Qualifying Credit Score For Mortgage Used By Lenders
In this blog, we’ll explain the qualifying credit score that lenders use for mortgages. Mortgage underwriters determine this score by…
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In this blog, we’ll explain the qualifying credit score that lenders use for mortgages. Mortgage underwriters determine this score by…
In this article, we will discuss and cover mortgage conditions by underwriters on conditional loan approvals. Once the mortgage loan…
This blog explores the process of training a new mortgage loan officer, particularly those without prior experience. Gustan Cho Associates…
In this blog, we will cover and discuss qualifying for mortgage with collection accounts guidelines. Homebuyers can qualify for a…
In this blog, we will discuss and cover the manual downgrade from AUS approval on FHA loans. Manual Downgrade From…
This guide covers how underwriters view unsourced funds while analyzing and reviewing a borrower. Unsourced funds have no paper trail,…
This guide covers home inspection before proceeding with the mortgage process. A home inspection is an inspection of a home…
In this blog, we’ll explore the process of working with a loan officer during your mortgage application. Choosing a loan…
Traversing the landscape of mortgage loans can be an intricate voyage, presenting many options tailored to meet diverse financial requirements….
This article discusses the changes in FHA guidelines that are particularly relevant to first-time home buyers. The Federal Housing Administration…
Gustan Cho Associates has no lender overlays on debt to income ratio on government and conventional loans. We just go off the agency caps on debt to income ratio no government and conventional loans.
In this blog, we will discuss and cover understanding discount points and how discount points are used during the mortgage…
HUD reserve requirements mandate maintaining reserves in specific scenarios, and it’s prudent for homeowners to voluntarily set aside funds for…
In this blog post, we’ll explore how to remove your ex-spouse from your mortgage following a divorce. Despite the overall…
This blog will explore Buying and Selling a Home at the Same Time Without Stress. A home represents a significant…
This blog addresses the topic of obtaining cashback when closing on VA loans. We’ve received numerous inquiries in recent weeks…
This article addresses Changing Lenders After Locking Rates During Mortgage Process. It is allowed to switch lenders even after locking…
One common question regarding VA loans is whether securing approval with poor credit is possible. The crucial factor in qualifying…
Under the leadership of rookie first-term Democrat Mayor Lori Lightfoot, Chicago beat all other major U.S cities as being ranked the highest taxed city in the nation.
We aim to examine the FHA Work History Guidelines in this blog post and explain how they are relevant to…
HUD oversees the Federal Housing Administration (FHA) and helps homebuyers in buying a home in Tennessee with bad credit and…