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  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
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      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
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      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
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      • Chapter 13 Bankruptcy Cash-Out-Buyout
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Call or Text: (800) 900-8569

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Gustancho Associates

Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 16
Buying A Home In A Sellers Market
Home Purchase | Real Estate | Real Estate Topic | Videos

Buying A Home In A Sellers Market With Bad Credit

ByAnngelli Abenes Posted onJuly 16, 2024April 7, 2025

Navigating a Seller’s Market When Buying a Home When you are interested in buying a home in a sellers market,…

Continue Reading Buying A Home In A Sellers Market With Bad CreditContinue

Buying House On Main Road
Real Estate Topic

Buying House On Main Road and Resale Its Value

ByAnngelli Abenes Posted onJuly 15, 2024September 4, 2024

Thinking about buying house on main road requires careful consideration of various aspects. This choice can significantly affect your everyday…

Continue Reading Buying House On Main Road and Resale Its ValueContinue

TSAHC DPA Mortgage
First Time Home Buyers | Down Payment Assistance | Videos

TSAHC DPA Mortgage For Texas Homebuyers

ByAnngelli Abenes Posted onJuly 15, 2024September 4, 2024

Comprehensive Guide to TSAHC DPA Mortgage Program for Texas Homebuyers Exciting news for everyone looking to buy a home in…

Continue Reading TSAHC DPA Mortgage For Texas HomebuyersContinue

What Is Required on a Non-Occupying Co-Borrower
Non-Occupant Co-Borrowers | Conventional Loans | FHA Loans | Videos

What Is Required on a Non-Occupying Co-Borrower

ByAnngelli Abenes Posted onJuly 15, 2024February 9, 2025

When it comes to getting home loans, buyers sometimes need extra support to qualify for their dream home. This is…

Continue Reading What Is Required on a Non-Occupying Co-BorrowerContinue

Mortgage With a Recent Eviction
Home Mortgages | Bad Credit Mortgages | Verification Of Rent | Videos

Mortgage With a Recent Eviction: The Expert Guide

ByAnngelli Abenes Posted onJuly 12, 2024January 24, 2025

Is it possible to get a mortgage with a recent eviction? It’s a common worry – can someone get a…

Continue Reading Mortgage With a Recent Eviction: The Expert GuideContinue

Best Minnesota Mortgage Lenders For Bad Credit
Bad Credit Mortgages | Credit Scores | FHA Loans | Manual Underwriting | NON-QM Loans | VA Loans | Videos

Best Minnesota Mortgage Lenders For Bad Credit in 2024

ByAnngelli Abenes Posted onJuly 12, 2024September 4, 2024

  Looking for the best Minnesota mortgage lenders for bad credit might seem daunting, but it doesn’t have to be….

Continue Reading Best Minnesota Mortgage Lenders For Bad Credit in 2024Continue

VA Loan During Chapter 13 Bankruptcy
Bad Credit Mortgages | Bankruptcy | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | VA Loans | Videos

VA Loan During Chapter 13 Bankruptcy: What You Need to Know

ByAnngelli Abenes Posted onJuly 12, 2024February 11, 2025

What are the VA Agency Guidelines to qualify for a VA loan during Chapter 13 Bankruptcy

Continue Reading VA Loan During Chapter 13 Bankruptcy: What You Need to KnowContinue

Mortgage With Outstanding Judgments
Judgment | Bad Credit Mortgages | Videos

Mortgage With Outstanding Judgments Lending Guidelines

ByAnngelli Abenes Posted onJuly 10, 2024February 14, 2025

Are you trying to buy a house but find out you have unpaid court fees on your credit? It feels…

Continue Reading Mortgage With Outstanding Judgments Lending GuidelinesContinue

FHA 203k Rehab Loan After Bankruptcy
FHA 203k Loan | Bad Credit Mortgages | Bankruptcy | FHA Loans | Videos

FHA 203k Rehab Loan After Bankruptcy Mortgage Guidelines

ByAnngelli Abenes Posted onJuly 9, 2024January 22, 2025

Understanding FHA 203k Rehab Loans After Bankruptcy Securing a home loan after experiencing bankruptcy can be challenging. Still, the FHA…

Continue Reading FHA 203k Rehab Loan After Bankruptcy Mortgage GuidelinesContinue

Mortgage Approval Process On Manual Underwriting
Manual Underwriting | FHA Loans | VA Loans | Verification of Employment | Videos

Mortgage Approval Process On Manual Underwriting

ByAnngelli Abenes Posted onJuly 9, 2024April 7, 2025

Mortgage Approval Process on Manual Underwriting: A Comprehensive Guide for 2024 The mortgage approval process can be overwhelming, especially with…

Continue Reading Mortgage Approval Process On Manual UnderwritingContinue

Hard Money Loan With Federal Tax Lien
Commercial Loans | Hard Money Loans | Real Estate | Tax Lien | Videos

Hard Money Loan With Federal Tax Lien And Judgments

ByAnngelli Abenes Posted onJuly 9, 2024July 10, 2024

Simple Guide on Getting a Hard Money Loan With Federal Tax Lien in 2024 If you owe money to the…

Continue Reading Hard Money Loan With Federal Tax Lien And JudgmentsContinue

Mortgage With Auto Loan
Auto Loans | Bad Credit Mortgages | Videos

Mortgage With Auto Loan: Navigating Challenges and Solutions

ByAnngelli Abenes Posted onJuly 8, 2024August 30, 2024

An auto loan can be a deal killer when it comes to getting qualified for a mortgage. The average monthly auto loan on a new car is $500 per month. $500 per month is equivalent to a $100,000 mortgage payment.

