How To Calculate Income For Mortgage With Multiple Jobs
This blog will cover and discuss how to calculate income for mortgage with multiple jobs. Homebuyers can qualify for a…
Federal Employee Mortgage Loan Programs
In this mortgage guide, we will cover and discuss federal employee mortgage loan programs offered at Gustan Cho Associates Gustan…
Child Support Mortgage Guidelines On Home Purchase And Refinance
What Are The Updated Child Support Mortgage Guidelines On Home Purchase And Refinance For 2021? You cannot have delinquent child support payments and qualify for a mortgage.
Fannie Mae And Freddie Mac Versus HUD Guidelines
This article explores the differences between Fannie Mae And Freddie Mac Versus HUD Guidelines. Acknowledging the complexity of the mortgage…
Is Homeownership The Best Way To Build Wealth?
This blog will cover how to build wealth by owning versus renting a home. We will show you how quickly…
Yield Spread Premium Charged By Mortgage Brokers
Mortgage brokers are paid a commission, referred to as Yield Spread Premium Explained, from wholesale mortgage lenders or end lenders,…
Self-Employed Relocation Mortgage Guidelines And Challenges
In this article, we will cover and discuss Self-Employed Relocation Mortgage Guidelines. Three primary categories of residential mortgages cater to…
EPM Empowered Down Payment Assistance Mortgage Program
This guide covers EPM Empowered down payment assistance mortgage programs. There are several types of down payment assistance mortgage programs…
Home Mortgage | Conventional Loans | FHA Loans | First Time Home Buyers | Qualifying & Getting Pre-approved | Videos
How Do I Qualify For a Mortgage and Get Approved
This guide covers the frequently asked question how do I qualify for a mortgage loan and get approved. Mortgage lenders…
Commercial Loans | Condominium Loans | Home Mortgage | Home Purchase | Investment Homes | Real Estate | Real Estate Topic | Second Homes
Investing in Real Estate in The Virgin Islands
In recent years, the United States Virgin Islands have seen an unprecedented boom in tourism. Money started trickling into the island through investments and tourism. This means that even the hospitality industry has directly
Overlays in Underwriting By Mortgage Lenders
This blog is about overlays in underwriting on government and conventional loans. The mortgage industry went through a major overhaul…
FICO Credit Scores Requirements To Qualify For a Mortgage
This guide covers about FICO credit scores to qualify for a mortgage loan. Every mortgage loan applicant who has applied…
Mortgage Lenders For Bad Credit in Arkansas With No Overlays
In this article, we will cover and discuss finding the best mortgage lenders for bad credit in Arkansas to qualify…
Applying For Mortgage With Another Lender When Denied
In this article, we will cover and discuss applying for mortgage with another lender when denied by the original lender….
High Debt To Income Ratio | Home Mortgage | Home Purchase | Mortgage Processing And Underwriting | Videos
DTI Calculations in Community Property States Guidelines
This guide covers DTI calculations in community property states mortgage guidelines. DTI calculations in community property states are calculated differently…
How To Keep Loan Pre-Approval Valid For Home Purchase
This guide covers how to keep loan pre-approval valid for home purchase. One of the many questions home buyers often…
Credit Tradelines NOT Reporting To Credit Bureaus
This guide addresses the issue of credit tradelines not reporting to credit bureaus. When faced with this situation, finding solutions…
Automated Underwriting System Findings On Home Mortgages
In this blog, we will cover and discuss the automated underwriting system approval, which is also referred to as AUS…
Auto Loans | High Debt To Income Ratio | Home Mortgage | Income And Employment | Qualifying & Getting Pre-approved | Videos
The Struggle of Car Loans During Mortgage Process
This guide cover the struggle of car loans during the mortgage process. Looking to buy a new car? Like most…
FHA Versus Conforming Loan Limits on Home Purchase
This guide covers FHA versus conforming loan limits on home purchase and refinance transactions. FHA versus conforming loan limits on…
Loan Estimate Versus Closing Disclosure Closing Costs
Closing costs on the Loan Estimate versus Closing Disclosure will most likely be different. The itemized closing costs on the…
How To Shop For a Mortgage In Today’s Housing Market
In this blog, we will cover and discuss how to shop for a mortgage in today’s housing market. Just over…
