Fast Approval Tips Inside
Introduction: Your Credit Score Is the Key to Homeownership Buying a home is one of the most significant financial steps…
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Washington DC Lenders For Traditional and Non-QM Mortgages
In this blog, we will cover and discuss the top-rated five-star Washington DC lenders for traditional and non-QM mortgages who…
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Escrow Account Mortgage Guidelines on Home Mortgage Loans
Buying a home is exciting, but it also comes with new responsibilities. Property taxes, homeowners’ insurance, and mortgage payments can…
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Roles of Fannie Mae and Freddie Mac in The Mortgage Industry
In this blog, we will cover and discuss the roles of Fannie Mae and Freddie Mac in the housing and…
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How Do Mortgage Underwriters View Assets For Down Payment
In this article, we will cover and discuss how do mortgage underwriters view assets for down payment on home purchases….
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Your Dream Starts: Buying a House in Savannah Georgia
Buying a House in Savannah, Georgia: Your 2025 Guide to Homeownership If you’ve been considering buying a house in Savannah…
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Online Mortgage Shopping Changed Mortgage Lending
In this blog, we will cover and discuss how online mortgage shopping changed mortgage lending. The greatest benefits of online…
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Refinancing Your California Mortgage Loan
Refinancing Your California Mortgage Loan in 2025: A Complete Guide If you’re a California homeowner, you’ve probably heard friends or…
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Conditional Mortgage Approval Versus Pre-Approval
Conditional Mortgage Approval Versus Pre-Approval: What Borrowers Need to Know in 2025 Buying a home is super exciting, but the…
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How To Prepare For Mortgage For First-Time Homebuyers
This guide covers how to prepare for mortgage for first-time homebuyers. The best way on how to prepare for mortgage…
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Avoid Customer Complaints as a Loan Officer and Win Trust
How to Avoid Customer Complaints as a Loan Officer: Proven Tips That Work The mortgage business is full of moving…
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Fannie Mae NON-Citizens Mortgage Guidelines
This guide covers Fannie Mae non-citizens mortgage guidelines on conventional loans. Recently Fannie Mae added clarity to Fannie Mae non-citizens…
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Types of Mortgage Lenders For Best Rates and Loan Options
In this blog, we will discuss and cover the types of mortgage lenders homebuyers can consult with to get pre-approved…
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Why Do Lenders Have Different Requirement on Credit Scores
This guide covers why do lenders have different requirement on credit scores. There are mortgage lending guidelines on the minimum…
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Buying a Home in Placer County California
Placer County California is well known for its phenomenal schools, great neighborhoods, low crime rates, lush scenery, and plenty of…
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Understanding the Components of the Mortgage Payment
Understanding what your mortgage payment consists of is very important for homeowners. Most people do not pay in cash for…
