Skip to content

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • BlogsExpand
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustancho Associates

Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 54
FHA Streamline Refinance in Wisconsin
Mortgage Refinance | FHA Loans

FHA Streamline Refinance in Wisconsin with Best Rates

ByAlex Carlucci Posted onMay 13, 2022July 23, 2024

In this article, we will discuss and cover qualifying for an FHA streamline refinance in Wisconsin with the best rates…

Continue Reading FHA Streamline Refinance in Wisconsin with Best RatesContinue

Mortgage with Low Credit Scores in Vermont
Bad Credit Mortgages

Mortgage With Low Credit Scores in Vermont in 2022

ByGustan Cho Posted onMay 13, 2022July 23, 2024

In this blog, we will cover and discuss qualifying for a mortgage with low credit scores in Vermont in 2022….

Continue Reading Mortgage With Low Credit Scores in Vermont in 2022Continue

Mortgage After Bankruptcy in South Dakota
Mortgage After Bankruptcy and Foreclosure

Mortgage After Bankruptcy in South Dakota With Bad Credit

ByGustan Cho Posted onMay 12, 2022October 8, 2024

In this article, we will cover and discuss how homebuyers can qualify for a mortgage after bankruptcy in South Dakota….

Continue Reading Mortgage After Bankruptcy in South Dakota With Bad CreditContinue

Mortgage After Bankruptcy in New Hampshire with No Overlays
Mortgage After Bankruptcy and Foreclosure

Mortgage After Bankruptcy in New Hampshire with No Overlays

ByDale Elenteny Posted onMay 12, 2022October 8, 2024

In this blog, we will discuss and cover qualifying for a mortgage after bankruptcy in New Hampshire. New Hampshire has…

Continue Reading Mortgage After Bankruptcy in New Hampshire with No OverlaysContinue

Mortgage After Bankruptcy in Alaska
Mortgage After Bankruptcy and Foreclosure

FHA Chapter 13 Bankruptcy Mortgage in Alaska | Loan Approval

ByGustan Cho Posted onMay 11, 2022April 7, 2025

In this blog, we will cover and discuss qualifying for an FHA Chapter 13 Bankruptcy Mortgage in Alaska with late…

Continue Reading FHA Chapter 13 Bankruptcy Mortgage in Alaska | Loan ApprovalContinue

FHA Loans With 580 FICO in West Virginia
FHA Loans

FHA Loans With 580 FICO in West Virginia with No Overlays

ByGustan Cho Posted onMay 10, 2022April 7, 2025

In this article, we will cover and discuss qualifying for FHA loans with 580 FICO in West Virginia and getting…

Continue Reading FHA Loans With 580 FICO in West Virginia with No OverlaysContinue

The Best Bad Credit Mortgage Lenders In Delaware
Bad Credit Mortgages | Judgment

The Best Bad Credit Mortgage Lenders In Delaware

ByGustan Cho Posted onMay 8, 2022April 23, 2024

In this article, we will cover and discuss the best bad credit mortgage lenders in Delaware. Gustan Cho Associates are…

Continue Reading The Best Bad Credit Mortgage Lenders In DelawareContinue

California FHA High-Balance Loans
FHA 203k Loan

California FHA High-Balance Loans In High-Cost Counties

ByMike Gracz Posted onMay 1, 2022July 23, 2024

In this article, we will cover and discuss California FHA high-balance loans in high-cost counties. It is no secret to…

Continue Reading California FHA High-Balance Loans In High-Cost CountiesContinue

FHA Loans With Under 620 FICO in Utah
Bad Credit Mortgages | FHA Loans

FHA Loans With Under 620 FICO in Utah with Collections

ByMike Gracz Posted onMay 1, 2022July 23, 2024

In this article, we will cover and discuss qualifying for FHA loans with under 620 FICO in Utah with outstanding…

Continue Reading FHA Loans With Under 620 FICO in Utah with CollectionsContinue

Working With Real Estate Agents
Real Estate Topic

Working With Real Estate Agents Who Are Licensed MLO

ByAlex Carlucci Posted onMay 1, 2022October 8, 2024

In this blog, we will cover and discuss working with real estate agents who are also NMLS licensed mortgage loan…

Continue Reading Working With Real Estate Agents Who Are Licensed MLOContinue

FHA Loans Versus Non-QM Loans for Bad Credit Borrowers
FHA Loans | Mortgage Lender Overlays

FHA Loans Versus Non-QM Loans for Bad Credit Borrowers

ByAlex Carlucci Posted onApril 24, 2022October 8, 2024

We will be comparing FHA loans versus non-QM loans for homebuyers with credit/income issues and have you fully understand the…

Continue Reading FHA Loans Versus Non-QM Loans for Bad Credit BorrowersContinue

New Jersey Housing Market
Real Estate Topic

New Jersey Housing Market Stronger Than Expected For 2022

ByAlex Carlucci Posted onApril 24, 2022October 8, 2024

In this blog, we will cover and discuss the New Jersey Housing Market. New Jersey has the highest property tax…

Continue Reading New Jersey Housing Market Stronger Than Expected For 2022Continue

Mortgage One Day Out Of Foreclosure Lending Guidelines
Mortgage After Bankruptcy and Foreclosure | Mortgage Refinance

Mortgage One Day Out of Foreclosure Lending Guidelines

ByGustan Cho Posted onApril 22, 2022June 4, 2024

In this article, we will cover and discuss qualifying for a mortgage one day out of foreclosure lending guidelines. Housing…

