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  • About UsExpand
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan LimitsExpand
      • FHA Loan Limits
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      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of MortgagesExpand
    • PurchaseExpand
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      • Investment Property Loan
    • RefinanceExpand
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      • Chapter 13 Bankruptcy Cash-Out-Buyout
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      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • CareersExpand
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Call or Text: (800) 900-8569

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FHA Loans

Home / FHA Loans - Page 3
HUD Announces Tightening Of Credit
Videos | FHA Loans

HUD Announces Tightening Of Credit Requirements On FHA Loans

ByAnngelli Abenes Posted onAugust 28, 2024September 4, 2024

HUD Announces Tightening of Credit Requirements on FHA Loans: What It Means for You in 2024 If you’re thinking about…

Continue Reading HUD Announces Tightening Of Credit Requirements On FHA LoansContinue

FHA Loan After Bankruptcy In California
FHA Loans | Mortgage After Bankruptcy and Foreclosure | Videos

FHA Loan After Bankruptcy In California With Bad Credit

ByAnngelli Abenes Posted onAugust 27, 2024April 7, 2025

FHA Loan After Bankruptcy in California: Your Path to Homeownership in 2024 If you’ve been through bankruptcy, you might feel…

Continue Reading FHA Loan After Bankruptcy In California With Bad CreditContinue

FHA Appraisals Versus Home Inspections
Appraisal | FHA Loans | Videos

FHA Appraisals Versus Home Inspections For Homebuyers

ByAnngelli Abenes Posted onAugust 27, 2024August 29, 2024

FHA Appraisals Versus Home Inspections: Why You Need Both to Make a Smart Home Purchase in 2024 When buying a…

Continue Reading FHA Appraisals Versus Home Inspections For HomebuyersContinue

FHA Income
Income And Employment | FHA Loans | Videos

FHA Income Guidelines: Simple Tips to Qualify for Home Loans

ByAnngelli Abenes Posted onAugust 26, 2024August 27, 2024

FHA mortgage guidelines have strict rules for calculating borrower’s wages.  This article explains the different types of income and the income documents needed for an FHA mortgage. 

Continue Reading FHA Income Guidelines: Simple Tips to Qualify for Home LoansContinue

FHA Guidelines on Student Loans
Student Loans | FHA Loans | High Debt To Income Ratio | Videos

FHA Guidelines on Student Loans: How to Qualify

ByAnngelli Abenes Posted onAugust 26, 2024February 12, 2025

FHA Guidelines on Student Loans: Your Path to Homeownership Student loans are a significant part of life for many Americans,…

Continue Reading FHA Guidelines on Student Loans: How to QualifyContinue

FHA Title I Loans
FHA Loans | Home Improvement/Renovations | Real Estate Topic

FHA Title I Loans: What You Need To Know in 2024

ByAnngelli Abenes Posted onAugust 23, 2024September 4, 2024

FHA Title I Loans: The Ultimate Guide for 2024 Home Improvement Projects Are you a homeowner looking to make improvements…

Continue Reading FHA Title I Loans: What You Need To Know in 2024Continue

Re-Establishing Credit To Qualify For FHA Loan
Bad Credit Mortgages | FHA Loans | Re-Establishing Credit | Videos

Re-Establishing Credit To Qualify For FHA Loan

ByAnngelli Abenes Posted onAugust 22, 2024August 23, 2024

Re-Establishing Credit to Qualify for FHA Loan: Your 2024 Guide to Homeownership Are you dreaming of buying a home but…

Continue Reading Re-Establishing Credit To Qualify For FHA LoanContinue

New Jersey FHA Lenders
FHA Loans | Videos

New Jersey FHA Lenders: HUD-Approved Lender With No Overlays

ByAnngelli Abenes Posted onAugust 22, 2024August 23, 2024

Discover the Best New Jersey FHA Lenders for Your Home Purchase or Refinance When you’re looking to buy or refinance…

Continue Reading New Jersey FHA Lenders: HUD-Approved Lender With No OverlaysContinue

FHA Approved Condos Versus Single-Family Home
Bad Credit Mortgages | Condominium Loans | FHA Loans | Videos

FHA Approved Condos Versus Single-Family Homes

ByAnngelli Abenes Posted onAugust 21, 2024September 4, 2024

FHA Approved Condos Versus Single-Family Homes: What’s the Best Choice for You? Are you torn between buying an FHA-approved condo…

Continue Reading FHA Approved Condos Versus Single-Family HomesContinue

FHA Loan After Bankruptcy in New Mexico
Mortgage After Bankruptcy and Foreclosure | FHA Loans | Videos

FHA Loan After Bankruptcy in New Mexico in 2024

ByAnngelli Abenes Posted onAugust 21, 2024August 23, 2024

Your Complete Guide to Getting an FHA Loan After Bankruptcy in New Mexico [2024 Edition] If you’ve gone through bankruptcy,…

Continue Reading FHA Loan After Bankruptcy in New Mexico in 2024Continue

Credit Repair During FHA Loan Process
Charge Off Accounts | Collection Accounts | Credit Disputes | FHA Loans | Videos

