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Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
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    • Jumbo Mortgage
    • FHA 203K Loans
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    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
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Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

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Bad Credit Mortgages

Home / Bad Credit Mortgages - Page 5
Can I Buy House In Maine With 580 FICO
Videos | Bad Credit Mortgages | FHA Loans

Can I Buy House in Maine With 580 FICO with No Credit

ByMargarett Jurilla Posted onMay 28, 2024August 29, 2024

In this blog, we will cover and answer the FAQ of can I buy house in Maine with 580 FICO…

Continue Reading Can I Buy House in Maine With 580 FICO with No CreditContinue

Getting a Mortgage With Bad Credit in Nevada
Bad Credit Mortgages | FHA Loans | NON-QM Loans | VA Loans | Videos

Getting a Mortgage With Bad Credit in Nevada

ByGustan Cho Posted onMay 28, 2024November 4, 2024

This blog will discuss buying a home and getting a mortgage with bad credit in Nevada. Nevada has many amenities,…

Continue Reading Getting a Mortgage With Bad Credit in NevadaContinue

Buying Your First Home In Wyoming
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | FHA Loans | First Time Home Buyers | VA Loans | Videos

Steps To Buying Your First Home In Wyoming Without Stress

ByAlex Carlucci Posted onMay 22, 2024August 28, 2024

In this blog, we will cover and discuss the steps to buying your first home in Wyoming. Buying your first…

Continue Reading Steps To Buying Your First Home In Wyoming Without StressContinue

Home Buying Stress
Bad Credit Mortgages | Home Mortgages | video

Home Buying Stress During Mortgage Underwriting Process

ByAnngelli Abenes Posted onMay 20, 2024April 7, 2025

This article is about Why Mortgage Process Is Biggest Home Buying Stress The process of buying a home can be…

Continue Reading Home Buying Stress During Mortgage Underwriting ProcessContinue

Buying a Home With Bad Credit in Nevada
Bad Credit Mortgages | Credit Scores | Home Purchase | video

Buying a Home With Bad Credit in Nevada With Under 600 FICO

ByAnngelli Abenes Posted onMay 9, 2024April 7, 2025

In this article, we will delve into the process of buying a home with bad credit in Nevada, specifically for…

Continue Reading Buying a Home With Bad Credit in Nevada With Under 600 FICOContinue

Mortgage With Late Payments After Bankruptcy
Home Mortgages | Bad Credit Mortgages | Bankruptcy | video

Mortgage With Late Payments After Bankruptcy And Foreclosure

ByAnngelli Abenes Posted onMay 8, 2024August 28, 2024

Home loans are still available to borrowers with collections, charged-off accounts, or late payments. Lenders are generally willing to approve…

Continue Reading Mortgage With Late Payments After Bankruptcy And ForeclosureContinue

Mortgage Conditions
Bad Credit Mortgages

Mortgage Conditions By Underwriters On Conditional Approval

ByAnngelli Abenes Posted onMay 7, 2024January 31, 2025

In this article, we will discuss and cover mortgage conditions by underwriters on conditional loan approvals. Once the mortgage loan…

Continue Reading Mortgage Conditions By Underwriters On Conditional ApprovalContinue

Earnest Money On Home Purchase
Bad Credit Mortgages

Earnest Money on Home Purchase Transaction

ByGustan Cho Posted onApril 30, 2024August 23, 2024

This guide covers what is earnest money on home purchase. Earnest money is a deposit a homebuyer submits with the…

Continue Reading Earnest Money on Home Purchase TransactionContinue

Do All Lenders Have The Same Guidelines
Bad Credit Mortgages

Do All Lenders Have The Same Guidelines on Mortgage Loans

ByGustan Cho Posted onApril 30, 2024August 23, 2024

In this article, we will be covering the topic on are all mortgage lenders the same. Choosing the right mortgage…

Continue Reading Do All Lenders Have The Same Guidelines on Mortgage LoansContinue

Home Mortgage With Bad Credit
Bad Credit Mortgages | Bank Statement Loans | No-Ratio Mortgage Loans | NON-QM Loans | Videos

How To Get Approved For a Home Mortgage With Bad Credit

ByGustan Cho Posted onApril 26, 2024August 23, 2024

This guide covers qualifying for a home mortgage with bad credit. One of the frequently asked questions by our clients…

Continue Reading How To Get Approved For a Home Mortgage With Bad CreditContinue

Recent Late Payment VA Guidelines
Bad Credit Mortgages | VA Loans | video

Recent Late Payment VA Guidelines And Late Payments After Bankruptcy

ByGustan Cho Posted onApril 24, 2024September 23, 2024

VA home loans are ideal for primary residences, offering 100% financing with no down payment required for those who qualify,…

Continue Reading Recent Late Payment VA Guidelines And Late Payments After BankruptcyContinue

Mortgage Loan Options With Bad Credit After Bankruptcy
Bad Credit Mortgages | FHA Loans | NON-QM Loans | Videos

