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Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
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    • Headline News Archives
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Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

Gustancho Associates

Mortgage And Economic News

Home / Mortgage And Economic News - Page 2
ISM Non-Manufacturing Index
Headline News Archives | Videos

Latest ISM Non-Manufacturing Index Update and What It Means

ByAlex Carlucci Posted onNovember 21, 2024May 15, 2025

Breaking News: The Implications of the ISM Non-Manufacturing Index for the Economy and Housing Sector in 2024. The ISM Non-Manufacturing…

Continue Reading Latest ISM Non-Manufacturing Index Update and What It MeansContinue

California Facing Housing Shortage
Home Mortgages | Home Purchase | Real Estate Topic | Videos

California Facing Housing Shortage In 2024 Going Into 2025

ByApril Ramirez Posted onNovember 21, 2024May 15, 2025

California Facing Housing Shortage: What It Means for Homebuyers and Homeowners in 2024 California has long been a dream destination…

Continue Reading California Facing Housing Shortage In 2024 Going Into 2025Continue

Illinois To Raise Property Taxes
Headline News Archives

Illinois To Raise Property Taxes To Offset Pension Debt

ByAlex Carlucci Posted onNovember 18, 2024May 19, 2025

Breaking News: Illinois to Raise Property Taxes—What It Means for You as a Homeowner In 2024, Illinois homeowners are grappling…

Continue Reading Illinois To Raise Property Taxes To Offset Pension DebtContinue

The Feds Announce Future Rate Cuts
Headline News Archives

The Feds Announce Future Rate Cuts—Should You Refinance Now?

ByGustan Cho Posted onNovember 18, 2024May 15, 2025

The Feds Announce Future Rate Cuts: What It Means for Mortgage Rates in 2024 In 2024, homeowners and buyers will…

Continue Reading The Feds Announce Future Rate Cuts—Should You Refinance Now?Continue

Mortgage Forbearance During Pandemic
Headline News Archives | Loan Modification

Mortgage Forbearance During Pandemic Mortgage Crisis

ByGustan Cho Posted onNovember 4, 2024May 19, 2025

Updated Guide: Mortgage Forbearance During Pandemic When the COVID-19 pandemic hit, it upended the global economy, leaving millions of Americans…

Continue Reading Mortgage Forbearance During Pandemic Mortgage CrisisContinue

Chicago Ranks as Highest Taxed City
Home Purchase | Property Taxes | Real Estate Topic | Videos

Chicago Ranks as Highest Taxed City in the Nation

ByAnngelli Abenes Posted onSeptember 27, 2024May 20, 2025

Under the leadership of rookie first-term Democrat Mayor Lori Lightfoot, Chicago beat all other major U.S cities as being ranked the highest taxed city in the nation.

Continue Reading Chicago Ranks as Highest Taxed City in the NationContinue

Home Prices Are Increasing
Headline News Archives | Home Purchase | Mortgage Rates | Qualifying & Getting Pre-approved | Real Estate Topic | Videos

Home Prices Are Increasing Despite Higher Mortgage Rates

ByChad Bush Posted onJuly 30, 2024May 23, 2025

This guide guide covers how home prices are increasing despite higher mortgage rates. All indicators point to a housing bubble….

Continue Reading Home Prices Are Increasing Despite Higher Mortgage RatesContinue

Refinancing During Coronavirus Pandemic
Headline News Archives

Refinancing During Coronavirus Pandemic Mortgage Crisis

ByMike Gracz Posted onJune 5, 2024June 10, 2025

BREAKING NEWS: Refinancing During Coronavirus Pandemic Mortgage Crisis Hurdles with Refinancing During Coronavirus Pandemic Mortgage Crisis: With all the global…

Continue Reading Refinancing During Coronavirus Pandemic Mortgage CrisisContinue

10 Ideas to Make Money In Florida
Bad Credit Mortgages

10 Ideas to Make Money In Florida During A Booming Economy

ByAnngelli Abenes Posted onJune 5, 2024June 11, 2025

Florida, the most southern state in the United States, has a strong economy fueled by manufacturing, building, global finance, healthcare…

Continue Reading 10 Ideas to Make Money In Florida During A Booming EconomyContinue

Tennessee Home Prices Continue
Real Estate Topic

Tennessee Home Prices Continue To Rise Due To Low Mortgage Rates

ByMike Gracz Posted onJune 4, 2024June 11, 2025

Tennessee Home Prices Continue to Rise in 2024 Tennessee boasts a healthy state government with a surplus, which is excellent…

Continue Reading Tennessee Home Prices Continue To Rise Due To Low Mortgage RatesContinue

Mortgage Rates During The COVID-19 Pandemic
Headline News Archives

Mortgage Rates During The COVID-19 Pandemic

ByLaurie Cho Posted onMay 31, 2024June 11, 2025

This guide covers the volatility of mortgage rates during the Covid-19  pandemic. Mortgage Rates During The COVID-19 Pandemic is two-fold….

