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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 25
Private Money Loan
Commercial Loans | Hard Money Loans | Real Estate Topic | Videos

How Do I Qualify For Private Money Loan To Invest in Real Estate

ByJohn Strange Posted onApril 26, 2024August 23, 2024

This guide covers the frequently asked question how do I qualify for private money loan to invest in real estate….

Continue Reading How Do I Qualify For Private Money Loan To Invest in Real EstateContinue

Business Cash-Flow Analysis
Commercial Loans | NON-QM Loans | Profit and Loss Statement Only Mortgages | Videos

Business Cash-Flow Analysis For Self-Employed Wage Earners

ByDale Elenteny Posted onApril 26, 2024August 23, 2024

This  guide covers business cash-flow analysis for self-employed wage earners. Positive business cash-flow analysis is critical to effectively managing every…

Continue Reading Business Cash-Flow Analysis For Self-Employed Wage EarnersContinue

Shopping For Best Mortgage Rates
Mortgage Refinance | Mortgage Rates | Videos

Shopping For Best Mortgage Rates in California

ByDale Elenteny Posted onApril 25, 2024July 12, 2024

This guide covers shopping for best mortgage rates in California on home purchase and refinance home loans. California is the…

Continue Reading Shopping For Best Mortgage Rates in CaliforniaContinue

Solutions To High Debt To Income Ratios
FHA Loans | High Debt To Income Ratio | Manual Underwriting | Refinancing | VA Loans | video

Solutions To High Debt To Income Ratios On Home Purchase

ByAnngelli Abenes Posted onApril 25, 2024October 8, 2024

Gustan Cho Associates has no lender overlays on debt to income ratio on government and conventional loans. We just go off the agency caps on debt to income ratio no government and conventional loans.

Continue Reading Solutions To High Debt To Income Ratios On Home PurchaseContinue

Recent Late Payment VA Guidelines
Bad Credit Mortgages | VA Loans | video

Recent Late Payment VA Guidelines And Late Payments After Bankruptcy

ByGustan Cho Posted onApril 24, 2024September 23, 2024

VA home loans are ideal for primary residences, offering 100% financing with no down payment required for those who qualify,…

Continue Reading Recent Late Payment VA Guidelines And Late Payments After BankruptcyContinue

NON-QM Cash-Out Debt Consolidation Refinance
Mortgage Refinance | NON-QM Loans | Refinancing | video

NON-QM Cash-Out Debt Consolidation Refinance With 90% LTV

ByMike Gracz Posted onApril 24, 2024August 21, 2024

This Article Is About NON-QM Cash-Out Debt Consolidation Refinance With 90% LTV. The housing market is hot despite rising mortgage…

Continue Reading NON-QM Cash-Out Debt Consolidation Refinance With 90% LTVContinue

Freddie Mac HomeOne Conventional Loan Guidelines On Purchases
Conventional Loans | Freddie Mac HomeOne | video | Videos

Freddie Mac HomeOne Mortgage Loan Program

ByAlex Carlucci Posted onApril 24, 2024April 24, 2024

In this blog, we will cover the Freddie Mac HomeOne Mortgage Loan Program. Fannie Mae and Freddie Mac are the…

Continue Reading Freddie Mac HomeOne Mortgage Loan ProgramContinue

HUD Reserve Requirements
FHA Loans

HUD Reserve Requirements and Guidelines on FHA Loans

ByAnngelli Abenes Posted onApril 23, 2024December 16, 2024

HUD reserve requirements mandate maintaining reserves in specific scenarios, and it’s prudent for homeowners to voluntarily set aside funds for…

Continue Reading HUD Reserve Requirements and Guidelines on FHA LoansContinue

How To Get Your Ex-Spouse Off Your Mortgage After a Divorce (1)
Mortgage Refinance | Refinancing | Videos

How To Get Your Ex-Spouse Off Your Mortgage After a Divorce

ByAnngelli Abenes Posted onApril 23, 2024August 21, 2024

In this blog post, we’ll explore how to remove your ex-spouse from your mortgage following a divorce. Despite the overall…

Continue Reading How To Get Your Ex-Spouse Off Your Mortgage After a DivorceContinue

Qualifying For The Lowest FHA Mortgage Rates On FHA Loans
FHA Loans | Mortgage Rates | Videos

Qualifying For The Lowest FHA Mortgage Rates on FHA Loans

ByGustan Cho Posted onApril 23, 2024August 21, 2024

This  guide covers qualifying for the lowest FHA mortgage rates on FHA loans. Qualifying for the lowest FHA mortgage rates…

Continue Reading Qualifying For The Lowest FHA Mortgage Rates on FHA LoansContinue

Home Purchase With Illegal Apartment
Muti-Family Investment

Financing Home Purchase With Illegal Apartment In Chicago

ByGustan Cho Posted onApril 23, 2024August 21, 2024

When considering Home Purchase With Illegal Apartment in Chicago, prospective buyers have access to various financing options through government and…

