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    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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Mortgage & Real Estate News

Home / Mortgage & Real Estate News - Page 11
VA Loans With High Debt-To-Income Ratio
VA Loans | Bad Credit Mortgages | High Debt To Income Ratio | Videos

VA Loans With High Debt-To-Income Ratio Mortgage Guidelines

ByGustan Cho Posted onNovember 13, 2024May 19, 2025

VA Loans with High Debt-to-Income Ratio: A 2024 Guide for Veterans Are you a Veteran worried about your high debt-to-income…

Continue Reading VA Loans With High Debt-To-Income Ratio Mortgage GuidelinesContinue

Freddie Mac Mortgage Guidelines
Conventional Loans | Student Loans | Videos

Freddie Mac Mortgage Guidelines on Conventional Loans

ByGustan Cho Posted onNovember 13, 2024May 15, 2025

Guide to Freddie Mac Mortgage Guidelines for 2024: Your Path to Homeownership or Refinancing Are you ready to own a…

Continue Reading Freddie Mac Mortgage Guidelines on Conventional LoansContinue

Difference Between Fannie Mae and Freddie Mac
Home Mortgages

Difference Between Fannie Mae And Freddie Mac

ByGustan Cho Posted onNovember 13, 2024May 15, 2025

Fannie Mae and Freddie Mac Explained: What’s the Difference? If you’re considering purchasing or refinancing a home, you’ve likely heard…

Continue Reading Difference Between Fannie Mae And Freddie MacContinue

VA Loan Information Guidelines UPDATES
VA Loans | Videos

VA Loan Information Guidelines UPDATES

ByDale Elenteny Posted onNovember 8, 2024May 15, 2025

VA Loan Information: Everything You Need to Know to Buy or Refinance a Home in 2024 Are you a veteran,…

Continue Reading VA Loan Information Guidelines UPDATESContinue

USDA One Credit Mortgage
USDA Loans | Videos

Get 100% Financing with a USDA One Credit Score Mortgage

ByGustan Cho Posted onNovember 7, 2024May 15, 2025

USDA One Credit Score Mortgage: What You Need to Know to Qualify in 2024 If you’ve been told you can’t…

Continue Reading Get 100% Financing with a USDA One Credit Score MortgageContinue

Low Credit Score Pricing Adjustments
Videos | Mortgage Rates

Low Credit Score Pricing Adjustments on Mortgage Loans

ByGustan Cho Posted onNovember 7, 2024May 15, 2025

2024 Guide to Low Credit Score Pricing Adjustments: Understanding Your Options to Save on Your Mortgage Ready to buy or…

Continue Reading Low Credit Score Pricing Adjustments on Mortgage LoansContinue

Cash To Close And Seasoned Funds For Closing
Mortgage Processing And Underwriting | Clear To Close | Letter Of Explanation

Cash To Close and Seasoned Funds For Closing by Borrower

ByGustan Cho Posted onNovember 7, 2024May 19, 2025

Cash to Close and Seasoned Funds for Closing: Your 2024 Guide to a Smooth Home Purchase When you’re ready to…

Continue Reading Cash To Close and Seasoned Funds For Closing by BorrowerContinue

FHA Loans Chicago
FHA Loans | Bad Credit Mortgages | Condominium Loans | Condotel and Non-Warrantable Condos | First Time Home Buyers | Videos

FHA Loans Chicago With No Overlays on Government Loans

ByAnngelli Abenes Posted onNovember 7, 2024May 19, 2025

FHA Loans Chicago: Your 2024 Guide to Affordable Homeownership Buying a home in Chicago can be daunting, especially with rising…

Continue Reading FHA Loans Chicago With No Overlays on Government LoansContinue

Updated FHA Loan Requirements
Collection Accounts | FHA Loans | Qualifying & Getting Pre-approved | Regulations | Videos

Updated FHA Loan Requirements on HUD Guidelines

ByGustan Cho Posted onNovember 7, 2024January 29, 2025

Updated FHA Loan Requirements for 2024: What You Need to Know Are you considering an FHA loan to buy a…

Continue Reading Updated FHA Loan Requirements on HUD GuidelinesContinue

How Underwriters Calculate Debt-To-Income Ratio
High Debt To Income Ratio | Income And Employment | No-Ratio Mortgage Loans | NON-QM Loans | Videos

How Underwriters Calculate Debt-To-Income Ratio

ByGustan Cho Posted onNovember 6, 2024May 19, 2025

How Underwriters Calculate Debt-to-Income Ratio (DTI) – 2024 Guide When it comes to buying a home, there are a few…

Continue Reading How Underwriters Calculate Debt-To-Income RatioContinue

Understanding Discount Points
Videos | Mortgage Rates

Understanding Discount Points Buying Down Mortgage Rates

ByAnngelli Abenes Posted onNovember 6, 2024May 19, 2025

Understanding Discount Points: Your Key to Big Savings on Your Mortgage When exploring your mortgage options, “discount points” often pop…

Continue Reading Understanding Discount Points Buying Down Mortgage RatesContinue

