Chicago Bankruptcy Attorney Chad Hayward Bankruptcy Advice

Chicago Bankruptcy Attorney Chad Hayward Gives Advice On Bankruptcy Advice

The Gustan Cho Team at Gustan Cho interviews Chicago Bankruptcy Attorney Chad Hayward  on the importance and credit and the and Bankruptcy Advice and those need of having attorneys who can represent their best interests with real estate purchase contracts.

  • A sharp attorney will have a keen eye in making sure that the buyer is protected in the event the subject property has flaws such as foundation damage, mold, or other defects that was not noticed during the first walk through.
  • Real estate attorneys will see that the home buyer has an out and will recover their earnest money in the event the mortgage loan does not go through.  
  • The field of law is so broad and complex that home buyers should retain only attorneys whose practice is concentrated in real estate law and not general practicioners who are a jack of all trades.
  • For example, you do not want a divorce attorney or corporate attorney to represent you as your real estate attorney for a home purchase.

Endorsement Of Chicago Bankruptcy Advice On Chad Hayward

Gustan Cho Associates will not endorse or recommend a law firm or real estate attorney unless we have done business with them. Home buyers and homeowners can choose any real estate attorney of their choice and it is always recommended that you feel comfortable with the law firm that you decide to represent you and your legal transaction.

Attorneys Who Really Cares For Clients

A real estate attorney  like Chicago Bankruptcy Attorney Chad Hayward is not just an agent who just shows up at the real estate closing but one who is ready to represent the home buyer and sellers when issues come up during the mortgage loan approval and real estate purchase and/or selling process.  Here are the real estate attorneys that have working relationships with and are endorsed and highly The Gustan Cho Team at CrossCountry Country Mortgage NMLS 873293 recommend.

Qualifying For Mortgage After Bankruptcy

Home Buyers can qualify for mortgage after bankruptcy:

  • 2 year waiting period to qualify for FHA Loan to qualify for a FHA Loans after discharge of Chapter 7.
  • One year into a Chapter 7 Bankruptcy to qualify for a Chapter Loan into a Chapter 13 Bankruptcy repayment plan.
  • No waiting period after a Chapter 13 Bankruptcy discharge date.
  • 4 year waiting period to qualify for a Chapter 7 Bankruptcy discharge date to qualify for a Conventional Loan.
  • Two year waiting period to qualify for a Chapter 13 after Chatper 13 discharged date to qualify for a Conventional Loan.
  • Four year waiting period to qualify for a Conventional Loan if you had a mortgage part of bankruptcy but the foreclosure needs to be be finalized

If you are trying to qualify for a Bankruptcy with no overlays contact The Gustan Cho Team at CrossCountry Morgage at 262-718-8151 or email us at

The information contained on Gustan Cho Associates website is for informational purposes only and is not an advertisement for products offered by The Gustan Cho Team @ Gustan Cho Associates or its affiliates. The views and opinions expressed herein are those of the author and/or guest writers of Gustan Cho Associates Mortgage & Real Estate Information Resource Center website and do not reflect the policy of Gustan Cho Associates Lenders Network, its officers, subsidiaries, parent, or affiliates.

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