Continue Reading Financing Home Purchase With Illegal Apartment In ChicagoContinue

Factors Affect Pre-Approval
Mortgage Processing And Underwriting | Videos

Factors Affect Pre-Approval And Stress During Mortgage Process

ByGustan Cho Posted onApril 23, 2024August 21, 2024

This article explores the Factors Affect Pre-Approval And Stress During Mortgage Process. Once individuals decide to purchase a home, the…

Continue Reading Factors Affect Pre-Approval And Stress During Mortgage ProcessContinue

Refinance Jumbo Loan
Jumbo Loans | Bank Statement Loans | NON-QM Loans | Self-Employed Borrowers | Videos

Purchase and Refinance Jumbo Loan Mortgage Options

ByAlex Carlucci Posted onApril 22, 2024January 31, 2025

This guide covers home purchase and refinance Jumbo loan mortgage loan options. There are traditional and non-qm jumbo loans for…

Continue Reading Purchase and Refinance Jumbo Loan Mortgage OptionsContinue

Property Homeowners Insurance
Home Purchase | Homeowners Insurance | Videos

Property Homeowners Insurance is Required By Lenders

ByMargarett Jurilla Posted onApril 22, 2024August 21, 2024

Brent Norkus, an insurance agent for Goosehead Insurance covers property homeowners insurance in this extensive guide. Property homeowners insurance is…

Continue Reading Property Homeowners Insurance is Required By LendersContinue

Mortgage Loan Options With Bad Credit After Bankruptcy
Bad Credit Mortgages | FHA Loans | NON-QM Loans | Videos

Mortgage Loan Options With Bad Credit After Bankruptcy

ByGustan Cho Posted onApril 21, 2024August 21, 2024

This guide covers mortgage loan options with bad credit after bankruptcy on home purchase and refinance loans. One of the…

Continue Reading Mortgage Loan Options With Bad Credit After BankruptcyContinue

Right of Rescission
Mortgage Refinance | Videos

Right of Rescission Mortgage Guidelines on Refinances

ByGustan Cho Posted onApril 20, 2024August 21, 2024

This guide covers the right of rescission mortgage guidelines on refinances. As we have seen interest rates drop over the…

Continue Reading Right of Rescission Mortgage Guidelines on RefinancesContinue

FHA Loans Bad Credit Georgia
Bad Credit Mortgages | FHA Loans | First Time Home Buyers | Real Estate Topic | Videos

FHA Loans Bad Credit Georgia For Credit Scores Down to 500

ByMargarett Jurilla Posted onApril 19, 2024August 21, 2024

FHA loans bad credit Georgia mortgage requirements and guidelines make FHA home mortgages the most popular loan program for first-time…

Continue Reading FHA Loans Bad Credit Georgia For Credit Scores Down to 500Continue

Credit Score Guidelines versus Overlays
Credit Scores | Headline News Archives | Mortgage Lender Overlays | Videos

Credit Score Guidelines Versus Overlays By Mortgage Lenders

ByGustan Cho Posted onApril 19, 2024August 21, 2024

This guide covers credit score guidelines versus overlays by mortgage lenders. There are two types of credit score requirements to…

Continue Reading Credit Score Guidelines Versus Overlays By Mortgage LendersContinue

FHA Loan With Under 600 Credit Score
Bad Credit Mortgages | Credit Scores | FHA Loans | Videos

Can I Get an FHA Loan With Under 600 Credit Score

ByGustan Cho Posted onApril 19, 2024August 21, 2024

In this blog post, we’ll explore obtaining an FHA loan with a credit score under 600. Gustan Cho Associates specializes…

Continue Reading Can I Get an FHA Loan With Under 600 Credit ScoreContinue

Fannie Mae 5-10 Financed Properties Mortgage Guidelines
Investment Homes | video

Fannie Mae 5-10 Financed Properties Mortgage Guidelines

ByGustan Cho Posted onApril 19, 2024August 21, 2024

This blog post focuses on Fannie Mae 5-10 Financed Properties, which is particularly beneficial for real estate investors. The 2008…

Continue Reading Fannie Mae 5-10 Financed Properties Mortgage GuidelinesContinue

FHA Loans in Las Vegas
Bad Credit Mortgages | FHA Loans | Videos

FHA Loans In Las Vegas With Bad Credit

ByGustan Cho Posted onApril 19, 2024May 12, 2025

This blog will discuss getting approved for FHA loans in Las Vegas with bad credit and credit scores down to…

Continue Reading FHA Loans In Las Vegas With Bad CreditContinue

FHA Amendatory Clause
Appraisal | FHA Loans | Home Mortgages | video

What Is The FHA Amendatory Clause And Who Is Obligated To Sign It

ByGustan Cho Posted onApril 18, 2024August 21, 2024

The Federal Housing Administration (FHA), a segment of the United States Department of Housing and Urban Development, was established in…

Continue Reading What Is The FHA Amendatory Clause And Who Is Obligated To Sign ItContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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