Mortgage Loan Options With Bad Credit After Bankruptcy

ByGustan Cho Posted onApril 21, 2024August 21, 2024

This guide covers mortgage loan options with bad credit after bankruptcy on home purchase and refinance loans. One of the…

Continue Reading Mortgage Loan Options With Bad Credit After BankruptcyContinue

FHA Loans Bad Credit Georgia
Bad Credit Mortgages | FHA Loans | First Time Home Buyers | Real Estate Topic | Videos

FHA Loans Bad Credit Georgia For Credit Scores Down to 500

ByMargarett Jurilla Posted onApril 19, 2024August 21, 2024

FHA loans bad credit Georgia mortgage requirements and guidelines make FHA home mortgages the most popular loan program for first-time…

Continue Reading FHA Loans Bad Credit Georgia For Credit Scores Down to 500Continue

FHA Loan With Under 600 Credit Score
Bad Credit Mortgages | Credit Scores | FHA Loans | Videos

Can I Get an FHA Loan With Under 600 Credit Score

ByGustan Cho Posted onApril 19, 2024August 21, 2024

In this blog post, we’ll explore obtaining an FHA loan with a credit score under 600. Gustan Cho Associates specializes…

Continue Reading Can I Get an FHA Loan With Under 600 Credit ScoreContinue

FHA Loans in Las Vegas
Bad Credit Mortgages | FHA Loans | Videos

FHA Loans In Las Vegas With Bad Credit

ByGustan Cho Posted onApril 19, 2024August 21, 2024

This blog will discuss getting approved for FHA loans in Las Vegas with bad credit and credit scores down to…

Continue Reading FHA Loans In Las Vegas With Bad CreditContinue

Can I Buy a House in South Dakota With Poor Credit
Bad Credit Mortgages | FHA Loans | NON-QM Loans | Qualifying & Getting Pre-approved | VA Loans | Videos

Can I Buy a House in South Dakota With Poor Credit

ByGustan Cho Posted onApril 12, 2024August 19, 2024

In this blog, we’ll address the common inquiry: Can I buy a house in South Dakota with poor credit and…

Continue Reading Can I Buy a House in South Dakota With Poor CreditContinue

Mortgage Case Scenarios
Bad Credit Mortgages | FHA Loans | Videos

Mortgage Case Scenarios of Borrowers With Bad Credit

ByAlex Carlucci Posted onApril 9, 2024August 16, 2024

This guide covers mortgage case scenarios of borrowers with bad credit and lower credit scores. If you have been following…

Continue Reading Mortgage Case Scenarios of Borrowers With Bad CreditContinue

FHA Loan With Low Credit Scores
Bad Credit Mortgages | Credit Scores | FHA Loans | Videos

FHA Loan With Low Credit Scores Mortgage Guidelines

ByGustan Cho Posted onApril 9, 2024August 16, 2024

This article covers qualifying for an FHA loan with low credit scores mortgage guidelines for 2024. FHA loans are the…

Continue Reading FHA Loan With Low Credit Scores Mortgage GuidelinesContinue

North Carolina FHA Lenders For Bad Credit
FHA Loans | Bad Credit Mortgages | Mortgage Lender Overlays | Mortgage Processing And Underwriting

North Carolina FHA Lenders For Bad Credit with No Overlays

ByGustan Cho Posted onApril 5, 2024October 8, 2024

In this blog post, we’ll discuss qualifying for FHA loans with top North Carolina FHA lenders for bad credit. It’s…

Continue Reading North Carolina FHA Lenders For Bad Credit with No OverlaysContinue

Home Loan With Bad Credit Texas
Bad Credit Mortgages | Automated Underwriting System | FHA Loans | Manual Underwriting | VA Loans | video

How To Get Approved For Home Loan With Bad Credit Texas

ByMike Gracz Posted onApril 4, 2024April 22, 2025

This article explores the various mortgage options available to homebuyers seeking approval for a home loan with bad credit Texas….

Continue Reading How To Get Approved For Home Loan With Bad Credit TexasContinue

FHA Waiting Period After Bankruptcy and Foreclosure
Mortgage After Bankruptcy and Foreclosure | Bad Credit Mortgages | FHA Loans | Videos

FHA Waiting Period After Bankruptcy and Foreclosure

ByGustan Cho Posted onApril 2, 2024April 3, 2024

This article will discuss the FHA Waiting Period After Bankruptcy and Foreclosure. The FHA mandates waiting periods after bankruptcy, foreclosure,…

Continue Reading FHA Waiting Period After Bankruptcy and ForeclosureContinue

Buying House After Selling Home With Late Payments
Bad Credit Mortgages | NON-QM Loans | Videos

Buying House After Selling Home With Late Payments

ByGustan Cho Posted onApril 1, 2024August 16, 2024

In this article, we will cover and discuss buying a house after selling home with late payments. One of the…

Continue Reading Buying House After Selling Home With Late PaymentsContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

DTI Calculators

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Resources

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  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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