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Gustan Cho Associates
  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner NetworkExpand
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loan
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
    • Can Realtors Be MLOs At The Same Time
    • Career OpportunitiesExpand
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
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Call or Text: (800) 900-8569

Email Us: alex@gustancho.com

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home purchase

Home / home purchase - Page 4
How Climate Change Affects Real Estate Prices
First Time Home Buyers | Home Mortgages | Home Purchase | Home Sellers | Real Estate Topic | Videos

How Climate Change Affects Real Estate Prices

ByDale Elenteny Posted onJuly 4, 2023December 18, 2023

This guide covers frequently asked questions about how climate change affects real estate prices. John Strange, a senior loan officer…

Continue Reading How Climate Change Affects Real Estate PricesContinue

Chicago Housing Market
First Time Home Buyers | Home Purchase | Real Estate Topic | Videos

Chicago Housing Market Forecast For Homebuyers

ByAlex Carlucci Posted onJuly 1, 2023February 6, 2024

This guide covers the Chicago housing market forecast for homebuyers in Chicago and surrounding suburbs. It seems like the Housing…

Continue Reading Chicago Housing Market Forecast For HomebuyersContinue

Colorado Springs Housing Market
Videos | Home Purchase | Real Estate Topic

Colorado Springs Housing Market For Home Buyers

ByMike Gracz Posted onJune 30, 2023July 25, 2024

This guide covers the Colorado Springs Housing Market for homebuyers. Colorado Springs Housing Market is booming. While tens of thousands…

Continue Reading Colorado Springs Housing Market For Home BuyersContinue

How High Should Homebuyers Go Over List Price
Home Purchase | Real Estate Topic | Videos

How High Should Homebuyers Go Over List Price In a Bidding War

ByAlex Carlucci Posted onJune 30, 2023July 25, 2024

How High Should Homebuyers Go Over List Price In A Bidding War? Homebuyers normally need to bid higher than the list price in a hot housing market.

Continue Reading How High Should Homebuyers Go Over List Price In a Bidding WarContinue

Farmers Markets
Bad Credit Mortgages

The Benefits of Moving to Cities With Diverse Farmers Markets

ByMargarett Jurilla Posted onJune 29, 2023December 18, 2023

This guide covers the benefits of moving to cities with diverse Farmers Markets. We will discuss exploring local flavors: The…

Continue Reading The Benefits of Moving to Cities With Diverse Farmers MarketsContinue

When Is The Right Time To Buy a Home With High Rates
Home Purchase | Mortgage Rates | Real Estate Topic | Videos

When Is The Right Time To Buy a Home With High Rates

ByGustan Cho Posted onJune 29, 2023June 28, 2024

This guide covers when the right time to buy a home with high mortgage rates, skyrocketing home prices, and soaring…

Continue Reading When Is The Right Time To Buy a Home With High RatesContinue

Top Beaches of Florida
Bad Credit Mortgages

Comprehensive Guide To The Top Beaches of Florida

ByMargarett Jurilla Posted onJune 27, 2023January 2, 2025

This guide covers a comprehensive guide of the top beaches of Florida. We will discuss the top beaches of Florida…

Continue Reading Comprehensive Guide To The Top Beaches of FloridaContinue

Buying a Lake House
Real Estate Topic | Second Homes

The Benefits of Buying a Lake House

ByMargarett Jurilla Posted onJune 27, 2023December 18, 2023

This guide covers buying a lake house for water lovers. Cast your line in paradise. We will discuss buying a…

Continue Reading The Benefits of Buying a Lake HouseContinue

Buying a House in Savannah Georgia
First Time Home Buyers | Home Mortgages | Home Purchase | Real Estate Topic | Videos

Moving and Buying a House in Savannah Georgia

ByMargarett Jurilla Posted onJune 27, 2023December 18, 2023

In this guide, we will discuss buying a house in Savannah Georgia. This guide covers discovering the charm of Savannah…

Continue Reading Moving and Buying a House in Savannah GeorgiaContinue

Home-Buying Mistakes
First Time Home Buyers | Home Mortgages | Mortgage Processing And Underwriting | Videos

Home-Buying Mistakes To Avoid By First-Time Homebuyers

ByApril Ramirez Posted onJune 26, 2023July 25, 2024

This guide covers home-buying mistakes by first-time homebuyers. Gustan Cho Associates Mortgage Group offers numerous loan options without LENDER OVERLAYS….