Continue Reading Mortgage Rates During The COVID-19 PandemicContinue

Illinois Tax Burden
Property Taxes

Illinois Tax Burden is The Least Friendly in The U.S.

ByAlex Carlucci Posted onMay 25, 2024June 12, 2025

This guide covers how Illinois tax burden is the least friendlyy in the U.S. Illinois is making news again. According…

Continue Reading Illinois Tax Burden is The Least Friendly in The U.S.Continue

Bankruptcy For Illinois
Headline News Archives | Videos

Bankruptcy For Illinois is a Solution to Save the State

ByAlex Carlucci Posted onMay 25, 2024June 12, 2025

This guide covers bankruptcy for Illinois may be a possible solution to save the state. Bankruptcy for Illinois may be…

Continue Reading Bankruptcy For Illinois is a Solution to Save the StateContinue

The Marriage Penalty
Real Estate Topic | Videos

How The Marriage Penalty Works

ByLaurie Cho Posted onMay 21, 2024June 12, 2025

This guide covers how the marriage penalty works. He loves me, he loves me not, he loves me, he loves…

Continue Reading How The Marriage Penalty WorksContinue

No Maximum VA Loan Limit Cap
Headline News Archives

No Maximum VA Loan Limit Cap on VA Home Loans

ByMargarett Jurilla Posted onApril 18, 2024June 24, 2025

This guide covers the topic of no maximum VA loan limit cap on VA home loans. There are no maximum…

Continue Reading No Maximum VA Loan Limit Cap on VA Home LoansContinue

Housing Bubble
Headline News Archives | Mortgage Rates | Real Estate Topic | Videos

Is This The Year of the Housing Bubble?

ByAlex Carlucci Posted onApril 16, 2024June 24, 2025

Rumors are flying about a possible housing bubble in the US. Are they based in fact, or is this wishful thinking on the part of frustrated would-be buyers?

Continue Reading Is This The Year of the Housing Bubble?Continue

Buying a House in California
Home Purchase | Real Estate Topic | Videos

What Is The Benefit of Buying a House in California Versus Other States

ByMargarett Jurilla Posted onApril 3, 2024July 2, 2025

This guide covers the benefit of buying a house in California versus other states. California reached record home prices Despite…

Continue Reading What Is The Benefit of Buying a House in California Versus Other StatesContinue

Housing Shortage
Headline News Archives | Videos

Skyrocketing Home Prices Due To Housing Shortage

ByAlex Carlucci Posted onNovember 1, 2023August 19, 2025

This guide covers skyrocketing home prices due to the housing shortage facing homebuyers. The U.S. is facing a severe housing…

Continue Reading Skyrocketing Home Prices Due To Housing ShortageContinue

Colorado Springs Housing Market
Videos | Home Purchase | Real Estate Topic

Colorado Springs Housing Market For Home Buyers

ByMike Gracz Posted onJune 30, 2023July 25, 2024

This guide covers the Colorado Springs Housing Market for homebuyers. Colorado Springs Housing Market is booming. While tens of thousands…

Continue Reading Colorado Springs Housing Market For Home BuyersContinue

Recent Trends and Issues in Mortgage Regulations
Regulations | Home Mortgages | Home Purchase

Recent Trends And Issues In Mortgage Regulations

ByApril Ramirez Posted onJune 13, 2023July 3, 2024

This guide will cover the recent trends and issues in mortgage regulations for homebuyers and homeowners. We now have an…

Continue Reading Recent Trends And Issues In Mortgage RegulationsContinue

Homebuying and Mortgage Process
Bad Credit Mortgages

Homebuying and Mortgage Process in a Sellers Market

ByAlex Carlucci Posted onJune 6, 2023February 10, 2025

The homebuying and mortgage process in a seller market with historically high rates and soaring inflation can be challenging. The…

Continue Reading Homebuying and Mortgage Process in a Sellers MarketContinue

Borrower Review of Gustan Cho Associates
Videos | Bad Credit Mortgages | Career Opportunities/Loan Officer Training | Mortgage Processing And Underwriting | Mortgage Rates | NON-QM Loans

Borrower Review of Gustan Cho Associates

ByAlex Carlucci Posted onJune 4, 2023July 24, 2024

In this article, we will discuss and cover the borrower review of Gustan Cho Associates. Just this past June 2,…

Continue Reading Borrower Review of Gustan Cho AssociatesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Washington DC Lenders
    Washington DC Lenders For Traditional and Non-QM MortgagesSeptember 12, 2025
  • How to Find the Best Realtor
    How To Find The Best Realtor For First-Time HomebuyersSeptember 12, 2025
  • Mortgage Escrow Account
    What is a Mortgage Escrow Account for Purchase and RefinanceSeptember 11, 2025
  • Colorado VA Lenders
    Colorado VA Lenders For Bad Credit With No Lender OverlaysSeptember 10, 2025

DTI Calculators

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  • Conventional DTI Calculator
  • Jumbo DTI Calculator
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  • Conforming Loan Limit Change – See If You Qualify

Subsidiary Sites

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Resources

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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