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Home / Mortgage & Real Estate News - Page 56
Chicago Housing Market
First Time Home Buyers | Home Purchase | Real Estate Topic | Videos

Chicago Housing Market Forecast For Homebuyers

ByAlex Carlucci Posted onJuly 1, 2023February 6, 2024

This guide covers the Chicago housing market forecast for homebuyers in Chicago and surrounding suburbs. It seems like the Housing…

Continue Reading Chicago Housing Market Forecast For HomebuyersContinue

Final Mortgage Underwriter Approval Prior To Clear To Close
Mortgage Processing And Underwriting | Videos

Final Mortgage Underwriter Approval Prior To Clear To Close

ByGustan Cho Posted onJuly 1, 2023May 15, 2024

This guide covers final mortgage underwriter approval prior to clear to close. The mortgage process is a true process that…

Continue Reading Final Mortgage Underwriter Approval Prior To Clear To CloseContinue

Lender Overlays On Government Mortgages
Videos | Mortgage Lender Overlays

What Are Common Lender Overlays on Government Mortgages

ByGustan Cho Posted onJuly 1, 2023August 21, 2025

All mortgage companies need to have their borrower meet the minimum agency mortgage guidelines of HUD, VA, USDA, Fannie Mae, Freddie Mac. However, lenders can have higher lending requirements called lender overlays.

Continue Reading What Are Common Lender Overlays on Government MortgagesContinue

Disabled Veterans Benefits
Videos | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | VA Loans

Disabled Veterans Benefits on VA Loans

ByGustan Cho Posted onJune 30, 2023October 8, 2024

This guide covers disabled Veterans benefits on VA loans. The Department of Veterans Affairs (VA) insures and guarantees VA Loans…

Continue Reading Disabled Veterans Benefits on VA LoansContinue

Colorado Springs Housing Market
Videos | Home Purchase | Real Estate Topic

Colorado Springs Housing Market For Home Buyers

ByMike Gracz Posted onJune 30, 2023July 25, 2024

This guide covers the Colorado Springs Housing Market for homebuyers. Colorado Springs Housing Market is booming. While tens of thousands…

Continue Reading Colorado Springs Housing Market For Home BuyersContinue

How High Should Homebuyers Go Over List Price
Home Purchase | Real Estate Topic | Videos

How High Should Homebuyers Go Over List Price In a Bidding War

ByAlex Carlucci Posted onJune 30, 2023July 25, 2024

How High Should Homebuyers Go Over List Price In A Bidding War? Homebuyers normally need to bid higher than the list price in a hot housing market.

Continue Reading How High Should Homebuyers Go Over List Price In a Bidding WarContinue

How To Sell Your Home Fast
Home Sellers | House Flipping | Real Estate Topic | Videos

Easy Tips That Work on How to Sell Your Home Fast

ByGustan Cho Posted onJune 30, 2023July 25, 2024

This guide covers easy tips on how to sell your home fast. Despite high rates and soaring inflation, homes are…

Continue Reading Easy Tips That Work on How to Sell Your Home FastContinue

Farmers Markets
Bad Credit Mortgages

The Benefits of Moving to Cities With Diverse Farmers Markets

ByMargarett Jurilla Posted onJune 29, 2023December 18, 2023

This guide covers the benefits of moving to cities with diverse Farmers Markets. We will discuss exploring local flavors: The…

Continue Reading The Benefits of Moving to Cities With Diverse Farmers MarketsContinue

When Is The Right Time To Buy a Home With High Rates
Home Purchase | Mortgage Rates | Real Estate Topic | Videos

When Is The Right Time To Buy a Home With High Rates

ByGustan Cho Posted onJune 29, 2023June 28, 2024

This guide covers when the right time to buy a home with high mortgage rates, skyrocketing home prices, and soaring…

Continue Reading When Is The Right Time To Buy a Home With High RatesContinue

Cities For The Best Jobs With Low Living Costs
First Time Home Buyers | Home Purchase | Real Estate Topic | Videos

Top U.S. Cities For The Best Jobs With Low Living Costs

ByMargarett Jurilla Posted onJune 28, 2023December 18, 2023

This guide covers the top U.S. cities for the best jobs with low living costs and affordable housing. Are you…

