VA Loan Denial Due to Overlays

ByAlex Carlucci Posted onJanuary 18, 2024January 18, 2024

This article covers getting a VA loan denial due to overlays and qualifying with a different lender. In this article,…

Videos | Income And Employment

Using Overtime Income To Qualify For Mortgage Loans

ByRonda Butts Posted onJanuary 18, 2024July 29, 2024

Can I Use Overtime Income As Qualified Income To Qualify For A Mortgage? You can use overtime and part-time income as qualified income as long as those other income has been seasoned for at least two years.

VA Loans

VA Guidelines on Seller Concessions To Cover Closing Costs

ByMike Gracz Posted onJanuary 18, 2024April 2, 2024

This guide covers VA guidelines on seller concessions to cover closing costs. VA loans is hands down the best mortgage…

Home Purchase | Homeowners Insurance | Videos

Protecting Home With Insurance for Home Appliances

ByGustan Cho Posted onJanuary 17, 2024February 19, 2024

This guide covers protecting home with insurance for home appliances. Insurance for home appliances might be a good idea for…

First Time Home Buyers | Home Improvement/Renovations | Real Estate Topic | Videos

Home Maintenance For First Time Home Buyers

ByGustan Cho Posted onJanuary 17, 2024July 12, 2024

This guide covers home maintenance for first time home buyers and homeowners. A home purchase is a life-changing event for…

Investment LLC Property Mortgage Guidelines For Investors

ByGustan Cho Posted onJanuary 17, 2024July 29, 2024

Can You Close Your Investment Property Under A Limited Liability Corporation? Many wholesale real estate investors will not allow borrowers of investment properties to close

Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

The Five C’s of Mortgage Underwriting Leading To CTC

ByAlex Carlucci Posted onJanuary 17, 2024July 29, 2024

This guide covers the five C’s of mortgage underwriting leading to clear-to-close. With mortgage loans, the risk analysis is critically…

Conforming Versus Government-Backed Loans

ByGustan Cho Posted onJanuary 17, 2024July 29, 2024

This article covers Conforming versus government-backed loans. FHA, VA, and USDA loans are called government-backed loans. This is because lenders…

House Flipping | Investment Homes | NON-QM Loans | Videos

Non-QM Down Payment Requirements For Home Buyers

ByGustan Cho Posted onJanuary 17, 2024July 29, 2024

This article covers Non-QM down payment requirements for home buyers. Non-QM down payment requirements for home buyers is anywhere between…

Mortgage Processing And Underwriting | Videos

Mortgage Denial After Conditional Approval

ByGustan Cho Posted onJanuary 16, 2024July 29, 2024

In this article, we will address the steps to take if you face mortgage denial following conditional approval. The home…

Bad Credit Mortgages | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

How To Fix Bad Credit To Qualify For a Home Mortgage

ByGustan Cho Posted onJanuary 16, 2024July 29, 2024

This guide covers how to fix bad credit to qualify for a mortgage. How to fix bad credit to qualify…

Property Taxes | High Debt To Income Ratio | Real Estate Topic | Videos

Property Taxes Can Determine Buying Power on Homes

ByAlex Carlucci Posted onJanuary 16, 2024July 29, 2024

This guide covers how property taxes can determine buying power on home purchase. Every homeowner needs to pay property taxes….

Clear To Close | Mortgage Processing And Underwriting | Videos

Ways to Avoid Stress and Delays in Home Loan Closings

ByGustan Cho Posted onJanuary 16, 2024January 18, 2024

This article covers the ways to avoid stress and delays in home loan closings. This guide on ways to avoid…

Home Purchase | Home Sellers | Mortgage Processing And Underwriting | Videos

Overages of Seller Concessions To Pay For Closing Costs

ByApril Ramirez Posted onJanuary 16, 2024June 25, 2024

Homebuyers should ask for seller concessions from the home seller to pay closing costs. There are two types of costs…

Bad Credit Mortgages | FHA Loans | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos

Denied For FHA Loan With Good Credit on Home Purchase

ByAlex Carlucci Posted onJanuary 16, 2024July 29, 2024

This guide covers the frequently asked question can I get denied for FHA loan with good credit on home purchase….