Verification of Employment
Income And Employment | Gaps In Employment | Verification of Employment | Videos

Verification Of Employment Before Mortgage Closing

ByGustan Cho Posted onNovember 5, 2024May 19, 2025

Verification of Employment (VOE): Why It’s Crucial for Securing Your Mortgage in 2024 Whether you’re ready to purchase your first…

Continue Reading Verification Of Employment Before Mortgage ClosingContinue

Mortgage Forbearance During Pandemic
Headline News Archives | Loan Modification

Mortgage Forbearance During Pandemic Mortgage Crisis

ByGustan Cho Posted onNovember 4, 2024May 19, 2025

Updated Guide: Mortgage Forbearance During Pandemic When the COVID-19 pandemic hit, it upended the global economy, leaving millions of Americans…

Continue Reading Mortgage Forbearance During Pandemic Mortgage CrisisContinue

Freddie Mac Home Possible
Conventional Loans | Home Possible

Freddie Mac Home Possible Mortgage Guidelines

ByAlex Carlucci Posted onNovember 4, 2024May 19, 2025

Freddie Mac Home Possible Mortgage: Your Key to Low Down Payment Homeownership in 2024 Are you dreaming of owning a…

Continue Reading Freddie Mac Home Possible Mortgage GuidelinesContinue

Clear to Close in 2 Weeks or Less
Clear To Close | Mortgage Processing And Underwriting | Videos

Clear To Close In 2 Weeks or Less Mortgage Process

ByGustan Cho Posted onNovember 4, 2024May 19, 2025

Clear to Close in 2 Weeks or Less: Here’s How to Fast-Track Your Mortgage Approval At Gustan Cho Associates, we…

Continue Reading Clear To Close In 2 Weeks or Less Mortgage ProcessContinue

Boarder Income Mortgage Guidelines
Income And Employment | Conventional Loans | FHA Loans | HomeReady

Boarder Income Mortgage Guidelines You Need to Know Now

ByMike Gracz Posted onOctober 30, 2024May 19, 2025

Boarder Income Mortgage Guidelines for 2024: Boosting Your Income to Buy or Refinance a Home Are you wondering if the…

Continue Reading Boarder Income Mortgage Guidelines You Need to Know NowContinue

Florida Condo Hotel Mortgage
Condominium Loans

Florida Condo Hotel Mortgage Loan Qualification Requirements

ByAlex Carlucci Posted onOctober 30, 2024May 19, 2025

Florida Condo Hotel Mortgage: Financing Your Dream Condo Hotel in 2024 Are you dreaming of owning a piece of luxury…

Continue Reading Florida Condo Hotel Mortgage Loan Qualification RequirementsContinue

Reestablishing Credit After Bankruptcy
Re-Establishing Credit | Mortgage After Bankruptcy and Foreclosure | Secured Credit Cards | Videos

Reestablishing Credit After Bankruptcy For Mortgage Loan Approval

ByAlex Carlucci Posted onOctober 29, 2024May 19, 2025

Reestablishing Credit After Bankruptcy: Your Step-by-Step Guide to Homeownership in 2024 Going through bankruptcy is tough, but it doesn’t mean…

Continue Reading Reestablishing Credit After Bankruptcy For Mortgage Loan ApprovalContinue

VA Simultaneous Home Closings
VA Loans | Clear To Close

Fast Track Your Move with VA Simultaneous Home Closings

ByMike Gracz Posted onOctober 28, 2024May 19, 2025

VA Simultaneous Home Closings with No Overlays: 2024 Guide to Buying Your Next Home Are you considering buying a new…

Continue Reading Fast Track Your Move with VA Simultaneous Home ClosingsContinue

Rapid Rescore
Home Mortgages | Credit Disputes | Credit Scores | Mortgage Processing And Underwriting | Re-Establishing Credit | Videos

Using Rapid Rescore To Qualify For a Mortgage

ByGustan Cho Posted onOctober 25, 2024May 20, 2025

How Does Rapid Rescore Assist You in Securing a Mortgage in 2024? Imagine this: You’re almost ready to buy your…

Continue Reading Using Rapid Rescore To Qualify For a MortgageContinue

Portfolio Loan Programs
Bank Statement Loans | NON-QM Loans | Videos

Portfolio Loan Programs: No Income Documentation Mortgages

ByGustan Cho Posted onOctober 25, 2024May 20, 2025

Exploring Portfolio Loan Programs for 2024: A Flexible Mortgage Option for Unique Borrowers In the world of mortgages, there isn’t…

Continue Reading Portfolio Loan Programs: No Income Documentation MortgagesContinue

Second Home Loans
Second Homes | Bank Statement Loans | Conventional Loans | NON-QM Loans | Videos

Second Home Loans: Easy Guide to Get Started Today

ByGustan Cho Posted onOctober 25, 2024May 20, 2025

Everything You Need to Know About Second Home Loans in 2024 Are you thinking of buying a second home? Maybe…

Continue Reading Second Home Loans: Easy Guide to Get Started TodayContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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