Continue Reading Home-Buying Mistakes To Avoid By First-Time HomebuyersContinue

Buying a House in Charlotte North Carolina
Home Mortgages | Home Purchase | Real Estate Topic | Videos

Guide To Buying a House in Charlotte North Carolina

ByMargarett Jurilla Posted onJune 24, 2023December 18, 2023

This blog covers a guide to buying a house in Charlotte North Carolina. While well-established neighborhoods like Myers Park and…

Continue Reading Guide To Buying a House in Charlotte North CarolinaContinue

Being Prepared For Hurricanes
Home Purchase | Mortgage Insurance | Real Estate Topic | Videos

Being Prepared For Hurricanes in Florida

ByDale Elenteny Posted onJune 12, 2023July 24, 2024

In this guide, we will cover being prepared for hurricanes in Florida. Homeowners and renters in Florida’s biggest fear is…

Continue Reading Being Prepared For Hurricanes in FloridaContinue

Boise Idaho Housing Market
Home Purchase | Home Sellers | House Flipping | Real Estate Topic | Videos

Boise Idaho Housing Market Forecast For 2023

ByMargarett Jurilla Posted onJune 2, 2023July 24, 2024

This guide will cover the Boise Idaho housing market forecast for 2023. Welcome to the Boise Idaho housing Market update!…

Continue Reading Boise Idaho Housing Market Forecast For 2023Continue

iBuyer
First Time Home Buyers | Home Purchase | Home Sellers | Real Estate Topic | Videos

What Is an iBuyer and How Does It Work

ByMargarett Jurilla Posted onMay 30, 2023July 24, 2024

In this guide, we will cover what the iBuyer program is? ibuying programs have become increasingly popular over the past…

Continue Reading What Is an iBuyer and How Does It WorkContinue

How To Save Money Moving
First Time Home Buyers | Home Purchase | Home Sellers | Real Estate Topic | Videos

How To Save Money Moving on Moving Costs

ByMargarett Jurilla Posted onMay 27, 2023July 24, 2024

  In this blog, we will cover how to save money moving. Moving to a more affordable location can be…

Continue Reading How To Save Money Moving on Moving CostsContinue

Mortgage Lending Guidelines On Government Versus Conventional Loans
Conventional Loans | FHA Loans | VA Loans | Videos

Mortgage Lending Guidelines on Traditional Home Loans

ByGustan Cho Posted onMay 1, 2023April 7, 2025

Conventional Loans also referred to as Conforming Loans are not guaranteed and/or insured by the federal government. Conventional Loans need to …..

Continue Reading Mortgage Lending Guidelines on Traditional Home LoansContinue

Mortgage Lenders For The Best Rates
Conventional Loans | FHA Loans | First Time Home Buyers | Home Mortgages | Mortgage Rates | Videos

How to Find Mortgage Lenders For The Best Rates

ByMargarett Jurilla Posted onApril 7, 2023January 2, 2025

This guide will cover finding the best mortgage lenders for the best rates. Buying a home is a significant milestone,…

Continue Reading How to Find Mortgage Lenders For The Best RatesContinue

Down Payment Assistance
First Time Home Buyers

How Does Down Payment Assistance Work

ByGustan Cho Posted onApril 2, 2023December 26, 2024

In this guide, we will cover what down payment assistance is and how it works. We will discuss how down…

Continue Reading How Does Down Payment Assistance WorkContinue

How Much Income Do I Need To Buy a House
Home Purchase | Videos

How Much Income Do I Need To Buy A House In 2022

ByAlex Carlucci Posted onSeptember 12, 2022July 23, 2024

One of the most frequently asked questions is how much income do I need to buy a house in 2022….

Continue Reading How Much Income Do I Need To Buy A House In 2022Continue

Rental Payments Reported on Credit Bureaus
Conventional Loans

Rental Payments Reported on Credit Bureaus

ByMike Gracz Posted onJuly 11, 2022July 23, 2024

Many Americans are familiar with the terms Fannie Mae and Freddie Mac, but may not know exactly what they represent….

Continue Reading Rental Payments Reported on Credit BureausContinue

Illinois Home Purchase Down Payment Requirements
First Time Home Buyers

Illinois Home Purchase Mortgage Options Guide

ByAlex Carlucci Posted onJune 11, 2022April 3, 2025

In this blog, we will cover and discuss Illinois home purchase mortgage options for homebuyers. Going through the home purchase…

Continue Reading Illinois Home Purchase Mortgage Options GuideContinue

Getting Pre-Approved Prior To Moving To Utah
Home Mortgages | Home Purchase | Real Estate Topic | Videos

Getting Pre-Approved Prior To Moving To Utah

ByDustin Dumestre Posted onJune 6, 2022July 23, 2024

Gustan Cho Associates is a mortgage broker licensed in 48 states (Not licensed in NY, MA) with a wholesale lending…

Continue Reading Getting Pre-Approved Prior To Moving To UtahContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

DTI Calculators

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  • Jumbo DTI Calculator
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Resources

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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