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Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
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      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
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      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
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    • How Do I Become A Mortgage Loan Officer
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Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

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Mortgage And Economic News

Home / Mortgage And Economic News - Page 3
Coronavirus Pandemic Impact On Lenders
Headline News Archives | Videos

Coronavirus Pandemic Impact On Lenders And Borrowers

ByMike Gracz Posted onOctober 29, 2021August 25, 2025

In this blog, we will cover and discuss the coronavirus pandemic impact on lenders and borrowers. Gustan Cho Associates encourage…

Continue Reading Coronavirus Pandemic Impact On Lenders And BorrowersContinue

LLPA During Coronavirus Pandemic Mortgage Crisis
Headline News Archives | Videos

LLPA During Coronavirus Pandemic Mortgage Crisis

ByGustan Cho Posted onOctober 28, 2021July 3, 2025

This Breaking News Is About LLPA During Coronavirus Pandemic Mortgage Crisis. Understanding LLPA During Coronavirus Pandemic Mortgage Crisis. The coronavirus…

Continue Reading LLPA During Coronavirus Pandemic Mortgage CrisisContinue

The Coronavirus Mortgage Meltdown
Headline News Archives

The Coronavirus Mortgage Meltdown And How MBS Process Works

ByAlex Carlucci Posted onOctober 23, 2021October 9, 2024

BREAKING NEWS: The Coronavirus Mortgage Meltdown And How MBS Process Works. The Coronavirus Mortgage Meltdown is impacting the real estate…

Continue Reading The Coronavirus Mortgage Meltdown And How MBS Process WorksContinue

States Attracting New Taxpayers
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States Attracting New Taxpayers Due To Low Taxes And Cost Of Living

ByAlex Carlucci Posted onAugust 29, 2021July 11, 2025

This Breaking News Article Is About States Attracting New Taxpayers Due To Low Taxes And Cost Of Living 2020 is…

Continue Reading States Attracting New Taxpayers Due To Low Taxes And Cost Of LivingContinue

property tax rates
Bad Credit Mortgages

Where Are the Lowest Property Tax Rates?

ByAlex Carlucci Posted onJune 18, 2021March 7, 2024

Even if you have a fixed-rate mortgage, your monthly mortgage payment can change over time. That’s because most lenders include property taxes and homeowners insurance in the monthly payment, and those elements can change over time. Property values increase and tax rates can too.

Continue Reading Where Are the Lowest Property Tax Rates?Continue

Stock Market Correction Drives Mortgage Rates Lower
Headline News Archives

Stock Market Correction Drives Mortgage Rates Lower

ByAlex Carlucci Posted onMarch 23, 2021February 19, 2024

This Article Is About Stock Market Correction Drives Mortgage Rates Lower The Dow Jones Industrial Averages and all other market…

Continue Reading Stock Market Correction Drives Mortgage Rates LowerContinue

Survival Of Small Businesses In Illinois
Bad Credit Mortgages

Survival Of Small Businesses In Illinois After Democrats Gain Control

ByAlex Carlucci Posted onMarch 15, 2021October 8, 2024

This Breaking News Article Is About The Survival Of Small Businesses In Illinois After Democrats Gain Control First-term rookie Illinois…

Continue Reading Survival Of Small Businesses In Illinois After Democrats Gain ControlContinue

Illinois Passes Three New Laws For 2021 (1)
Headline News Archives

Illinois Passes Three New Laws For 2021 Due To COVID-19 Pandemic

ByAlex Carlucci Posted onJanuary 2, 2021May 15, 2024

This Breaking News Article Is About Illinois Passes Three New Laws For 2021 Due To COVID-19 Pandemic Illinois was the…

Continue Reading Illinois Passes Three New Laws For 2021 Due To COVID-19 PandemicContinue

$2,000 Paycheck Coronavirus Stimulus Bill Passed By The House
Bad Credit Mortgages | Headline News Archives

$2,000 Paycheck Coronavirus Stimulus Bill Passed By The House

ByGustan Cho Posted onDecember 31, 2020October 8, 2024

In this article, we will discuss and cover the coronavirus stimulus bill passed by the House. The House passed the…

Continue Reading $2,000 Paycheck Coronavirus Stimulus Bill Passed By The HouseContinue

Coronavirus Outbreak Devastated Chicago Housing Market
Bad Credit Mortgages | Headline News Archives

Coronavirus Outbreak Devastated Chicago Housing Market

ByAlex Carlucci Posted onDecember 19, 2020October 8, 2024

This BREAKING NEWS ARTICLE Is About How The Coronavirus Outbreak Devastate Chicago Housing Market The COVID-19 Pandemic has affected Chicago…

Continue Reading Coronavirus Outbreak Devastated Chicago Housing MarketContinue

Illinois Mass Exodus
Headline News Archives | Videos

Illinois Mass Exodus Due To Jobs, Housing, Tax Policy

ByAlex Carlucci Posted onDecember 17, 2020October 8, 2024

This BREAKING NEWS ARTICLE Is About Illinois Mass Exodus Due To Jobs, Housing, Tax Policy Economic recovery from the coronavirus…

Continue Reading Illinois Mass Exodus Due To Jobs, Housing, Tax PolicyContinue

Illinois Financial Crisis
Headline News Archives

Illinois Financial Crisis To Worsen Due To Poor Leadership

ByAlex Carlucci Posted onNovember 29, 2020April 29, 2024

In this blog, we will cover and discuss the Illinois Financial Crisis to worsen due to poor leadership and incompetence…

