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Videos

Home / Videos - Page 3
USDA One Credit Mortgage
USDA Loans | Videos

Get 100% Financing with a USDA One Credit Score Mortgage

ByGustan Cho Posted onNovember 7, 2024May 15, 2025

USDA One Credit Score Mortgage: What You Need to Know to Qualify in 2024 If you’ve been told you can’t…

Continue Reading Get 100% Financing with a USDA One Credit Score MortgageContinue

Low Credit Score Pricing Adjustments
Videos | Mortgage Rates

Low Credit Score Pricing Adjustments on Mortgage Loans

ByGustan Cho Posted onNovember 7, 2024May 15, 2025

2024 Guide to Low Credit Score Pricing Adjustments: Understanding Your Options to Save on Your Mortgage Ready to buy or…

Continue Reading Low Credit Score Pricing Adjustments on Mortgage LoansContinue

Updated FHA Loan Requirements
Collection Accounts | FHA Loans | Qualifying & Getting Pre-approved | Regulations | Videos

Updated FHA Loan Requirements on HUD Guidelines

ByGustan Cho Posted onNovember 7, 2024January 29, 2025

Updated FHA Loan Requirements for 2024: What You Need to Know Are you considering an FHA loan to buy a…

Continue Reading Updated FHA Loan Requirements on HUD GuidelinesContinue

How Underwriters Calculate Debt-To-Income Ratio
High Debt To Income Ratio | Income And Employment | No-Ratio Mortgage Loans | NON-QM Loans | Videos

How Underwriters Calculate Debt-To-Income Ratio

ByGustan Cho Posted onNovember 6, 2024May 19, 2025

How Underwriters Calculate Debt-to-Income Ratio (DTI) – 2024 Guide When it comes to buying a home, there are a few…

Continue Reading How Underwriters Calculate Debt-To-Income RatioContinue

Freddie Mac Home Possible
Conventional Loans | Home Possible

Freddie Mac Home Possible Mortgage Guidelines

ByAlex Carlucci Posted onNovember 4, 2024May 19, 2025

Freddie Mac Home Possible Mortgage: Your Key to Low Down Payment Homeownership in 2024 Are you dreaming of owning a…

Continue Reading Freddie Mac Home Possible Mortgage GuidelinesContinue

Conforming Loan Requirements
Conventional Loans | Videos

Conforming Loan Requirements: What You Need to Know

ByGustan Cho Posted onOctober 23, 2024May 20, 2025

Conforming Loan Requirements: 2024 Guide for Homebuyers and Refinancers If you’re thinking about buying a home or refinancing your current…

Continue Reading Conforming Loan Requirements: What You Need to KnowContinue

Home Loan Closings
Clear To Close | Mortgage Processing And Underwriting | Videos

Ways to Avoid Stress and Delays in Home Loan Closings

ByGustan Cho Posted onOctober 21, 2024May 20, 2025

How to Avoid Stress and Delays in Home Loan Closings (Updated for 2024) Buying a home is one of the…

Continue Reading Ways to Avoid Stress and Delays in Home Loan ClosingsContinue

Mortgage Guidelines After Bankruptcy and Foreclosure
FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | NON-QM Loans | USDA Loans | VA Loans | Videos

Mortgage Guidelines After Bankruptcy and Foreclosure

ByGustan Cho Posted onOctober 17, 2024May 20, 2025

Mortgage Guidelines After Bankruptcy and Foreclosure in 2024 If you’ve been through bankruptcy or foreclosure, you might feel like owning…

Continue Reading Mortgage Guidelines After Bankruptcy and ForeclosureContinue

Chapter 11 Bankruptcy Guidelines on FHA and VA Loans
Mortgage After Bankruptcy and Foreclosure | FHA Loans | Home Mortgages | VA Loans | Videos

Chapter 11 Bankruptcy Guidelines on FHA and VA Loans

ByGustan Cho Posted onOctober 1, 2024May 20, 2025

How to Get a Mortgage During or After Chapter 11 Bankruptcy (2024 Updates) If you’re recovering from Chapter 11 Bankruptcy,…

Continue Reading Chapter 11 Bankruptcy Guidelines on FHA and VA LoansContinue

Home Loan With Income Increase Mortgage Guidelines
Income And Employment | Home Mortgages | Mortgage Processing And Underwriting | Refinancing | Videos

Home Loan With Income Increase Mortgage Guidelines

ByGustan Cho Posted onSeptember 30, 2024May 20, 2025

Home Loan with Income Increase: Everything You Need to Know in 2024 Are you thinking about buying a home or…

Continue Reading Home Loan With Income Increase Mortgage GuidelinesContinue

Chicago Ranks as Highest Taxed City
Home Purchase | Property Taxes | Real Estate Topic | Videos

Chicago Ranks as Highest Taxed City in the Nation

ByAnngelli Abenes Posted onSeptember 27, 2024May 20, 2025

Under the leadership of rookie first-term Democrat Mayor Lori Lightfoot, Chicago beat all other major U.S cities as being ranked the highest taxed city in the nation.

