ByGustan Cho, NMLS 873293
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This guide covers paying down credit card balances to boost credit scores and lower high debt-to-income ratios to qualify for…
ByAlex Carlucci, NMLS: 229891
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This guide covers changes in mortgage guidelines for the government and conforming loans. HUD, the parent of FHA, has made…
ByGustan Cho, NMLS 873293
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This guide covers investing in Chicago real estate. Many homebuyers love the City of Chicago, where they would not consider…
ByJohn Strange, NMLS: 230932
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This guide covers the differences between FICO and VantageScore Credit Scores. We will explain the differences between FICO and VantageScore…
ByAlex Carlucci, NMLS: 229891
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This guide covers the dream of owning your own home. The dream of owning your own home is a common…
ByGustan Cho, NMLS 873293
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This guide covers home repairs. We will thoroughly explain fixing common problems in your home. Your home is your sanctuary,…
ByGustan Cho, NMLS 873293
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This guide covers student loan forgiveness programs and how to qualify for a mortgage. The weight of student loan debt…
ByDale Elenteny, NMLS: 904444
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Not all Florida VA lenders have the same lending requirements on VA loans. Not all Florida VA lenders do manual…
ByGustan Cho, NMLS 873293
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This guide covers the benefits of making bi-weekly mortgage payments. The benefit of bi-weekly mortgage payments is that homeowners can…
ByAlex Carlucci, NMLS: 229891
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This guide covers the risk of taking out that next student loan when getting a mortgage loan approved. If you…
ByMike Gracz, NMLS: 1160212
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This blog is about understanding mortgage application process to avoid delays. Despite the countless mortgage lending guidelines, applying for a…
ByGustan Cho, NMLS 873293
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This guide covers home improvement projects that add value to a home. Home improvement can be a good investment and…
ByGustan Cho, NMLS 873293
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This guide covers things that determines your mortgage rates on home loans. Mortgage rates are the interest rates that you…
ByDale Elenteny, NMLS: 904444
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This guide covers the top 5 reasons to buy a home now rather than wait. Rents are increasing across the…
ByDale Elenteny, NMLS: 904444
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This guide covers frequently asked questions disputing fraudulent credit card charges. We will detail how to avoid and protect yourself…
ByGustan Cho, NMLS 873293
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This guide covers all about equipment financing. If you run a small or medium-sized business, you know how important it…
ByMike Gracz, NMLS: 1160212
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This guide covers buying a house in states with best schools. We will discuss why these seven states we will…
ByAlex Carlucci, NMLS: 229891
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This guide covers how inflation affects the housing and mortgage markets. Whenever you turn on the news, you hear “inflation.”…
ByAlex Carlucci, NMLS: 229891
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This guide covers the Chicago housing market forecast for homebuyers in Chicago and surrounding suburbs. It seems like the Housing…
ByGustan Cho, NMLS 873293
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All mortgage companies need to have their borrower meet the minimum agency mortgage guidelines of HUD, VA, USDA, Fannie Mae, Freddie Mac. However, lenders can have higher lending requirements called lender overlays.
ByGustan Cho, NMLS 873293
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This guide covers disabled Veterans benefits on VA loans. The Department of Veterans Affairs (VA) insures and guarantees VA Loans…
ByAlex Carlucci, NMLS: 229891
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How High Should Homebuyers Go Over List Price In A Bidding War? Homebuyers normally need to bid higher than the list price in a hot housing market.
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