Escrow Account Mortgage Guidelines on Home Mortgage Loans
Buying a home is exciting, but it also comes with new responsibilities. Property taxes, homeowners’ insurance, and mortgage payments can…
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Roles of Fannie Mae and Freddie Mac in The Mortgage Industry
In this blog, we will cover and discuss the roles of Fannie Mae and Freddie Mac in the housing and…
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How Do Mortgage Underwriters View Assets For Down Payment
In this article, we will cover and discuss how do mortgage underwriters view assets for down payment on home purchases….
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Your Dream Starts: Buying a House in Savannah Georgia
Buying a House in Savannah, Georgia: Your 2025 Guide to Homeownership If you’ve been considering buying a house in Savannah…
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Online Mortgage Shopping Changed Mortgage Lending
In this blog, we will cover and discuss how online mortgage shopping changed mortgage lending. The greatest benefits of online…
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Refinancing Your California Mortgage Loan
Refinancing Your California Mortgage Loan in 2025: A Complete Guide If you’re a California homeowner, you’ve probably heard friends or…
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Conditional Mortgage Approval Versus Pre-Approval
Conditional Mortgage Approval Versus Pre-Approval: What Borrowers Need to Know in 2025 Buying a home is super exciting, but the…
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The Best Places To Buy Waterfront Property For Boating
Are you dreaming of waking up to sunrise views over the water, spending weekends boating, or owning a vacation home…
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How To Prepare For Mortgage For First-Time Homebuyers
This guide covers how to prepare for mortgage for first-time homebuyers. The best way on how to prepare for mortgage…
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Fannie Mae HomeStyle Mortgage: One Loan, Big Makeover
Fannie Mae HomeStyle Mortgage: 2025 Guide to Renovate or Remodel With One Loan Have you been dreaming of a new…
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Avoid Customer Complaints as a Loan Officer and Win Trust
How to Avoid Customer Complaints as a Loan Officer: Proven Tips That Work The mortgage business is full of moving…
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Fannie Mae NON-Citizens Mortgage Guidelines
This guide covers Fannie Mae non-citizens mortgage guidelines on conventional loans. Recently Fannie Mae added clarity to Fannie Mae non-citizens…
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Types of Mortgage Lenders For Best Rates and Loan Options
In this blog, we will discuss and cover the types of mortgage lenders homebuyers can consult with to get pre-approved…
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Why Do Lenders Have Different Requirement on Credit Scores
This guide covers why do lenders have different requirement on credit scores. There are mortgage lending guidelines on the minimum…
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Buying a Home in Placer County California
Placer County California is well known for its phenomenal schools, great neighborhoods, low crime rates, lush scenery, and plenty of…
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Understanding the Components of the Mortgage Payment
Understanding what your mortgage payment consists of is very important for homeowners. Most people do not pay in cash for…
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Credit and DTI Guidelines on Conventional Loans vs FHA Loans
This guide covers credit and DTI guidelines on conventional loans vs FHA loans. Credit and DTI guidelines on conventional loans…
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FHA Insured Mortgage Loans vs Other Loan Programs
This BLOG covers FHA insured mortgage loans vs other loan programs. FHA insured mortgage loans are government residential home loans…
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How Loan Officers Prepare Borrowers For Underwriters
This guide covers how loan officers prepare borrowers for mortgage underwriters. How loan officers prepare borrowers for mortgage underwriters depends…
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Debt-To-Income Ratio Overlays Versus Agency Guidelines
Debt-to-Income Ratio Overlays: What Homebuyers Need to Know Your debt-to-income ratio (DTI) matters to lenders when getting a mortgage. But…
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Difference Between Fannie Mae And Freddie Mac
Fannie Mae and Freddie Mac Explained: What’s the Difference? If you’re considering purchasing or refinancing a home, you’ve likely heard…
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Importance of Credit Reports in the Mortgage Process
This guide covers the importance of credit reports in the mortgage application process. Our society is credit-driven. Almost every aspect…
