California Housing Market Forecast For 2025
This article will discuss the California Housing Market Forecast for homebuyers of primary owner-occupant homes, second homes, investment homes, and…
The Ultimate Guide to Septic Inspections on Home Purchase
Buying a house is a big deal, and there’s a lot you need to check to make sure you’re making…
Understanding FHA Guidelines On Credit Scores Versus DTI
Borrowers who have credit scores under 620 FICO need a lower debt to income ratio to get an approve/eligible per automated underwriting system.
VA Cash-Out Guidelines: Save Big on Your Refinance
The Department of Veterans Affairs has lowered the maximum loan to value on cash-out refinance VA loans from 100% LTV to 90% LTV. This was brought on by the VA due to the booming housing market nationwide. HUD, the parent of FHA, also lowered the cash-out loan to value on FHA loans from 85% to 80% LTV.
NON-QM 95% LTV Debt-Consolidation Refinance Made Easy
Are you feeling overwhelmed managing several debt payments every month? If your home doesn’t hold much value but you’re looking…
FHA Chapter 13 Guidelines in Maryland on FHA Loans
In this blog, we will discuss the rules for getting an FHA loan in Maryland when paying back debt under…
Cash-Out Refinance Mortgage Guidelines on Home Loans
A cash-out refinance mortgage allows homeowners to use the value they’ve built up in their house. It means getting a…
Jumbo Mortgages For Self-Employed Borrowers
Are you looking for a big loan while running your own business? You’re in the right spot. Getting a big…
Conventional Loans Versus FHA Loans: Which One is Best?
If you’re considering buying a house and need a loan, getting the lowdown on the main types of loans is…
NON-QM Loans After Bankruptcy And Foreclosure
Many people reestablish themselves sooner than others after bankruptcy and foreclosure. These folks can qualify for a mortgage sooner than the mandatory waiting period on government and conventional loans. Gustan Cho Associates has non-QM loans one day out of bankruptcy and foreclosure with a 30% down payment.
Mortgage Guidelines After High School Without Experience
Buying a home represents a significant achievement in one’s life that many high school graduates might view as somewhat of…
Buying Foreclosure With FHA 203k Renovation Loans
Buying foreclosure can be a smart move if you want to own a property for less than its market rate….
Buying A Home In A Sellers Market With Bad Credit
Navigating a Seller’s Market When Buying a Home When you are interested in buying a home in a sellers market,…
TSAHC DPA Mortgage For Texas Homebuyers
Comprehensive Guide to TSAHC DPA Mortgage Program for Texas Homebuyers Exciting news for everyone looking to buy a home in…
What Is Required on a Non-Occupying Co-Borrower
When it comes to getting home loans, buyers sometimes need extra support to qualify for their dream home. This is…
Mortgage With a Recent Eviction: The Expert Guide
Is it possible to get a mortgage with a recent eviction? It’s a common worry – can someone get a…
Bad Credit Mortgages | Credit Scores | FHA Loans | Manual Underwriting | NON-QM Loans | VA Loans | Videos
Best Minnesota Mortgage Lenders For Bad Credit in 2024
Looking for the best Minnesota mortgage lenders for bad credit might seem daunting, but it doesn’t have to be….
Bad Credit Mortgages | Bankruptcy | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | VA Loans | Videos
VA Loan During Chapter 13 Bankruptcy: What You Need to Know
What are the VA Agency Guidelines to qualify for a VA loan during Chapter 13 Bankruptcy
Mortgage With Outstanding Judgments Lending Guidelines
Are you trying to buy a house but find out you have unpaid court fees on your credit? It feels…
FHA 203k Rehab Loan After Bankruptcy Mortgage Guidelines
Understanding FHA 203k Rehab Loans After Bankruptcy Securing a home loan after experiencing bankruptcy can be challenging. Still, the FHA…
Mortgage Approval Process On Manual Underwriting
Mortgage Approval Process on Manual Underwriting: A Comprehensive Guide for 2024 The mortgage approval process can be overwhelming, especially with…
Hard Money Loan With Federal Tax Lien And Judgments
Simple Guide on Getting a Hard Money Loan With Federal Tax Lien in 2024 If you owe money to the…
