FHA Versus Conventional Mortgage Rates
This guide covers FHA versus conventional mortgage rates on purchase and refinances transactions. One of the most common questions the…
FHA Loans Colorado With Bad Credit and 500 FICO Scores
In this blog, we will cover and discuss qualifying for FHA loans Colorado with bad credit and credit scores down…
HUD Cash-Out Mortgage Guidelines on FHA Loans
This blog will cover and discuss HUD Cash-Out Mortgage Guidelines on FHA loans for 2024. Home values are rising across…
Colorado Mortgage Loan Limits on FHA and Conforming Loans
This blog will explore and discuss the Colorado mortgage loan limits for FHA and Conventional Loans. Similar to trends nationwide,…
Home Mortgages | Conventional Loans | FHA Loans | Mortgage After Bankruptcy and Foreclosure | Videos
Comparing FHA Versus Conforming Mortgages
This guide compares FHA versus conforming mortgages, the two most popular mortgage loan programs for homebuyers in the United States….
HUD Derogatory Credit Guidelines On FHA Home Loans
If you have lower credit scores and multiple prior derogatory credit tradelines, FHA loans are your best bet to get an approve/eligible per automated underwriting system (AUS).
FHA AUS Approval Versus Manual Underwriting On FHA Loans
This Article Is About FHA AUS Approval Versus Manual Underwriting On FHA Loans HUD, the parent of the Federal Housing…
FHA Loans vs VA Loans: Comparing Mortgage Options
In this article, we will be comparing FHA loans vs VA loans. VA loans by far are the best mortgage…
Can I Buy House in Maine With 580 FICO with No Credit
In this blog, we will cover and answer the FAQ of can I buy house in Maine with 580 FICO…
FHA Flipping Guidelines For Homebuyers and Investors
HUD, the parent of FHA, has strict rules on financing home buyers who are buying property flips.
HUD CAIVRS Guidelines on FHA Loans
This article will explore the HUD CAIVRS Guidelines for FHA loans when obtaining a mortgage. Government-backed mortgage loans are an…
What Does a Clear-to-Close on FHA Loans Mean?
This guide covers what a clear-to-close on FHA loans means. What does a clear-to-close on FHA loans mean for borrowers?…
Qualifying For Mortgage With Collection Accounts Guidelines
In this blog, we will cover and discuss qualifying for mortgage with collection accounts guidelines. Homebuyers can qualify for a…
Manual Underwriting | FHA Loans | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Manual Underwriting With Extenuating Circumstances
In this article, we will be discussing and covering manual underwriting with extenuating circumstances and going over some common case…
Manual Downgrade From AUS Approval on FHA Loans
In this blog, we will discuss and cover the manual downgrade from AUS approval on FHA loans. Manual Downgrade From…
Fannie Mae vs HUD Guidelines Mortgage in Bankruptcy
If you have a mortgage included in a bankruptcy, the waiting period guidelines are more favorable on conventional versus FHA loans
Do All Lenders Have The Same Guidelines on Mortgage Loans
In this article, we will be covering the topic on are all mortgage lenders the same. Choosing the right mortgage…
How to Get a Home Loan With No Credit
Many people have no credit score. This can make getting a mortgage to buy a home harder. However, it’s not impossible. You can re-establish credit after bankruptcy or other serious credit problems. And if you have no credit score at all, lenders can approve you with a non-traditional credit report.
How To Get Approved For a Home Mortgage With Bad Credit
This guide covers qualifying for a home mortgage with bad credit. One of the frequently asked questions by our clients…
Changes In FHA Guidelines For First Time Home Buyers
This article discusses the changes in FHA guidelines that are particularly relevant to first-time home buyers. The Federal Housing Administration…
Solutions To High Debt To Income Ratios On Home Purchase
Gustan Cho Associates has no lender overlays on debt to income ratio on government and conventional loans. We just go off the agency caps on debt to income ratio no government and conventional loans.
HUD Reserve Requirements and Guidelines on FHA Loans
HUD reserve requirements mandate maintaining reserves in specific scenarios, and it’s prudent for homeowners to voluntarily set aside funds for…
