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Gustan Cho Associates
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    • Get Pre-Approved
    • Order Credit
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    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
      • Conforming Loan Limits
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      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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      • Investment Property Loan
    • RefinanceExpand
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      • Refinance FHA To Conventional Loans
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      • FHA Manual Underwriting
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      • Conventional Loans W-2 Income ONLY Mortgages
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      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
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    • Jumbo Mortgage
    • FHA 203K Loans
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home purchase

Home / home purchase - Page 4
Homeowner Tax Benefits On Home Purchase Versus Renting
Bad Credit Mortgages

Homeowner Tax Benefits Versus Renting

ByAlex Carlucci Posted onDecember 30, 2023July 26, 2024

This guide covers homeowner tax benefits versus renting. There are so many advantages of buying versus renting a home. One…

Continue Reading Homeowner Tax Benefits Versus RentingContinue

Home Title Insurance Policy
Home Mortgages | Regulations | Videos

Home Title Insurance Policy Guidelines By Lenders

ByAlex Carlucci Posted onOctober 17, 2023May 6, 2024

This guide covers home title insurance policy guidelines by lenders. A home title insurance policy is a contract of indemnity…

Continue Reading Home Title Insurance Policy Guidelines By LendersContinue

The Dream Of Owning Your Own Home
First Time Home Buyers | Home Purchase | Real Estate Topic | Videos

The Dream of Owning Your Own Home

ByAlex Carlucci Posted onOctober 9, 2023December 18, 2023

This guide covers the dream of owning your own home. The dream of owning your own home is a common…

Continue Reading The Dream of Owning Your Own HomeContinue

Home Repairs
Home Improvement/Renovations | Home Purchase | Videos

Home Repairs Every Homeowner Should Know About

ByGustan Cho Posted onSeptember 8, 2023December 18, 2023

This guide covers home repairs. We will thoroughly explain fixing common problems in your home. Your home is your sanctuary,…

Continue Reading Home Repairs Every Homeowner Should Know AboutContinue

Green Mortgage
Home Improvement/Renovations | Home Mortgages | Home Purchase

What is a Green Mortgage

ByGustan Cho Posted onSeptember 2, 2023December 18, 2023

This guide covers what is a green mortgage and how it works. Are you looking for a way to make…

Continue Reading What is a Green MortgageContinue

Top 5 Reasons To Buy a Home Now
Home Purchase | First Time Home Buyers | Real Estate Topic | Videos

Top 5 Reasons To Buy a Home Now

ByDale Elenteny Posted onJuly 13, 2023July 3, 2025

This guide covers the top 5 reasons to buy a home now rather than wait. Rents are increasing across the…

Continue Reading Top 5 Reasons To Buy a Home NowContinue

Home Warranty
Real Estate Topic | One-Time Close Construction Loans | Videos

What Does a Home Warranty Cover For Homeowners

ByGustan Cho Posted onJuly 13, 2023March 6, 2025

This guide covers a home warranty and how it works for homeowners. When you are looking to buy a house,…

Continue Reading What Does a Home Warranty Cover For HomeownersContinue

Buying a House in States With Best Schools
First Time Home Buyers | Home Purchase | Real Estate Topic

Buying a House in States With Best Schools

ByMargarett Jurilla Posted onJuly 11, 2023July 29, 2025

This guide covers buying a house in states with best schools. We will discuss why these seven states we will…

Continue Reading Buying a House in States With Best SchoolsContinue

Eliminating Property Taxes
Property Taxes | Real Estate Topic

Eliminating Property Taxes Proves It Works For Texas Town

ByAlex Carlucci Posted onJuly 8, 2023July 29, 2025

This guide covers eliminating property taxes, such as how it works for a small town in Texas. Property taxes are…

Continue Reading Eliminating Property Taxes Proves It Works For Texas TownContinue

How Climate Change Affects Real Estate Prices
First Time Home Buyers | Home Mortgages | Home Purchase | Home Sellers | Real Estate Topic | Videos

How Climate Change Affects Real Estate Prices

ByDale Elenteny Posted onJuly 4, 2023December 18, 2023

This guide covers frequently asked questions about how climate change affects real estate prices. John Strange, a senior loan officer…

Continue Reading How Climate Change Affects Real Estate PricesContinue

Chicago Housing Market
First Time Home Buyers | Home Purchase | Real Estate Topic | Videos

Chicago Housing Market Forecast For Homebuyers

ByAlex Carlucci Posted onJuly 1, 2023February 6, 2024

This guide covers the Chicago housing market forecast for homebuyers in Chicago and surrounding suburbs. It seems like the Housing…

Continue Reading Chicago Housing Market Forecast For HomebuyersContinue

Colorado Springs Housing Market
Videos | Home Purchase | Real Estate Topic

Colorado Springs Housing Market For Home Buyers

ByMike Gracz Posted onJune 30, 2023July 25, 2024

This guide covers the Colorado Springs Housing Market for homebuyers. Colorado Springs Housing Market is booming. While tens of thousands…

Continue Reading Colorado Springs Housing Market For Home BuyersContinue

How High Should Homebuyers Go Over List Price
Home Purchase | Real Estate Topic | Videos

How High Should Homebuyers Go Over List Price In a Bidding War

ByAlex Carlucci Posted onJune 30, 2023July 25, 2024

How High Should Homebuyers Go Over List Price In A Bidding War? Homebuyers normally need to bid higher than the list price in a hot housing market.

