12 Home Buying Mistakes To Avoid By First-Time Homebuyers
12 Common Home Buying Mistakes and How to Avoid Them (2026 Guide) Buying a home is one of the biggest…
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Why Underwriters Issue Denials and What You Can Do
This guide covers why underwriters issue denials on mortgage loans. The mortgage process should not be a stressful process and…
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Preparing To Qualify For Conventional Loans
Are you preparing to qualify for conventional loans? Many homebuyers want to avoid FHA loans because of mortgage insurance, stricter…
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Owner Financing On Home Purchase For Buyers And Sellers
If you’ve been turned down for a mortgage, it doesn’t mean homeownership is out of reach. One powerful option many…
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Buying a Home in Florida: Simple Guide for First-Time Buyers
Buying a home in Florida is a dream for many people. Sunshine, beaches, no state income tax, and year-round outdoor…
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Waiting Period After CARES Act Forbearance Easy Loan Guide
When COVID-19 hit in early 2020, millions of homeowners used the CARES Act mortgage forbearance program to stay afloat. Years…
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Getting Pre-Approved Prior To Moving To Utah
Gustan Cho Associates is a mortgage broker licensed in 48 states (Not licensed in NY, MA) with a wholesale lending…
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Shopping For Insurance With Best Premium and Terms
When you are buying a home, shopping for insurance is just as important as shopping for your mortgage. The homeowners’…
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Bad Credit Mortgages | Credit Scores | FHA Loans | First Time Home Buyers | Home Mortgages | Re-Establishing Credit | Videos
Home Loans With No Credit: Simple Guide to Getting Approved
If you’re trying to buy a home but you don’t have a credit score, you’re not alone. Many first-time buyers,…
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Green Mortgage: A Guide to Energy-Efficient Home Financing
Why Green Mortgages Matter in 2025 Are you looking for a way to lower your bills and make your home…
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Changes In Mortgage Lending and How It Affects Buyers
Mortgage rules change all the time, and 2025 will be no different. There are increases in loan limits, easier student…
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How Do Principal Payments Work On Home Mortgages
How Do Principal Payments Work On Home Mortgages Understanding how principal payments work on home mortgages is one of the…
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Conventional Loans | Down Payment Assistance | FHA Loans | Home Mortgages | Mortgage Rates | NON-QM Loans | Videos
Mortgage Guidelines on Home Loans Made Easy
The mortgage industry has gone through dramatic shifts over the past few years. From rising interest rates to new loan…
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The Pros and Cons of All-in-One Mortgage and How it Works
Gustan Cho Associates are always expanding the mortgage programs we offer to our clients such as our new all-in-one mortgage…
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Smart Tips for Buying a Beachfront Property in Florida
Buying a Beachfront Property in Florida: Everything You Need to Know Florida’s sunshine, sandy beaches, and breathtaking views have made…
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Why Rent When You Can Own a Home With DPA
Introduction: Why Rent When You Can Own a Home? Renters across the U.S. ask the same question in 2025: Why…
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Reserve Requirements on a Home Loan By Mortgage Lenders
Quick Take: 2025 Mortgage Reserve Requirements FHA: 0–1 month (manual = 1, multi-unit = 3–6) VA: 0 months (manual =…
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Florida Homeowners Insurance: Save Big and Stay Protected
Why Florida Homeowners Insurance Matters? Having a home in Florida can be tricky in its own way. Sunshine and beaches…
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Home Mortgages | Credit Scores | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos
FICO Score Needed to Buy a House: Fast Approval Tips Inside
Introduction: Your Credit Score Is the Key to Homeownership Buying a home is one of the most significant financial steps…
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Washington DC Lenders For Traditional and Non-QM Mortgages
In this blog, we will cover and discuss the top-rated five-star Washington DC lenders for traditional and non-QM mortgages who…
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What is a Mortgage Escrow Account for Purchase and Refinance
Ever wonder why your monthly mortgage payment feels higher than expected? The answer is often hidden in mortgage escrow accounts….
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What Lenders Want to See in a Borrower for Fast Approval
Qualifying for a mortgage in 2025 can feel overwhelming, especially with today’s stricter credit models and lender guidelines. But here’s…
