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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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      • Conventional Loans W-2 Income ONLY Mortgages
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Conventional Loans

Home / Conventional Loans - Page 4
Fannie Mae and HUD Guidelines
Collection Accounts | Conventional Loans | FHA Loans | Videos

Fannie Mae and HUD Guidelines on Conforming vs FHA Loans

ByGustan Cho Posted onJanuary 18, 2024August 6, 2024

This guide covers Fannie Mae and HUD Guidelines on conventional versus FHA loans. Fannie Mae and HUD guidelines on conventional…

Continue Reading Fannie Mae and HUD Guidelines on Conforming vs FHA LoansContinue

Conforming versus government-backed loans
Conventional Loans | FHA Loans | Mortgage Refinance | USDA Loans | VA Loans | Videos

Conforming Versus Government-Backed Loans

ByGustan Cho Posted onJanuary 17, 2024July 29, 2024

This article covers Conforming versus government-backed loans. FHA, VA, and USDA loans are called government-backed loans. This is because lenders…

Continue Reading Conforming Versus Government-Backed LoansContinue

The Pros and Cons Of Conventional and FHA Loans
FHA Loans | Conventional Loans | Videos

The Pros and Cons of Conventional and FHA Loans

ByAlex Carlucci Posted onJanuary 9, 2024July 26, 2024

This guide covers the pros and cons of Conventional and FHA loans. The pros and cons of Conventional and FHA…

Continue Reading The Pros and Cons of Conventional and FHA LoansContinue

Freddie Mac Foreclosure Guidelines on Conventional Loans
Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Videos

Freddie Mac Foreclosure Guidelines on Conventional Loans

ByGustan Cho Posted onJanuary 7, 2024February 27, 2024

This article covers Freddie Mac foreclosure guidelines on Conventional loans. Fannie Mae and Freddie Mac is the nations largest buyers…

Continue Reading Freddie Mac Foreclosure Guidelines on Conventional LoansContinue

FHA Versus Conventional Mortgage After Bankruptcy
Bad Credit Mortgages | Conventional Loans | FHA Loans | Mortgage After Bankruptcy and Foreclosure | Qualifying & Getting Pre-approved | Videos

FHA Versus Conventional Mortgage After Bankruptcy

ByEric Jeanette Posted onJanuary 1, 2024August 14, 2024

This  guide cover FHA versus conventional mortgage after bankruptcy. There are differences in  when and how you can qualify for…

Continue Reading FHA Versus Conventional Mortgage After BankruptcyContinue

HomeReady Versus Home Possible
Conventional Loans | Down Payment Assistance | Home Possible | HomeReady | Videos

HomeReady Versus Home Possible Mortgage Guidelines

ByAlex Carlucci Posted onOctober 30, 2023October 10, 2024

This article covers HomeReady versus Home Possible mortgage guidelines. Many homebuyers contact us at Gustan Cho Associates and want to…

Continue Reading HomeReady Versus Home Possible Mortgage GuidelinesContinue

80-10-10 Mortgage Loans
Conventional Loans | Down Payment Assistance | First Time Home Buyers | Mortgage Insurance | Videos

Buying Home With No PMI With 80-10-10 Mortgage Loans

ByLaurie Cho Posted onJuly 23, 2023November 4, 2024

This guide covers buying home with no private mortgage insurance with 80-10-10 mortgage loans. Any conventional mortgage loan with less…

Continue Reading Buying Home With No PMI With 80-10-10 Mortgage LoansContinue

Waiting Period After Mortgage Part Of Bankruptcy Guidelines
Conventional Loans | Mortgage After Bankruptcy and Foreclosure | Videos

Waiting Period After Mortgage Part of Bankruptcy Guidelines

ByAlex Carlucci Posted onJuly 22, 2023December 18, 2023

This guide covers the Fannie Mae guidelines on conventional loans with a waiting period after mortgage part of bankruptcy. Many…

Continue Reading Waiting Period After Mortgage Part of Bankruptcy GuidelinesContinue

Fannie Mae HomeStyle Mortgage
Conventional Loans | Home Improvement/Renovations | Home Mortgages | Videos

Fannie Mae HomeStyle Mortgage Guidelines

ByGustan Cho Posted onJuly 8, 2023July 25, 2024

This guide covers  Fannie Mae HomeStyle Mortgage Guidelines on conventional loans. Have you thought about adding a pool to your…

Continue Reading Fannie Mae HomeStyle Mortgage GuidelinesContinue

Conforming Underwriting Guidelines On Conventional Loans
Conventional Loans | Automated Underwriting System | Videos

Conforming Underwriting Guidelines on Conventional Loans

ByGustan Cho Posted onJune 30, 2023July 25, 2024

This guide covers conforming underwriting guidelines on conventional loans. Conventional Loans are called conforming loans because they need to conform…

Continue Reading Conforming Underwriting Guidelines on Conventional LoansContinue

FNMA Guidelines
Conventional Loans | Mortgage After Bankruptcy and Foreclosure | Videos

