Government Mortgages For Owner-Occupant Homebuyers
In this blog, we will cover and discuss government mortgages for owner-occupant homebuyers. We will go in-depth about what government…
FHA Streamline Refinance Utah Mortgage Guidelines
In this article, we will cover and discuss FHA streamline refinance Utah mortgage guidelines. Gustan Cho Associates, Empowered by NEXA…
Refinancing Your California Mortgage Loan
Refinancing Your California Mortgage Loan in 2025: A Complete Guide If you’re a California homeowner, you’ve probably heard friends or…
What Are The FHA Loan Limits For One-to-Four Unit Properties in Illinois
This guide covers what are the FHA loan limits for one-to-four unit properties in Illinois. FHA loan limits for one-to-four…
Why Rent When You Can Own a Home With DPA
Introduction: Why Rent When You Can Own a Home? Renters across the U.S. ask the same question in 2025: Why…
Mortgage Approval With 580 FICO Credit Score
Mortgage Approval with 580 FICO Credit Score in 2025: Your Complete Guide If you’ve been told you can’t get a…
Sacramento California Home Purchase With Bad Credit
Sacramento California Home Purchase: 2025 Mortgage Guide for All Buyers Buying a home is a big decision; if you’re looking…
Bad Credit Mortgages | Compensating Factors | FHA Loans | Letter Of Explanation | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | Mortgage With Late Payments | VA Loans | Verification Of Rent | Videos
HUD Late Payment Mortgage Guidelines You Must Know
This blog will discuss HUD late payment mortgage guidelines during the Chapter 13 Bankruptcy repayment plan. HUD and VA are…
Manual Underwriting | FHA Loans | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Manual Underwriting With Extenuating Circumstances
Manual Underwriting With Extenuating Circumstances: 2025 Guide to Mortgage Approval Buying a home can feel impossible when you’ve had tough…
FHA Guidelines on Late Payments After Bankruptcy
In this blog, we will cover and discuss FHA guidelines on late payments after bankruptcy. Borrowers are often confused with…
Debt-To-Income Ratio Overlays Versus Agency Guidelines
Debt-to-Income Ratio Overlays: What Homebuyers Need to Know Your debt-to-income ratio (DTI) matters to lenders when getting a mortgage. But…
15-Year vs 30-Year FHA Loans: Which Is Better for You?
In this guide, we will cover getting 15-year vs 30-year FHA loans. We will compare and contrast 15-year vs 30-year…
Escrow Account Mortgage Guidelines on Home Mortgage Loans
This article covers escrow account mortgage guidelines and requirements. Lenders conduct periodic escrow analyses to ensure that the account balance…
Refinancing NON-QM Loans To Traditional Mortgages
Refinancing Non-QM Loans: How to Lower Your Rate and Save More If you took out a Non-QM loan to buy…
What Does a Clear-to-Close on FHA Loans Mean?
This guide covers what a clear-to-close on FHA loans means. What does a clear-to-close on FHA loans mean for borrowers?…
Manual Underwriting | Compensating Factors | FHA Loans | High Debt To Income Ratio | VA Loans | Verification Of Rent | Videos
DTI Manual Underwriting Guidelines on FHA and VA Loans
Understanding DTI Manual Underwriting Guidelines for FHA, VA, Non-QM, and Alternative Loans (2025 Update) Debt-to-income (DTI) manual underwriting guidelines are…
FHA Loans After Unemployment Mortgage Guidelines
This blog examines the eligibility requirements for FHA loans after unemployment or employment gaps. Prospective FHA loan applicants now have…
FHA Debt-To-Income Ratio Requirements
FHA Debt-To-Income Ratio Requirements: What You Need to Know If you’re applying for an FHA loan, one of the most…
Manual Downgrade From AUS Approval on FHA Loans
Manual Downgrade from AUS Approval: What It Means and How to Get a Mortgage in 2025 Getting a mortgage can…
Mortgage Guidelines After High School Without Experience
Mortgage Guidelines After High School: How to Qualify for a Home Loan Buying a home is a big dream for…
Learn Mortgage Guidelines on Late Payments Today
Mortgage Guidelines on Late Payments: How to Qualify for a Home Loan Despite Credit Challenges Life happens. Unexpected events like…
FHA Loan With Recent Late Payments in the Past 12 Months
FHA Loan with Recent Late Payments: A Guide to Qualifying Suppose you’ve had recent late payments on your credit report….
