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ByMike Gracz, NMLS: 1160212
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Can I Use Overtime Income As Qualified Income To Qualify For A Mortgage? You can use overtime and part-time income as qualified income as long as those other income has been seasoned for at least two years.
ByMike Gracz, NMLS: 1160212
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This guide covers VA guidelines on seller concessions to cover closing costs. VA loans is hands down the best mortgage…
ByGustan Cho, NMLS 873293
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This guide covers protecting home with insurance for home appliances. Insurance for home appliances might be a good idea for…
ByGustan Cho, NMLS 873293
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This guide covers home maintenance for first time home buyers and homeowners. A home purchase is a life-changing event for…
ByAlex Carlucci, NMLS: 229891
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This guide covers the five C’s of mortgage underwriting leading to clear-to-close. With mortgage loans, the risk analysis is critically…
ByGustan Cho, NMLS 873293
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This article covers Conforming versus government-backed loans. FHA, VA, and USDA loans are called government-backed loans. This is because lenders…
ByGustan Cho, NMLS 873293
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This article covers Non-QM down payment requirements for home buyers. Non-QM down payment requirements for home buyers is anywhere between…
ByGustan Cho, NMLS 873293
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In this article, we will address the steps to take if you face mortgage denial following conditional approval. The home…
ByGustan Cho, NMLS 873293
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This guide covers how to fix bad credit to qualify for a mortgage. How to fix bad credit to qualify…
ByAlex Carlucci, NMLS: 229891
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This guide covers the frequently asked question can I get denied for FHA loan with good credit on home purchase….
ByGustan Cho, NMLS 873293
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This article Is about qualifying for VA loans Illinois bad credit with no overlays and high debt-to-income ratio. VA loans…
ByGustan Cho, NMLS 873293
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This guide covers the mortgage process of first-time home buyer loan programs. First-time home buyers have dominated the housing market…
ByGustan Cho, NMLS 873293
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The initial loan approval from the mortgage loan approval lists a set of conditions from the mortgage loan underwriter. Once the loan conditions are satisfied, the mortgage underwriter will issue will issue a clear to close.
ByAlex Carlucci, NMLS: 229891
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In this article, we will cover and discuss when am I committed to mortgage lender for a home loan. Mortgage…
ByGustan Cho, NMLS 873293
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This guide covers how to get the best mortgage rates on a home loan. How to get the best mortgage…
ByGustan Cho, NMLS 873293
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This guide covers buying home with real estate purchase land contracts or seller financing. Real estate purchase land contracts is…
ByGustan Cho, NMLS 873293
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This guide covers buying a second home and renting the exiting home. Many hard-working folks plan on retiring and moving…
ByGustan Cho, NMLS 873293
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This guide covers home buyer concerns buying their first-home. A home purchase is most people’s single largest investment in their…
ByGustan Cho, NMLS 873293
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This guide covers about the third-party search by mortgage lenders during the underwriting process. Mortgage lenders will pull three credit…
ByGustan Cho, NMLS 873293
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In this blog, we will cover why lenders need credit reports and credit scores to get borrowers a mortgage loan…
ByAlex Carlucci, NMLS: 229891
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When saving money buying a house, remember one key thing, low rates with FICO credit scores. This article will cover…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss the difference when qualifying for a mortgage after bankruptcy dismissal versus bankruptcy…
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