Continue Reading Chicago Ranks as Highest Taxed City in the NationContinue

HUD Credit Score Guidelines
Home Mortgages | Credit Scores | FHA Loans | Videos

HUD Credit Score Guidelines On FHA Home Loans

ByAnngelli Abenes Posted onAugust 30, 2024May 20, 2025

Understanding HUD Credit Score Guidelines in 2024 Are you dreaming of buying your first home but worried about your credit…

Continue Reading HUD Credit Score Guidelines On FHA Home LoansContinue

Re-Establishing Credit To Qualify For FHA Loan
Bad Credit Mortgages | FHA Loans | Re-Establishing Credit | Videos

Re-Establishing Credit To Qualify For FHA Loan

ByAnngelli Abenes Posted onAugust 22, 2024May 21, 2025

Re-Establishing Credit to Qualify for FHA Loan: Your 2024 Guide to Homeownership Are you dreaming of buying a home but…

Continue Reading Re-Establishing Credit To Qualify For FHA LoanContinue

New Jersey FHA Lenders
FHA Loans | Videos

New Jersey FHA Lenders: HUD-Approved Lender With No Overlays

ByAnngelli Abenes Posted onAugust 22, 2024May 21, 2025

Discover the Best New Jersey FHA Lenders for Your Home Purchase or Refinance When you’re looking to buy or refinance…

Continue Reading New Jersey FHA Lenders: HUD-Approved Lender With No OverlaysContinue

Credit Repair During FHA Loan Process
Charge Off Accounts | Collection Accounts | Credit Disputes | FHA Loans | Videos

Credit Repair During FHA Loan Process Mortgage Guidelines

ByAnngelli Abenes Posted onAugust 20, 2024May 21, 2025

Credit Repair During FHA Loan Process: What You Need to Know in 2024 If you’re considering buying a home using…

Continue Reading Credit Repair During FHA Loan Process Mortgage GuidelinesContinue

FHA Mortgage Insurance Premiums
Mortgage Insurance | FHA Loans | Videos

FHA Mortgage Insurance Premiums Guidelines on FHA Loans

ByAnngelli Abenes Posted onAugust 19, 2024May 21, 2025

Breaking News: Lower FHA Mortgage Insurance Premiums in 2024—What It Means for Your Mortgage Are you thinking about buying a…

Continue Reading FHA Mortgage Insurance Premiums Guidelines on FHA LoansContinue

Michigan FHA Loan Requirements
FHA Loans | Videos

Michigan FHA Loan Requirements And Guidelines

ByAlex Carlucci Posted onAugust 13, 2024May 22, 2025

You might think owning a home in Michigan is out of reach if you have bad credit, a low down…

Continue Reading Michigan FHA Loan Requirements And GuidelinesContinue

FHA 203k
FHA 203k Loan | FHA and VA Streamline Refinance | FHA Loans | Home Improvement/Renovations | Refinancing | Videos

Fast Track to Your Dream Home with FHA 203k Loan Mississippi

ByAnngelli Abenes Posted onAugust 12, 2024May 22, 2025

Mississippi homebuyers, have you ever dreamed of a fixer-upper that you can turn into the perfect home but worried about…

Continue Reading Fast Track to Your Dream Home with FHA 203k Loan MississippiContinue

Types Of 203k Mortgage Loans
FHA 203k Loan | FHA and VA Streamline Refinance | FHA Loans | Home Improvement/Renovations | Refinancing | Verification Of Rent | Videos

Types of 203k Mortgage Loans Explained: Quick & Simple Guide

ByAnngelli Abenes Posted onAugust 5, 2024May 23, 2025

When you’re looking at buying a fixer-upper, you might come across the term 203k mortgage loans. If you want to…

Continue Reading Types of 203k Mortgage Loans Explained: Quick & Simple GuideContinue

FHA 203k Loans Kentucky
FHA 203k Loan | Refinancing

FHA 203k Loans Kentucky: Simple Steps for Approval

ByAnngelli Abenes Posted onJuly 31, 2024May 23, 2025

If you’re a homebuyer in Kentucky looking to buy and fix up a property, FHA 203k loans could be your…

Continue Reading FHA 203k Loans Kentucky: Simple Steps for ApprovalContinue

Home Prices Are Increasing
Headline News Archives | Home Purchase | Mortgage Rates | Qualifying & Getting Pre-approved | Real Estate Topic | Videos

Home Prices Are Increasing Despite Higher Mortgage Rates

ByChad Bush Posted onJuly 30, 2024May 23, 2025

This guide guide covers how home prices are increasing despite higher mortgage rates. All indicators point to a housing bubble….

Continue Reading Home Prices Are Increasing Despite Higher Mortgage RatesContinue

FHA Guidelines On Credit Scores Versus DTI
Home Mortgages | FHA Loans | Videos

Understanding FHA Guidelines On Credit Scores Versus DTI

ByAnngelli Abenes Posted onJuly 29, 2024May 27, 2025

Borrowers who have credit scores under 620 FICO need a lower debt to income ratio to get an approve/eligible per automated underwriting system.

Continue Reading Understanding FHA Guidelines On Credit Scores Versus DTIContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • How to Get the Lowest Mortgage Rates
    How To Get The Lowest Mortgage Rates on Home LoansJuly 2, 2025
  • Foreclosure In Mortgage Qualification
    Foreclosure In Mortgage Qualification Lending GuidelinesJuly 2, 2025
  • How Do I Qualify For A Conventional Loan
    How Do I Qualify For A Conventional LoanJuly 2, 2025
  • Mortgage Rates Rise
    Mortgage Rates Rise For 7 Continuous WeeksJuly 2, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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