Continue Reading Illinois Financial Crisis To Worsen Due To Poor LeadershipContinue

Illinois Leads Nation With Highest Unemployment Numbers (1)
Videos

Illinois Leads Nation With Highest Unemployment Numbers

ByAlex Carlucci Posted onNovember 25, 2020October 8, 2024

BREAKING NEWS: Illinois Leads Nation With Highest Unemployment Numbers More bad news with the Illinois economy. Illinois Leads Nation With…

Continue Reading Illinois Leads Nation With Highest Unemployment NumbersContinue

FHFA Increases 2021 Conforming Loan Limit To $548,250
Bad Credit Mortgages

FHFA Increases 2021 Conforming Loan Limit To $548,250

ByGustan Cho Posted onNovember 24, 2020October 8, 2024

BREAKING NEWS: FHFA Increases 2021 Conforming Loan Limit To $548,250 And High-Balance Ceiling To $822,375 As expected, the FHFA Increases…

Continue Reading FHFA Increases 2021 Conforming Loan Limit To $548,250Continue

How Presidential Election Uncertainty Affects The Housing Market
Headline News Archives | Videos

How Presidential Election Uncertainty Affects The Housing Market

ByAlex Carlucci Posted onNovember 21, 2020December 18, 2023

BREAKING NEWS: How Presidential Election Uncertainty Affects The Housing Market How Presidential Election Uncertainty Affects The Housing Market: As of…

Continue Reading How Presidential Election Uncertainty Affects The Housing MarketContinue

Illinois Fair Tax Ads Promise False Property Tax Relief
Headline News Archives

Illinois Fair Tax Ads Promise False Property Tax Relief

ByAlex Carlucci Posted onOctober 27, 2020October 8, 2024

BREAKING NEWS: Illinois Fair Tax Ads Promise False Property Tax Relief Illinois Fair Tax Ads Promise False Property Tax Relief….

Continue Reading Illinois Fair Tax Ads Promise False Property Tax ReliefContinue

Illinois Ranked As Highest-Taxed State (1)
Bad Credit Mortgages | Videos

Illinois Ranked As Highest-Taxed State In The Nation For Taxpayers

ByAlex Carlucci Posted onSeptember 2, 2020October 8, 2024

BREAKING NEWS: Illinois Ranked As Highest-Taxed State In The Nation For Taxpayers Illinois Ranked As Highest-Taxed State In The Nation…

Continue Reading Illinois Ranked As Highest-Taxed State In The Nation For TaxpayersContinue

Chicago Riots
Bad Credit Mortgages | Videos

Chicago Riots Causing Exodus Of Businesses And Taxpayers

ByAlex Carlucci Posted onAugust 19, 2020July 19, 2024

BREAKING NEWS: Chicago Riots Causing Exodus Of Businesses And Taxpayers The recent Chicago Riots are causing countless businesses to call…

Continue Reading Chicago Riots Causing Exodus Of Businesses And TaxpayersContinue

Housing Market Booming Despite Record High Unemployment
Videos

Housing Market Booming Despite Record High Unemployment

ByGustan Cho Posted onAugust 17, 2020October 8, 2024

BREAKING NEWS: Housing Market Booming Despite Record High Unemployment Housing Market Booming despite record-high unemployment and the coronavirus outbreak. Never…

Continue Reading Housing Market Booming Despite Record High UnemploymentContinue

Lightfoot Increasing Taxes
Bad Credit Mortgages | Videos

Lightfoot Increasing Taxes Despite Mass Exodus Of Chicagoans

ByAlex Carlucci Posted onAugust 11, 2020May 15, 2024

BREAKING NEWS: Lightfoot Increasing Taxes Despite Mass Exodus Of Chicagoans The news of Mayor Lori Lightfoot Increasing Taxes has not…

Continue Reading Lightfoot Increasing Taxes Despite Mass Exodus Of ChicagoansContinue

Second Stimulus Package
Bad Credit Mortgages | Headline News Archives

Second Stimulus Package Signed By Executive Order By Trump

ByAlex Carlucci Posted onAugust 9, 2020December 18, 2023

BREAKING NEWS: Second Stimulus Package Signed By Executive Order By Trump The Second Stimulus Package Signed By Executive Order By…

Continue Reading Second Stimulus Package Signed By Executive Order By TrumpContinue

Governor Allies Indicted
Headline News Archives | Videos

Governor Allies Indicted For Corruption

ByAlex Carlucci Posted onAugust 3, 2020May 15, 2024

BREAKING NEWS: Governor allies indicted and under investigation for corruption. It seems there is no end on public corruption in…

Continue Reading Governor Allies Indicted For CorruptionContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Washington DC Lenders
    Washington DC Lenders For Traditional and Non-QM MortgagesSeptember 12, 2025
  • How to Find the Best Realtor
    How To Find The Best Realtor For First-Time HomebuyersSeptember 12, 2025
  • Mortgage Escrow Account
    What is a Mortgage Escrow Account for Purchase and RefinanceSeptember 11, 2025
  • Colorado VA Lenders
    Colorado VA Lenders For Bad Credit With No Lender OverlaysSeptember 10, 2025

DTI Calculators

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Resources

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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