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ByGustan Cho
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Buying a House in Nevada: The Ultimate 2024 Guide to Making Your Dream Home a Reality Buying a house in Nevada is an exciting journey, whether you’re a first-time homebuyer or looking to relocate to one of the country’s fastest-growing states. With its booming economy, no state income tax, and vibrant communities like Las Vegas,…
ByMike Gracz
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Eviction Moratorium Updates: What Renters and Homeowners Need to Know in 2024 The eviction moratorium became a lifeline for millions of renters during the COVID-19 pandemic. While the federal eviction ban officially expired in 2021, many state and local governments have introduced new policies to address housing challenges. If eviction moratoriums have impacted you or…
ByGustan Cho
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Homebuyers do not need great credit and high credit scores to qualify for a mortgage. You can have outstanding collections and charged-off accounts and qualify for a mortgage as long
ByGustan Cho
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VA Loans with High Debt-to-Income Ratio: A 2024 Guide for Veterans Are you a Veteran worried about your high debt-to-income ratio holding you back from a VA loan? Here’s the good news: VA loans offer some of the most flexible options, even if your debt-to-income ratio (DTI) is on the high side. In this guide,…
ByAnngelli Abenes
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FHA Loans Chicago: Your 2024 Guide to Affordable Homeownership Buying a home in Chicago can be daunting, especially with rising property values and high living costs. However, FHA loans have made homeownership more accessible and affordable for thousands of Chicago residents. Whether you’re a first-time buyer or simply looking for a better way to finance…
ByDustin Dumestre
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In this guide, we will cover a comprehensive look at 100% unsecured business loans for small business owners and entrepreneurs. Small business owners and entrepreneurs often face significant challenges when securing the funds they need to start or expand their businesses. Traditional financing methods, such as bank loans, frequently require collateral—valuable assets like property or…
ByAlex Carlucci
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How to Get a Mortgage Loan with Unsatisfied Judgment in 2024 Qualifying for a mortgage loan with unsatisfied judgment may seem impossible, but the good news is that it’s not. Homebuyers with judgments on their credit reports can still get approved for a home loan, even if the judgment isn’t paid off. You can take…
ByGustan Cho
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How To Get a Mortgage in Puerto Rico: Your 2024 Guide Are you ready to trade chilly winters and high federal taxes for sunny beaches, a warm climate, and incredible tax savings? More people from the mainland United States are moving to Puerto Rico, and it’s easy to see why. With no federal income tax…
ByAlex Carlucci
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Mortgage Charge Offs Lending Guidelines: Your Guide to Homeownership in 2024 Have you experienced a mortgage charge off and need clarification on what it means for your future as a homeowner? The good news is that even if your mortgage has been charged off, there are still opportunities to purchase or refinance a home. We…
ByGustan Cho
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In 2024, is it possible to secure a mortgage with collection accounts? Yes, find out how it can be done! If you’re wondering whether getting a mortgage with collection accounts on your credit report is possible, you’re not alone. Many homebuyers find themselves in this situation, unsure whether their credit issues will stop them from…
ByAnngelli Abenes
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Applying for Mortgage with Another Lender When Denied in 2024: Your Second Chance to Get Approved If you’ve been denied a mortgage, you’re not alone, and your journey isn’t over. At Gustan Cho Associates, we’ve helped countless homebuyers and homeowners secure financing after being turned down by their original lenders. If you’re stressed and wondering…
ByAnngelli Abenes
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Your complete guide to VA loan with poor credit in 2024. Are you a veteran wondering if you can get a VA loan with poor credit? The answer is a resounding YES! Despite having less-than-perfect credit, many veterans can still qualify for a VA loan, one of the best mortgage programs available in the U.S….
ByAnngelli Abenes
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Changing Lenders After Locking Rates: What You Need to Know in 2024 Locking in a mortgage rate is a critical step for any homebuyer. Once your rate is locked, you’re often left wondering if you’ve made the right choice. But what happens if you find a better rate or your experience with your lender isn’t…
ByAnngelli Abenes
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Re-Establishing Credit to Qualify for FHA Loan: Your 2024 Guide to Homeownership Are you dreaming of buying a home but worried about your credit score? You’re not alone. Many potential homebuyers face credit challenges, especially if they’ve been through bankruptcy or foreclosure. The good news is that you can improve your credit and qualify for…
ByAnngelli Abenes
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FHA Approved Condos Versus Single-Family Homes: What’s the Best Choice for You? Are you torn between buying an FHA-approved condo or a single-family home? You’re not alone! This decision can be overwhelming, especially if you’re a first-time homebuyer or looking to downsize. Don’t worry—this article will explain the advantages and disadvantages of each option, outline…
ByAnngelli Abenes
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FHA Loans With Low Credit Scores in Nebraska: Your Guide to Homeownership in 2024 Are you concerned your low credit score might slow your home-buying dreams in Nebraska? Think again – it might just be the push you need. You’re not alone. Many potential homebuyers find themselves in the same situation, wondering if they’ll ever…
ByAnngelli Abenes
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Are you worried that medical collections on your credit report might stop you from getting an FHA loan? FHA medical credit dispute guidelines could be your saving grace, especially in 2024, when homeownership is still a dream for many. In this post, we will break down everything you need to know about these guidelines, how…
ByAnngelli Abenes
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In this detailed guide, we’re going to dive into everything you need to know about getting an FHA loan in Montana, especially if you’re looking for a way to buy a home with a small down payment, minimal to no closing costs, even if your credit isn’t perfect, your credit score’s on the lower side,…
ByAnngelli Abenes
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Kentucky is becoming popular for people looking for affordable housing and a lower cost of living. Kentucky offers a more budget-friendly lifestyle compared to high-tax states like New York and Illinois. With low taxes and strong job opportunities, many residents from expensive states are moving to Kentucky for these benefits. Even though home prices in…
ByAnngelli Abenes
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Many people reestablish themselves sooner than others after bankruptcy and foreclosure. These folks can qualify for a mortgage sooner than the mandatory waiting period on government and conventional loans. Gustan Cho Associates has non-QM loans one day out of bankruptcy and foreclosure with a 30% down payment.
ByAnngelli Abenes
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Is it possible to get a mortgage with a recent eviction? It’s a common worry – can someone get a mortgage if they’ve just faced eviction? If you’re in this boat, you’re definitely not sailing alone. At Gustan Cho Associates, it’s a question that often lands in our inbox. The uplifting news here is that,…
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