VA Loans | Mortgage Lender Overlays | Videos

VA Loans Illinois Bad Credit With No Overlays and High DTI

ByGustan Cho Posted onJanuary 16, 2024March 18, 2024

This article Is about qualifying for VA loans Illinois bad credit with no overlays and high debt-to-income ratio. VA loans…

HUD Late Payment Mortgage Guidelines During Chapter 13

ByAlex Carlucci Posted onJanuary 15, 2024July 29, 2024

This blog will discuss HUD late payment mortgage guidelines during the Chapter 13 Bankruptcy repayment plan. HUD and VA are…

Mortgage Process of First-Time Home Buyer Loan Programs

ByGustan Cho Posted onJanuary 15, 2024March 26, 2024

This guide covers the mortgage process of first-time home buyer loan programs. First-time home buyers have dominated the housing market…

Mortgage Processing And Underwriting | Videos

When Am I Committed To Mortgage Lender For a Home Loan

ByAlex Carlucci Posted onJanuary 14, 2024February 28, 2024

In this article, we will cover and discuss when am I committed to mortgage lender for a home loan. Mortgage…

Videos | Mortgage Processing And Underwriting

Upfront Costs Mortgage Application Versus Closing Costs

ByDale Elenteny Posted onJanuary 13, 2024July 29, 2024

In this blog, we will discuss and cover the upfront costs mortgage application versus closing costs. All home buyers or…

Home Purchase | Real Estate Topic | Videos

Buying Home With Real Estate Purchase Land Contracts

ByGustan Cho Posted onJanuary 13, 2024July 29, 2024

This guide covers buying home with real estate purchase land contracts or seller financing. Real estate purchase land contracts is…

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     Good  
     Based on 65 reviews 
    
 
 
   
 
 
        
   Sapna Sharma 
 2024-07-04
 
 
 Trustindex verifies that the original source of the review is Google. I am working with Gustan Cho Associates and all the staff and Gus are so cooperatives. Gus is a motivational person and he always motivate or praise about my work. Really so happy working with Gustan Cho Associates Family.
  
 
       
   James Strebel 
 2024-04-06
 
 
 Trustindex verifies that the original source of the review is Google. Very professional
  
 
       
   Bill Burg 
 2024-04-06
 
 
 Trustindex verifies that the original source of the review is Google. Man it’s been great working with Gus and his amazing team. Their professionalism and attention to detail is second to none. I’ve never met anyone with more knowledge and skill at finding ways to help people into a home than him.
  
 
       
   Rhonda Smith 
 2024-02-23
 
 
 Trustindex verifies that the original source of the review is Google. Amazing place
  
 
       
   brent norkus 
 2024-02-23
 
 
 Trustindex verifies that the original source of the review is Google. Working with Gustan and his team has been an absolute pleasure. From start to finish, they have every client's best interest in mind to ensure they get the correct loan that fits their needs. Efficiency and accuracy are two words that describe my experience with Gus. Gus and his team over at Nexa are dominating the GAME! 5 stars is an understatement, and I would give ten stars if possible!
  
 
       
   TCrumpCollinsParsonMcGinnis Frazier 
 2024-02-22
 
 
 Trustindex verifies that the original source of the review is Google. John and Angie are absolutely amazing!  We had another lender and our loan fell through at the last minute.  I called John and told him our issues and in 5 minutes he told me he could get it done. After 30 years of praying, moving and bankruptcy issues, these two got it done. It’s was fast and they answered all our questions. There are not enough words that could express how overwhelmed we are and how awesome they are. Do yourself a favor and call John, I promise you will thank me later.  Please check out Gustan Cho’s videos. They are telling the truth and will walk thru fire with you.
Thank you John and Angie!

The Frazier’s.
  
 
       
   Charlie G 
 2024-02-16
 
 
 Trustindex verifies that the original source of the review is Google. Gus is a great person, and a great loan officer with lots of experience and knowledge of many types of loans.  Gus even takes calls after business hours unlike a lot of other companies.   Gus has given me the best options available for a mortgage; he is honest and has integrity.   I got to give Gus 5 stars due to he goes the extra mile to help you.  Thanks Gus!!!
  
 
       
   David Heckman 
 2024-02-15
 
 
 Trustindex verifies that the original source of the review is Google. John Strange and Angie Torres made this whole process seamless from start to finish.  John would answer a text or call anytime and made sure to keep me updated the whole time.  I would tell you that you are in good hands with these two!