Continue Reading How High Should Homebuyers Go Over List Price In a Bidding WarContinue

Farmers Markets
Bad Credit Mortgages

The Benefits of Moving to Cities With Diverse Farmers Markets

ByMargarett Jurilla Posted onJune 29, 2023December 18, 2023

This guide covers the benefits of moving to cities with diverse Farmers Markets. We will discuss exploring local flavors: The…

Continue Reading The Benefits of Moving to Cities With Diverse Farmers MarketsContinue

When Is The Right Time To Buy a Home With High Rates
Home Purchase | Mortgage Rates | Real Estate Topic | Videos

When Is The Right Time To Buy a Home With High Rates

ByGustan Cho Posted onJune 29, 2023September 11, 2025

This guide covers when the right time to buy a home with high mortgage rates, skyrocketing home prices, and soaring…

Continue Reading When Is The Right Time To Buy a Home With High RatesContinue

Top Beaches of Florida
Bad Credit Mortgages

Comprehensive Guide To The Top Beaches of Florida

ByMargarett Jurilla Posted onJune 27, 2023August 26, 2025

This guide covers a comprehensive guide of the top beaches of Florida. We will discuss the top beaches of Florida…

Continue Reading Comprehensive Guide To The Top Beaches of FloridaContinue

Buying a Lake House
Real Estate Topic | Second Homes

The Benefits of Buying a Lake House

ByMargarett Jurilla Posted onJune 27, 2023December 18, 2023

This guide covers buying a lake house for water lovers. Cast your line in paradise. We will discuss buying a…

Continue Reading The Benefits of Buying a Lake HouseContinue

Home-Buying Mistakes
First Time Home Buyers | Home Mortgages | Mortgage Processing And Underwriting | Videos

Home-Buying Mistakes To Avoid By First-Time Homebuyers

ByApril Ramirez Posted onJune 26, 2023July 29, 2025

This guide covers home-buying mistakes by first-time homebuyers. Gustan Cho Associates Mortgage Group offers numerous loan options without LENDER OVERLAYS….

Continue Reading Home-Buying Mistakes To Avoid By First-Time HomebuyersContinue

Buying a House in Charlotte North Carolina
Home Mortgages | Home Purchase | Real Estate Topic | Videos

Guide To Buying a House in Charlotte North Carolina

ByMargarett Jurilla Posted onJune 24, 2023December 18, 2023

This blog covers a guide to buying a house in Charlotte North Carolina. While well-established neighborhoods like Myers Park and…

Continue Reading Guide To Buying a House in Charlotte North CarolinaContinue

Being Prepared For Hurricanes
Home Purchase | Mortgage Insurance | Real Estate Topic | Videos

Being Prepared For Hurricanes in Florida

ByDale Elenteny Posted onJune 12, 2023July 24, 2024

In this guide, we will cover being prepared for hurricanes in Florida. Homeowners and renters in Florida’s biggest fear is…

Continue Reading Being Prepared For Hurricanes in FloridaContinue

Boise Idaho Housing Market
Home Purchase | Home Sellers | House Flipping | Real Estate Topic | Videos

Boise Idaho Housing Market Forecast For 2023

ByMargarett Jurilla Posted onJune 2, 2023July 24, 2024

This guide will cover the Boise Idaho housing market forecast for 2023. Welcome to the Boise Idaho housing Market update!…

Continue Reading Boise Idaho Housing Market Forecast For 2023Continue

iBuyer
First Time Home Buyers | Home Purchase | Home Sellers | Real Estate Topic | Videos

What Is an iBuyer and How Does It Work

ByMargarett Jurilla Posted onMay 30, 2023July 29, 2025

In this guide, we will cover what the iBuyer program is? ibuying programs have become increasingly popular over the past…

Continue Reading What Is an iBuyer and How Does It WorkContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Washington DC Lenders
    Washington DC Lenders For Traditional and Non-QM MortgagesSeptember 12, 2025
  • How to Find the Best Realtor
    How To Find The Best Realtor For First-Time HomebuyersSeptember 12, 2025
  • Mortgage Escrow Account
    What is a Mortgage Escrow Account for Purchase and RefinanceSeptember 11, 2025
  • Colorado VA Lenders
    Colorado VA Lenders For Bad Credit With No Lender OverlaysSeptember 10, 2025

DTI Calculators

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Bad Credit Scores
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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