FHFA FNMA Guidelines UPDATE on Conventional Loans

ByGustan Cho Posted onJune 23, 2023July 25, 2024

This guide covers the FHFA FNMA Guidelines updates on Conventional loans. There are FNMA guidelines changes for mortgage loan borrowers…

Continue Reading FHFA FNMA Guidelines UPDATE on Conventional LoansContinue

What is Lender-Paid Mortgage Insurance
Mortgage Insurance | Conventional Loans | Videos

What Is Lender-Paid Mortgage Insurance on Conventional Loans

ByGustan Cho Posted onJune 18, 2023October 8, 2024

In this guide, we will cover what is lender-paid mortgage insurance on conventional loans. Lender-paid mortgage insurance is also referred…

Continue Reading What Is Lender-Paid Mortgage Insurance on Conventional LoansContinue

Mortgage Lending Guidelines On Government Versus Conventional Loans
Conventional Loans | FHA Loans | VA Loans | Videos

Mortgage Lending Guidelines on Traditional Home Loans

ByGustan Cho Posted onMay 1, 2023April 7, 2025

Conventional Loans also referred to as Conforming Loans are not guaranteed and/or insured by the federal government. Conventional Loans need to …..

Continue Reading Mortgage Lending Guidelines on Traditional Home LoansContinue

Mortgage Lenders For The Best Rates
Conventional Loans | FHA Loans | First Time Home Buyers | Home Mortgages | Mortgage Rates | Videos

How to Find Mortgage Lenders For The Best Rates

ByMargarett Jurilla Posted onApril 7, 2023January 2, 2025

This guide will cover finding the best mortgage lenders for the best rates. Buying a home is a significant milestone,…

Continue Reading How to Find Mortgage Lenders For The Best RatesContinue

FHA Versus Conforming Loans Mortgage Lending Guidelines
FHA Loans | Conventional Loans | Student Loans | Videos

FHA Versus Conforming Loans Mortgage Lending Guidelines

ByGustan Cho Posted onApril 6, 2023July 24, 2024

This guide will cover the difference between FHA versus conforming loans. We will discuss FHA versus conforming loans mortgage lending…

Continue Reading FHA Versus Conforming Loans Mortgage Lending GuidelinesContinue

Conventional Loan Guidelines
Conventional Loans

Conventional Loan Guidelines For Mortgage Borrowers

ByGustan Cho Posted onJanuary 15, 2023February 13, 2025

This article will cover the conventional loan guidelines for mortgage borrowers on primary, second, and investment homes. Borrowers needing Conventional…

Continue Reading Conventional Loan Guidelines For Mortgage BorrowersContinue

Fannie Mae Guidelines On Conforming Loans After Housing Event
Conventional Loans | Videos

FNMA Waiting Period Guidelines After Foreclosure For 2022

ByGustan Cho Posted onJuly 26, 2022July 23, 2024

In this blog, we will cover and discuss  FNMA waiting period guidelines after foreclosure for 2022. Conventional loans are often…

Continue Reading FNMA Waiting Period Guidelines After Foreclosure For 2022Continue

Rental Payments Reported on Credit Bureaus
Conventional Loans

Rental Payments Reported on Credit Bureaus

ByMike Gracz Posted onJuly 11, 2022July 23, 2024

Many Americans are familiar with the terms Fannie Mae and Freddie Mac, but may not know exactly what they represent….

Continue Reading Rental Payments Reported on Credit BureausContinue

What Are Conventional Loans
Conventional Loans

What Are Conventional Loans and Conforming Mortgages

ByMike Gracz Posted onApril 16, 2022October 9, 2024

In this blog, we will cover and discuss what are conventional loans or conforming mortgages and their benefits. Many home…

Continue Reading What Are Conventional Loans and Conforming MortgagesContinue

Conventional Loans With No Lender Overlays Illinois
Conventional Loans

Conventional Loans With No Lender Overlays Illinois

ByGustan Cho Posted onApril 3, 2022April 7, 2025

In this blog, we will discuss and cover qualifying for conventional loans with no lender overlays in Illinois. Gustan Cho…

Continue Reading Conventional Loans With No Lender Overlays IllinoisContinue

Fannie Mae Guidelines 2018 On Foreclosures
Videos | Conventional Loans

Fannie Mae Guidelines On Mortgage After Foreclosure

ByAlex Carlucci Posted onFebruary 9, 2022October 8, 2024

In this blog, we will discuss and cover Fannie Mae Guidelines on mortgage after foreclosure on conventional loans. Fannie Mae…

Continue Reading Fannie Mae Guidelines On Mortgage After ForeclosureContinue

Fannie Mae Conventional Loan Limits
Conventional Loans

Fannie Mae Conventional Loan Limits For 1 to 4 Unit Homes

ByMike Gracz Posted onJanuary 1, 2022July 22, 2024

In this blog, we will cover and discuss Fannie Mae Conventional loan limits on one to four-unit properties. The FHFA…

Continue Reading Fannie Mae Conventional Loan Limits For 1 to 4 Unit HomesContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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