Continue Reading Mortgage One Day Out of Foreclosure Lending GuidelinesContinue

Conventional Loans Versus Government-Backed Mortgages
Videos

Conventional Loans Versus Government-Backed Mortgages

ByGustan Cho Posted onApril 22, 2022July 2, 2024

In this blog, we will cover and discuss conventional loans versus government-backed mortgages and the differences. Conventional loans are the…

Continue Reading Conventional Loans Versus Government-Backed MortgagesContinue

Rising Mortgage Rates In Hot Housing Market
Mortgage Rates

Rising Mortgage Rates In Hot Housing Market For Homebuyers

ByAlex Carlucci Posted onApril 19, 2022October 9, 2024

In this article, we will discuss and cover the rising mortgage rates in hot housing market for homebuyers with skyrocketing…

Continue Reading Rising Mortgage Rates In Hot Housing Market For HomebuyersContinue

USDA Loans After Chapter 7 Bankruptcy
USDA Loans

USDA Loans After Chapter 7 Bankruptcy Mortgage Guidelines

ByAlex Carlucci Posted onApril 19, 2022April 7, 2025

In this blog, we will cover and discuss USDA loans after Chapter 7 Bankruptcy Mortgage Guidelines for first-time homebuyers. USDA…

Continue Reading USDA Loans After Chapter 7 Bankruptcy Mortgage GuidelinesContinue

FHA Streamline Refinance Connecticut
Mortgage Refinance

FHA Streamline Refinance Connecticut With No Appraisal

ByGustan Cho Posted onApril 18, 2022July 23, 2024

In this blog, we will discuss and cover FHA streamline refinance Connecticut with no appraisal and no income docs required….

Continue Reading FHA Streamline Refinance Connecticut With No AppraisalContinue

Helping Your Realtor And Lender Help You
Real Estate Topic

Helping Your Realtor and Lender Help You with a Home Purchase

ByDale Elenteny Posted onApril 18, 2022July 23, 2024

In this article, we will cover and discuss helping your realtor and lender help you with a home purchase. I…

Continue Reading Helping Your Realtor and Lender Help You with a Home PurchaseContinue

Online Mortgage Application
Mortgage Processing And Underwriting

Online Mortgage Application Leading To Clear To Close

ByMike Gracz Posted onApril 18, 2022July 23, 2024

In this blog, we will cover and discuss online mortgage application leading to clear to close. The mortgage application process…

Continue Reading Online Mortgage Application Leading To Clear To CloseContinue

FHA Streamline Refinance Utah
Mortgage Refinance

FHA Streamline Refinance Utah Mortgage Guidelines

ByGustan Cho Posted onApril 18, 2022April 7, 2025

In this article, we will cover and discuss FHA streamline refinance Utah mortgage guidelines. Gustan Cho Associates, Empowered by NEXA…

Continue Reading FHA Streamline Refinance Utah Mortgage GuidelinesContinue

Refinance Mortgage Rates Pricing Adjustments and Volatility
Bad Credit Mortgages

Refinance Mortgage Rates Pricing Adjustments and Volatility

ByGustan Cho Posted onApril 17, 2022October 8, 2024

In this article, we will discuss and cover refinance mortgage rates pricing adjustments, and volatility. Refinance Mortgage Rates hit a…

Continue Reading Refinance Mortgage Rates Pricing Adjustments and VolatilityContinue

How Do Mortgage Underwriters View Assets
Home Mortgages

How Do Mortgage Underwriters View Assets For Down Payment

ByGustan Cho Posted onApril 17, 2022October 9, 2024

In this article, we will cover and discuss how do mortgage underwriters view assets for down payment on home purchases….

Continue Reading How Do Mortgage Underwriters View Assets For Down PaymentContinue

Page navigation

Previous PagePrevious 1 … 52 53 54 55 56 … 79 Next PageNext

About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • FHA Loans After Unemployment
    FHA Loans After Unemployment Mortgage GuidelinesJune 30, 2025
  • Manual Underwriting With Late Payments Mortgage Guidelines
    Manual Underwriting With Late Payments Mortgage GuidelinesJune 30, 2025
  • FHA Debt-To-Income Ratio Requirements
    FHA Debt-To-Income Ratio RequirementsJune 30, 2025
  • The Role Of The Loan Officer Assistant
    The Role Of The Loan Officer Assistant In Mortgage ProcessJune 30, 2025

DTI Calculators

  • FHA DTI Calculator
  • VA DTI Calculator
  • Conventional DTI Calculator
  • Jumbo DTI Calculator
  • FHA Loan Limits
  • Conforming Loan Limits

Subsidiary Sites

  • Gustan Cho Associates Mortgage Advisor
  • GCA Mortgage Group
  • GCA Forum

Connect With Us

  • Facebook
  • LinkedIn
  • YouTube
  • Instagram
  • TikTok
  • Tumblr

Resources

  • Get Pre-Approved
  • Get Automated Underwriting System Approval
  • FICO Simulator
  • MLO License School
  • DTI Mortgage Calculator
  • Documents Required For Mortgage Process
  • How To Increase FICO Scores For a Mortgage
  • How To Reach A Human At The Credit Bureaus
  • Remove Credit Disputes
  • Contribute To GCA Mortgage Group
  • GCA Approves When Others Can’t
  • Mortgage Guides and Home Loan Options
  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
Disclaimer | Licenses | Copyrights | Privacy  NMLS Consumer Access© 2025 - Gustan Cho Associates. All Rights Reserved.SiteLock
CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
Search