Documents Required By Lenders To Close Mortgage On Time
This Article Is About Documents Required By Lenders To Close Mortgage On Time Most people dread the thought of providing…
Changes In Mortgage Lending And Guidelines And How It Affects Buyers
This Article Is About Changes In Mortgage Lending And Guidelines And How It Affects Buyers 2021 has come and is…
How Do Underwriters View Charge Off Accounts With Balances
This Article Is About How Do Underwriters View Charge Off Accounts With Balances Home Buyers Can Now Qualify Mortgages With…
VA Loans Alabama Mortgage Guidelines With No Lender Overlays
This ARTICLE Is About VA Loans Alabama Mortgage Guidelines With No Lender Overlays Alabama is on the map. The state…
Debt Versus Credit Scores During Mortgage Qualification
This Article Is About Debt Versus Credit Scores During Mortgage Qualification There is a negative impact on debt versus credit…
Mortgage Insurance Premium On NON-QM Mortgage Loans
This Article Is About Mortgage Insurance Premium On NON-QM Mortgage Loans Lenders will require a mortgage insurance premium on borrowers…
Jumbo Loans After Foreclosure With No Waiting Period Requirements
This ARTICLE Is About Jumbo Loans After Foreclosure With No Waiting Period Requirements The U.S. Housing Market is booming in…
FHA Automated Findings With Low Credit Scores And High DTI
This Article Is About FHA Automated Findings With Low Credit Scores And High DTI It will be much more difficult…
Owner Financing On Home Purchase For Buyers And Sellers
This article covers Owner Financing On Home Purchase For Buyers And Sellers Owner financing is a great option for homebuyers…
DIY Tips for Homeowners on Home Improvements
This article covers DIY Tips For Homeowners On Home Improvements Good Morning world and happy Friday to all of you….
Disputing Derogatory Credit During Mortgage Approval Process
You cannot dispute derogatory credit tradelines during the mortgage process unless they are exempt from retraction. Any non-exempt credit disputes will suspend and halt the mortgage process.
FHA Loan Credit Guidelines Versus Lender Overlays
This Article Is About FHA Loan Credit Guidelines Versus Lender Overlays The U.S. Department of Housing and Urban Development (HUD),…
What Do Mortgage Lenders Want To See In A Borrower?
This Article Is About What Do Mortgage Lenders Want To See In A Borrower The number one concern lenders have…
How Regulation Changed the Mortgage Approval Process
Lenders are really strict and can nit-pick during the mortgage process due to tough mortgage regulations. Mortgage regulators can fine lenders. If lenders do not follow mortgage regulations, the mortgage loans the lender closes, and funds may not be able to get sold on the secondary market.
Removing Negative Items To Qualify For Mortgage
This Article Is About Removing Negative Items To Qualify For Mortgage Gustan Cho Associates are experts in advising borrowers in…
Condo Versus Home Purchase Mortgage Guidelines
Condos are becoming very popular for millennials, young busy professionals, and the elderly. However, lending standards are tougher on condos versus single-family homes.
How To Prevent Mortgage Default With Loss Of Employment
This Article Is About How To Prevent Mortgage Default With Loss Of Employment Mortgage lenders will work with homeowners who…
HUD FHA 203k Renovation Guidelines On Home Improvement Loans
This ARTICLE On HUD FHA 203k Renovation Guidelines On Home Improvement Loans Home values are appreciating nationwide. Both HUD and…
Undisclosed Debt Guidelines On Government And Conventional Loans
Most undisclosed debts will be discovered by lenders during a third-party national search of public records.
Home Loan With High DTI And Bad Credit Guidelines
Most lenders have a debt to income ratio cap on government and conventional loans. Lenders need to meet the minimum debt to income ratio caps. However, lenders can have their own DTI caps which is lower than the agency guidelines as part of their DTI lender overlays
Manufactured Home Construction To Permanent Mortgages
This Article Is About Manufactured Home Construction To Permanent Mortgages Manufactured homes are gaining popularity throughout the United States. With…
FHA Investor Overlays Versus HUD Agency Mortgage Guidelines
This Article Is About FHA Investor Overlays Versus HUD Agency Mortgage Guidelines: It is very important to understand the difference…
