Fannie Mae and HUD Guidelines on Conforming vs FHA Loans
FHA and conventional loans work best for different borrower profiles. FHA loans are often better for borrowers with lower credit…
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Career Opportunities/Loan Officer Training | Mortgage Lender Overlays | Qualifying & Getting Pre-approved | Videos
Choosing the Right Mortgage Company for Loan Officers
Choosing the Right Mortgage Company: A Loan Officer Career Guide This guide covers choosing the right mortgage company for loan…
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How Loan Officers Build Referral Partnerships with Realtors
Real estate agents are the biggest referral source for loan officers. On the flip side, Realtors depend on experienced knowledgeable real estate agents to qualify and approve their clients.
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Real Estate Agent Referral Network | One Solution
Real Estate Agent Referral Network for Buyers and Sellers One Solution Real Estate is developing a real estate agent referral…
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Career Opportunities/Loan Officer Training | Home Mortgages | Home Purchase | Real Estate Topic | Videos
Real Estate Referral Agent for Homebuyers | Gustan Cho
Real Estate Referral Agent for Homebuyers: Find the Right Buyer’s Agent This guide will cover the preferred real estate referral…
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VA Cash-Out Refinance Mortgage Loans: Unlock Equity
How does a VA cash-out refinance work? A VA cash-out refinance replaces your current mortgage with a new VA-backed loan…
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Manual Underwriting versus Automated Approval Guide
This guide covers manual underwriting versus automated approval. There are two types of Automated Underwriting Systems (AUS): Fannie Mae’s Automated…
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Automated Underwriting System | Bad Credit Mortgages | Charge Off Accounts | Collection Accounts | Videos
Mortgage with Collection Accounts and Charge-Offs
Is it possible to secure a mortgage with collection accounts? The short answer is yes. In this guide, find out…
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Mortgage Processing And Underwriting | Clear To Close | Conditional Loan Approval | Qualifying & Getting Pre-approved | Videos
When Am I Committed to Mortgage Lender for a Home Loan
In this guide, we will cover and discuss when I am committed to a mortgage lender for a home loan….
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How Property Taxes Can Determine Buying Power on Homes
How Property Taxes Can Determine Buying Power When Buying a Home When people are looking to buy a home, they…
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What Is PITI in a Mortgage? Full Monthly Payment Guide
All mortgage loan programs require a maximum front debt-income ratio and back debt to income ratio. However, conventional loans do not require a front debt to income ratio. VA loans do not have a debt to income ratio requirements. Lenders can have lender over lender overlays on debt to income ratios.
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Mortgage Processing And Underwriting | Automated Underwriting System | Qualifying & Getting Pre-approved | Videos
Factors Affect Pre-Approval Mortgage Process
This guide explores the factors affect pre-approval and stress during the mortgage process. Once individuals decide to purchase a home,…
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Breaking into the Mortgage Industry as a Loan Officer
Have you ever considered breaking into the mortgage industry as a licensed loan officer? Have you ever considered a job…
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Dual Licensed Realtor MLO: What Homebuyers Need to Know
Can one person be your realtor and MLO? Yes, an individual can possess both a real estate and a mortgage…
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Mortgage Processing And Underwriting | Conventional Loans | FHA Loans | Mortgage Lender Overlays | Videos
The Role of Mortgage Underwriter in the Home Loan Process
In this guide, we will cover the role of a mortgage underwriter during the home loan approval process. The role…
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Videos | Charge Off Accounts | Collection Accounts | Qualifying & Getting Pre-approved | Re-Establishing Credit | VA Loans
VA Loans With Bad Credit in Tennessee
VA loans with bad credit in Tennessee may be available, even when a borrower has a low credit score. The…
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What Does Yield Spread Premium in Mortgage Lending Mean?
Despite its long history, the term ‘yield spread premium’ still puzzles many mortgage professionals. In the past, wholesale mortgage lenders…
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Homes for Heroes for Firefighters: Save More on a Home
Is Homes for Heroes’ mortgage for firefighters a special mortgage? No. Homes for Heroes is a savings network, not a…
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Videos | Bad Credit Mortgages | Career Opportunities/Loan Officer Training | Mortgage Processing And Underwriting | Mortgage Rates | NON-QM Loans
All About Borrower Review of Gustan Cho Associates
In this guide, we will discuss and cover the borrower review of Gustan Cho Associates. Reviews and testimonials are one…
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Three Simple Marketing Ideas for Mortgage Loan Officers
This guide covers three simple marketing ideas for mortgage loan originators. Buying a house can be stressful, particularly for a…
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Conditional Mortgage Approval Delays: Causes and How to Avoid Them
Conditional mortgage approval means an underwriter has reviewed your loan file but still needs specific documents, explanations, or third-party items…
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VA Loans | High Debt To Income Ratio | Home Mortgages | Income And Employment | Manual Underwriting | Mortgage Lender Overlays | Mortgage Processing And Underwriting | Videos
VA Loan Residual Income Guidelines for Homebuyers
Lenders can offer 100% with no mortgage insurance at competitive low mortgage rates on VA loans due to the government guarantee against loss or foreclosure on VA loans. VA loans have no maximum debt-to-income ratio cap on VA loans.