Credit Repair During FHA Loan Process Mortgage Guidelines

ByAnngelli Abenes Posted onAugust 20, 2024September 4, 2024

Credit Repair During FHA Loan Process: What You Need to Know in 2024 If you’re considering buying a home using…

Continue Reading Credit Repair During FHA Loan Process Mortgage GuidelinesContinue

FHA Mortgage Insurance Premiums
Mortgage Insurance | FHA Loans | Videos

FHA Mortgage Insurance Premiums Guidelines on FHA Loans

ByAnngelli Abenes Posted onAugust 19, 2024August 20, 2024

Breaking News: Lower FHA Mortgage Insurance Premiums in 2024—What It Means for Your Mortgage Are you thinking about buying a…

Continue Reading FHA Mortgage Insurance Premiums Guidelines on FHA LoansContinue

FHA Loan Chapter 13 Bankruptcy Discharge
Mortgage After Bankruptcy and Foreclosure | FHA Loans | Verification Of Rent | Videos

FHA Loan Chapter 13 Bankruptcy Discharge Mortgage Guidelines

ByAnngelli Abenes Posted onAugust 15, 2024February 11, 2025

Just finished dealing with a Chapter 13 bankruptcy and thinking about getting a new house or refinancing the one you’ve…

Continue Reading FHA Loan Chapter 13 Bankruptcy Discharge Mortgage GuidelinesContinue

FHA Loans With Low Credit Scores in Nebraska
Bad Credit Mortgages | FHA Loans | First Time Home Buyers | Videos

FHA Loans With Low Credit Scores in Nebraska

ByAnngelli Abenes Posted onAugust 15, 2024September 4, 2024

FHA Loans With Low Credit Scores in Nebraska: Your Guide to Homeownership in 2024 Are you concerned your low credit…

Continue Reading FHA Loans With Low Credit Scores in NebraskaContinue

FHA Medical Credit Dispute Guidelines
Bad Credit Mortgages | FHA Loans

Simple FHA Medical Credit Dispute Guidelines You Must Know

ByAnngelli Abenes Posted onAugust 15, 2024August 16, 2024

Are you worried that medical collections on your credit report might stop you from getting an FHA loan? FHA medical…

Continue Reading Simple FHA Medical Credit Dispute Guidelines You Must KnowContinue

Michigan FHA Loan Requirements
FHA Loans | Videos

Michigan FHA Loan Requirements And Guidelines

ByAlex Carlucci Posted onAugust 13, 2024September 4, 2024

You might think owning a home in Michigan is out of reach if you have bad credit, a low down…

Continue Reading Michigan FHA Loan Requirements And GuidelinesContinue

What Are FHA Lender Overlays
Mortgage Lender Overlays | FHA Loans | Videos

What Are FHA Lender Overlays? Simple Guide 2024

ByAnngelli Abenes Posted onAugust 13, 2024September 4, 2024

If you are thinking about buying a home or refinancing your current mortgage, you may have heard about FHA loans….

Continue Reading What Are FHA Lender Overlays? Simple Guide 2024Continue

Low Credit? Get FHA 203k Loan With Under 600 Credit Scores
FHA 203k Loan | FHA Loans | Mortgage Refinance

Low Credit? Get FHA 203k Loan With Under 600 Credit Scores

ByAnngelli Abenes Posted onAugust 13, 2024September 4, 2024

Dreaming of turning that fixer-upper into your dream home but worried your credit score isn’t up to par? You’re not…

Continue Reading Low Credit? Get FHA 203k Loan With Under 600 Credit ScoresContinue

FHA New Construction
FHA Loans | One-Time Close Construction Loans | Videos

Build Your Dream Home: FHA New Construction Guide 2024

ByAnngelli Abenes Posted onAugust 12, 2024August 13, 2024

Building your dream home might seem daunting due to complexities and costs, but what if the process was more straightforward…

Continue Reading Build Your Dream Home: FHA New Construction Guide 2024Continue

Closing Costs on FHA Loans
FHA Loans | Videos

Closing Costs on FHA Loans: What You Must Know

ByAnngelli Abenes Posted onAugust 12, 2024April 7, 2025

When planning to buy a house using an FHA loan, it’s common to focus a lot on how much cash…

Continue Reading Closing Costs on FHA Loans: What You Must KnowContinue

FHA 203k
FHA 203k Loan | FHA and VA Streamline Refinance | FHA Loans | Home Improvement/Renovations | Refinancing | Videos

Fast Track to Your Dream Home with FHA 203k Loan Mississippi

ByAnngelli Abenes Posted onAugust 12, 2024August 13, 2024

Mississippi homebuyers, have you ever dreamed of a fixer-upper that you can turn into the perfect home but worried about…

Continue Reading Fast Track to Your Dream Home with FHA 203k Loan MississippiContinue

FHA Loans in Pennsylvania
FHA Loans

FHA Loans in Pennsylvania: Fast and Easy No-Stress Mortgages

ByAnngelli Abenes Posted onAugust 7, 2024August 9, 2024

For first-time homebuyers in Pennsylvania, homeownership has become more straightforward and achievable. A wide variety of financing options are available,…

Continue Reading FHA Loans in Pennsylvania: Fast and Easy No-Stress MortgagesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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