Skip to content

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • BlogsExpand
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer

Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustancho Associates

Bad Credit Mortgages

Home / Bad Credit Mortgages - Page 2
FHA Loans for Bad Credit
Bad Credit Mortgages

FHA Loans For Bad Credit Mortgage Options

ByGustan Cho Posted onJanuary 17, 2025January 19, 2025

In this blog, we will discuss and cover FHA loans for bad credit mortgage loan options. Homebuyers can qualify for…

Continue Reading FHA Loans For Bad Credit Mortgage OptionsContinue

Mortgage Guidelines 101
Bad Credit Mortgages

Mortgage Guidelines 101 For Borrowers & Loan Officers

ByMike Gracz Posted onJanuary 16, 2025January 19, 2025

Mortgage Guidelines 101: A Complete Guide for Borrowers and Loan Officers Welcome to Mortgage Guidelines 101, the ultimate guide for…

Continue Reading Mortgage Guidelines 101 For Borrowers & Loan OfficersContinue

FHA Guidelines on Charge-Offs and Collections
Videos | Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | FHA Loans

FHA Guidelines on Charge-Offs and Collections For 2025

ByDale Elenteny Posted onJanuary 16, 2025April 8, 2025

In this guide, we will discuss the FHA guidelines on charge-offs and collections, crucial information for anyone seeking an FHA…

Continue Reading FHA Guidelines on Charge-Offs and Collections For 2025Continue

Prayers To The Virgin Mary By Missy Mu_ My Best Friend Who Is Missed
Bad Credit Mortgages

Prayers To The Virgin Mary: My Late Special Friend Missy Mu

ByGustan Cho Posted onJanuary 13, 2025January 14, 2025

This article, on Prayers To The Virgin Mary: My Special Best Friend Missy Mu, is missed: End of Watch October…

Continue Reading Prayers To The Virgin Mary: My Late Special Friend Missy MuContinue

Florida Attorney Carl Williams_ Five-Star Litigation Lawyer (1)
Bad Credit Mortgages

How to Choose the Right Internet Lawyer

ByAlex Carlucci Posted onJanuary 12, 2025March 4, 2025

This article covers everything you need to know about how to choose the right internet lawyer. How do you go…

Continue Reading How to Choose the Right Internet LawyerContinue

Credit History and Recent Late Payments
Bad Credit Mortgages | Mortgage Processing And Underwriting | Mortgage With Late Payments | Videos

Credit History and Recent Late Payments? Get Help Today

ByGustan Cho Posted onJanuary 10, 2025April 7, 2025

How Underwriters View Credit History and Recent Late Payments When buying a home, your credit history and recent late payments…

Continue Reading Credit History and Recent Late Payments? Get Help TodayContinue

Home Loan After Second Mortgage Charge-Off
Home Mortgages | Bad Credit Mortgages | Charge Off Accounts

Home Loan After Second Mortgage-Charge-Off

ByGustan Cho Posted onJanuary 10, 2025January 14, 2025

Home Loan After Second Mortgage Charge Off: Your Complete Guide to Getting Approved Qualifying for a home loan after a…

Continue Reading Home Loan After Second Mortgage-Charge-OffContinue

Home Loans in Wyoming
Bad Credit Mortgages | Home Mortgages | Videos

Quick Start to Home Loans in Wyoming: Apply Today

ByMike Gracz Posted onJanuary 6, 2025April 7, 2025

Unlocking Home Loans in Wyoming with Poor Credit: A Comprehensive Guide Are you based in Wyoming and struggling to secure…

Continue Reading Quick Start to Home Loans in Wyoming: Apply TodayContinue

Mortgage Guidelines On Foreclosure And Bankruptcy
Bad Credit Mortgages

Mortgage Guidelines on Foreclosure and Bankruptcy

ByGustan Cho Posted onJanuary 3, 2025January 21, 2025

This blog on mortgage guidelines on foreclosure and bankruptcy was updated on January 3rd, 2025. If a mortgage loan borrower…

Continue Reading Mortgage Guidelines on Foreclosure and BankruptcyContinue

Tire Maintenance
Bad Credit Mortgages

Tire Maintenance and Safety Advice for Car Owners

ByAlex Carlucci Posted onDecember 27, 2024December 30, 2024

This guide covers tire maintenance and safety for car owners. Your vehicles tires are the only part of your vehicle…

Continue Reading Tire Maintenance and Safety Advice for Car OwnersContinue

Homeschooling
Bad Credit Mortgages

Benefits of Homeschooling versus Public Education

ByAlex Carlucci Posted onDecember 26, 2024December 26, 2024

This guide covers the benefits and negatives of homeschooling versus public education. Lately I’ve been feeling kind of nostalgic about…

Continue Reading Benefits of Homeschooling versus Public EducationContinue

Home Loan with Recent Late Payments
Bad Credit Mortgages | Letter Of Explanation | Videos

Home Loan With Recent Late Payments Mortgage Guidelines

ByDale Elenteny Posted onDecember 19, 2024December 26, 2024

Qualifying for a Home Loan with Recent Late Payments in 2024 Are you struggling with recent late payments but still…

Continue Reading Home Loan With Recent Late Payments Mortgage GuidelinesContinue

Bad credit Mortgage Loans Kansas
Bad Credit Mortgages | FHA Loans | NON-QM Loans

Bad Credit Mortgage Loans Kansas: Winning Strategies

ByAlex Carlucci Posted onDecember 18, 2024December 20, 2024

Unlock Your Dream Home in Kansas: A Guide to Bad Credit Mortgage Loans in 2024 If you’re eyeing a new…

Continue Reading Bad Credit Mortgage Loans Kansas: Winning StrategiesContinue

Mistakes Prior to Clear to Close
Bad Credit Mortgages

How to Avoid the Worst Mistakes Prior to Clear to Close

ByGustan Cho Posted onDecember 12, 2024December 16, 2024

What Are The Typical Mistakes Prior To Clear To Close To Avoid By Mortgage Borrowers? You should not maximize your credit cards, purchase new furniture, buy a car, bounce any checks, or apply for new credit during the mortgage process prior to the clear to close.