Continue Reading Mortgage With Auto Loan: Navigating Challenges and SolutionsContinue

Illinois Mortgage With Bad Credit
Bad Credit Mortgages | FHA Loans | NON-QM Loans | VA Loans | Videos

Illinois Mortgage With Bad Credit Mortgage Options

ByAnngelli Abenes Posted onJuly 8, 2024August 30, 2024

Your All-Inclusive Manual to Getting a Mortgage with Poor Credit in Illinois. Do you fear poor credit could dash your…

Continue Reading Illinois Mortgage With Bad Credit Mortgage OptionsContinue

FHA DTI Guidelines
High Debt To Income Ratio | Automated Underwriting System | FHA Loans | Videos

FHA DTI Guidelines for Getting an Approve/Eligible Per AUS

ByAnngelli Abenes Posted onJuly 5, 2024August 30, 2024

First-time homebuyers, especially, may be easily overwhelmed by the complexities of purchasing a home. One of the most critical aspects…

Continue Reading FHA DTI Guidelines for Getting an Approve/Eligible Per AUSContinue

No-Doc Mortgage Loans
Bank Statement Loans | NON-QM Loans | Videos

No-Doc Mortgage Loans For Self-Employed With No Tax Returns

ByAnngelli Abenes Posted onJuly 5, 2024August 30, 2024

It is often a difficult task for many self-employed persons to acquire mortgage loans. Traditional mortgages usually require long paperwork,…

Continue Reading No-Doc Mortgage Loans For Self-Employed With No Tax ReturnsContinue

Mortgage Included in Chapter 7 Bankruptcy
Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Videos

Fannie Mae Mortgage Included in Chapter 7 Bankruptcy

ByDale Elenteny Posted onJuly 3, 2024August 30, 2024

In this article, we will cover and discuss getting approved for a new home loan after having a prior mortgage…

Continue Reading Fannie Mae Mortgage Included in Chapter 7 BankruptcyContinue

Freddie Mac No Credit Score Mortgage
Conventional Loans | Freddie Mac HomeOne

Freddie Mac No Credit Score Mortgage Guidelines

ByAnngelli Abenes Posted onJuly 3, 2024July 4, 2024

This Article Is About Freddie Mac No Credit Score Mortgage Guidelines Occasionally, borrowers may have to opt for conventional loans…

Continue Reading Freddie Mac No Credit Score Mortgage GuidelinesContinue

Mortgage Process Can Be Stressful
Mortgage Processing And Underwriting

Mortgage Process Can Be Stressful If Not Properly Qualified

ByAnngelli Abenes Posted onJuly 3, 2024August 30, 2024

This Article Is About How The Mortgage Process Can Be Stressful If Borrowers Not Properly Qualified The mortgage process does…

Continue Reading Mortgage Process Can Be Stressful If Not Properly QualifiedContinue

The Housing Shortage
Headline News Archives | Real Estate | Real Estate Topic | Videos

The Housing Shortage Facing The Midwest

ByMargarett Jurilla Posted onJuly 3, 2024August 30, 2024

This guide covers the housing shortage facing the Midwest. The housing shortage in the Midwest has impacted and affected homebuyers…

Continue Reading The Housing Shortage Facing The MidwestContinue

VA Credit Dispute Guidelines
Credit Disputes | Mortgage Processing And Underwriting | VA Loans | Videos

Are Credit Disputes Allowed Per VA Credit Dispute Guidelines

ByGustan Cho Posted onJuly 3, 2024April 30, 2025

This guide covers the VA credit dispute guidelines on VA mortgage loans. VA loans are the best loan program in…

Continue Reading Are Credit Disputes Allowed Per VA Credit Dispute GuidelinesContinue

90 LTV Jumbo Loans
Jumbo Loans | Videos

90 LTV Jumbo Loans With No Private Mortgage Insurance

ByGustan Cho Posted onJuly 1, 2024July 2, 2024

In this blog, we will discuss and cover our traditional 90 LTV jumbo loans with no private mortgage insurance required….

Continue Reading 90 LTV Jumbo Loans With No Private Mortgage InsuranceContinue

Maryland FHA Lenders
FHA Loans | Bankruptcy | Mortgage Lender Overlays | Videos

Maryland FHA Lenders For Homebuyers With Bad Credit

BySapna Sharma Posted onJune 28, 2024August 30, 2024

The lending requirements on FHA loans are not the same for all Maryland FHA Lenders. There are two different categories…

Continue Reading Maryland FHA Lenders For Homebuyers With Bad CreditContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

DTI Calculators

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  • Conventional DTI Calculator
  • Jumbo DTI Calculator
  • FHA Loan Limits
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Resources

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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