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ByGustan Cho
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This guide covers DTI calculations in community property states mortgage guidelines. DTI calculations in community property states are calculated differently…
ByGustan Cho
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This guide covers how to keep loan pre-approval valid for home purchase. One of the many questions home buyers often…
ByGustan Cho
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This guide addresses the issue of credit tradelines not reporting to credit bureaus. When faced with this situation, finding solutions…
ByGustan Cho
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In this blog, we will cover and discuss the automated underwriting system approval, which is also referred to as AUS…
ByAlex Carlucci
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This guide cover the struggle of car loans during the mortgage process. Looking to buy a new car? Like most…
ByGustan Cho
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This guide covers FHA versus conforming loan limits on home purchase and refinance transactions. FHA versus conforming loan limits on…
ByAlex Carlucci
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Closing costs on the Loan Estimate versus Closing Disclosure will most likely be different. The itemized closing costs on the…
ByJohn Strange
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In this blog, we will cover and discuss how to shop for a mortgage in today’s housing market. Just over…
ByGustan Cho
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In this blog, we will discuss and cover the warehouse line of credit used by mortgage bankers and correspondent lenders….
ByJohn Strange
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This guide covers home mortgage case scenarios for homebuyers. Many borrowers have trouble qualifying for conventional and FHA mortgage financing….
ByGustan Cho
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In this blog, we will cover and discuss how do mortgage underwriters qualify borrowers. Credit scores and income is what…
ByGustan Cho
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This ARTICLE On 15 Year Versus 30 Year Fixed Rate Mortgages On Loan Programs. All residential mortgage loan programs have…
ByJohn Strange
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This blog post will explore and elaborate on the Texas Cash-Out Refinance Guidelines in home mortgages. Gustan Cho Associates, a…
ByGustan Cho
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In this blog, we will cover and discuss qualifying and getting a mortgage approval for home purchase on acreage in…
ByAlex Carlucci
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If you’re married and you buy a home in a community property state, you’ll face different rules for qualifying. Most of these rules come into play if you finance your home with a government-backed home loan like the FHA, VA or USDA programs.
ByAlex Carlucci
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This guide covers understanding the basics on what is a mortgage. We will cover and discuss the meaning of what…
ByGustan Cho
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This guide covers the difference between FHA and Conventional mortgage guidelines. Many homebuyers, especially first-time buyers shopping for homes often…
ByAlex Carlucci
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This manual addresses the modifications in down payment and self-sufficiency for multi-family properties designated as owner-occupant primary residences by the…
ByGustan Cho
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This guide covers the truth in lending disclosure during the mortgage process. Mortgage disclosures are required to be disclosed to…
ByRavinder Sharma
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This article covers escrow account mortgage guidelines and requirements. Lenders conduct periodic escrow analyses to ensure that the account balance…
ByGustan Cho
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In this blog, we will cover what a 3-2-1 buydown mortgage is. We will also discuss the differences between a…
ByMargarett Jurilla
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In this blog, we will cover and discuss buying house near airport. Homebuyers need to consider the benefits and…
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