Continue Reading How to Avoid the Worst Mistakes Prior to Clear to CloseContinue

Home Loan With Bad Credit Ohio
Bad Credit Mortgages | Bankruptcy | FHA Loans | NON-QM Loans | USDA Loans | VA Loans | Videos

Home Loan With Bad Credit Ohio Mortgage Options

ByAlex Carlucci Posted onDecember 9, 2024April 7, 2025

Home Loan With Bad Credit Ohio: Your 2024 Guide to Buying a Home Owning a home is a dream for…

Continue Reading Home Loan With Bad Credit Ohio Mortgage OptionsContinue

Home Loan with Bad Credit in Iowa
Bad Credit Mortgages | Credit Scores | FHA Loans | Home Mortgages | Home Purchase | NON-QM Loans | USDA Loans | VA Loans

Home Loan With Bad Credit In Iowa With Competitive Rates

ByDale Elenteny Posted onDecember 9, 2024December 12, 2024

Home Loan With Bad Credit in Iowa: Your Complete Guide for 2024 Don’t lose hope if you have bad credit…

Continue Reading Home Loan With Bad Credit In Iowa With Competitive RatesContinue

Chicago Home Loan with Bad Credit
Bad Credit Mortgages | NON-QM Loans | Videos

Chicago Home Loan With Bad Credit

ByGustan Cho Posted onDecember 5, 2024December 9, 2024

In this blog, we will discuss and cover qualifying and getting approved for a Chicago home loan with bad credit….

Continue Reading Chicago Home Loan With Bad CreditContinue

Mortgage After Bankruptcy in Minnesota
Bad Credit Mortgages | Bankruptcy

Mortgage After Bankruptcy in Minnesota Home Loan Options

ByAlex Carlucci Posted onDecember 4, 2024February 27, 2025

Mortgage After Bankruptcy in Minnesota: Your Complete 2024 Guide Buying a home might feel like a far-off dream if you’ve…

Continue Reading Mortgage After Bankruptcy in Minnesota Home Loan OptionsContinue

California Gas Prices
Bad Credit Mortgages

California Gas Prices Hit 5-Year High And Highest In Nation

ByGustan Cho Posted onNovember 25, 2024March 6, 2025

California Gas Prices in 2024: Why They’re So High and How to Save Money at the Pump California gas prices…

Continue Reading California Gas Prices Hit 5-Year High And Highest In NationContinue

Best Mortgage Lenders After Bankruptcy
Bad Credit Mortgages | FHA Loans | Mortgage After Bankruptcy and Foreclosure | VA Loans

Best Mortgage Lenders After Bankruptcy | Lenient Guidelines

ByGustan Cho Posted onNovember 22, 2024November 25, 2024

The Best Mortgage Lenders After Bankruptcy: Your Path to Homeownership in 2024 Buying a home might feel like a far-off…

Continue Reading Best Mortgage Lenders After Bankruptcy | Lenient GuidelinesContinue

Buying a House in Nevada
Bad Credit Mortgages | First Time Home Buyers | Home Mortgages | Videos

Buying a House in Nevada: What Are My Mortgage Options?

ByGustan Cho Posted onNovember 21, 2024November 22, 2024

Buying a House in Nevada: The Ultimate 2024 Guide to Making Your Dream Home a Reality Buying a house in…

Continue Reading Buying a House in Nevada: What Are My Mortgage Options?Continue

Eviction Moratorium
Bad Credit Mortgages

Eviction Moratorium: Is Your State Offering Protection?

ByMike Gracz Posted onNovember 19, 2024November 22, 2024

Eviction Moratorium Updates: What Renters and Homeowners Need to Know in 2024 The eviction moratorium became a lifeline for millions…

Continue Reading Eviction Moratorium: Is Your State Offering Protection?Continue

Page navigation

Previous PagePrevious 1 2 3 4 … 13 Next PageNext

About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

DTI Calculators

  • FHA DTI Calculator
  • VA DTI Calculator
  • Conventional DTI Calculator
  • Jumbo DTI Calculator
  • FHA Loan Limits
  • Conforming Loan Limits

Subsidiary Sites

  • Gustan Cho Associates Mortgage Advisor
  • GCA Mortgage Group
  • GCA Forum

Connect With Us

  • Facebook
  • LinkedIn
  • YouTube
  • Instagram
  • TikTok
  • Tumblr

Resources

  • Get Pre-Approved
  • Get Automated Underwriting System Approval
  • FICO Simulator
  • MLO License School
  • DTI Mortgage Calculator
  • Documents Required For Mortgage Process
  • How To Increase FICO Scores For a Mortgage
  • How To Reach A Human At The Credit Bureaus
  • Remove Credit Disputes
  • Contribute To GCA Mortgage Group
  • GCA Approves When Others Can’t
  • Mortgage Guides and Home Loan Options
  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
Disclaimer | Licenses | Copyrights | Privacy  NMLS Consumer Access© 2023 - Gustan Cho Associates. All Rights Reserved.SiteLock
CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
Search