Continue Reading Top U.S. Cities For The Best Jobs With Low Living CostsContinue

Steps To Buying Your First Home
Home Purchase | First Time Home Buyers | Mortgage Processing And Underwriting | Videos

Steps To Buying Your First Home During a Booming Housing Market

ByGustan Cho Posted onJune 28, 2023July 25, 2024

This guide covers the steps to buying your first home during a booming housing market. Buying your first home during…

Continue Reading Steps To Buying Your First Home During a Booming Housing MarketContinue

Top Beaches of Florida
Bad Credit Mortgages

Comprehensive Guide To The Top Beaches of Florida

ByMargarett Jurilla Posted onJune 27, 2023August 26, 2025

This guide covers a comprehensive guide of the top beaches of Florida. We will discuss the top beaches of Florida…

Continue Reading Comprehensive Guide To The Top Beaches of FloridaContinue

Buying a Lake House
Real Estate Topic | Second Homes

The Benefits of Buying a Lake House

ByMargarett Jurilla Posted onJune 27, 2023December 18, 2023

This guide covers buying a lake house for water lovers. Cast your line in paradise. We will discuss buying a…

Continue Reading The Benefits of Buying a Lake HouseContinue

Mortgage Pre-Approval Issued By Mortgage Underwriters
Home Mortgages | Conditional Loan Approval | Mortgage Processing And Underwriting | Videos

How Is a Mortgage Pre-Approval Issued By Lenders

ByGustan Cho Posted onJune 26, 2023July 25, 2024

This guide covers mortgage pre-approval issued by underwriters. Over 80% of our borrowers at Gustan Cho Associates are folks who…

Continue Reading How Is a Mortgage Pre-Approval Issued By LendersContinue

Mortgage Loan After Foreclosure And Short Sale
Mortgage After Bankruptcy and Foreclosure | Videos

Mortgage Loan after Foreclosure and Short Sale Guidelines

ByAlex Carlucci Posted onJune 26, 2023July 25, 2024

This guide covers qualifying and getting pre-approved for a mortgage loan after foreclosure and short sale guidelines.  Previous homeowners who…

Continue Reading Mortgage Loan after Foreclosure and Short Sale GuidelinesContinue

Home-Buying Mistakes
First Time Home Buyers | Home Mortgages | Mortgage Processing And Underwriting | Videos

Home-Buying Mistakes To Avoid By First-Time Homebuyers

ByApril Ramirez Posted onJune 26, 2023July 29, 2025

This guide covers home-buying mistakes by first-time homebuyers. Gustan Cho Associates Mortgage Group offers numerous loan options without LENDER OVERLAYS….

Continue Reading Home-Buying Mistakes To Avoid By First-Time HomebuyersContinue

VA Jumbo Home Mortgages (1)
VA Loans | High-Balance Mortgage Loans | Videos

VA Jumbo Home Mortgages Eligibility Requirements

ByMike Gracz Posted onJune 26, 2023August 26, 2025

This guide covers the eligibility guidelines for VA Jumbo Home Mortgages. Most veterans know they do not need a down…

Continue Reading VA Jumbo Home Mortgages Eligibility RequirementsContinue

Rate of Inflation Is Another Factor on How Lenders Price Mortgage Rates
Mortgage Rates

How Lenders Price Mortgage Rates

ByGustan Cho Posted onJune 24, 2023June 14, 2024

Many borrowers are confused about how lenders price mortgage rates. How can mortgage rates just under 3.0% just a little…

Continue Reading How Lenders Price Mortgage RatesContinue

Buying a House in Charlotte North Carolina
Home Mortgages | Home Purchase | Real Estate Topic | Videos

Guide To Buying a House in Charlotte North Carolina

ByMargarett Jurilla Posted onJune 24, 2023December 18, 2023

This blog covers a guide to buying a house in Charlotte North Carolina. While well-established neighborhoods like Myers Park and…

Continue Reading Guide To Buying a House in Charlotte North CarolinaContinue

UPDATED Non-QM Guidelines POST Coronavirus Outbreak
NON-QM Loans | Headline News Archives | Videos

UPDATED Non-QM Guidelines POST Coronavirus Outbreak

ByGustan Cho Posted onJune 24, 2023August 21, 2025

This guide covers the updated non-QM guidelines post-coronavirus outbreak and political scare. Non-QM guidelines are not uniform agency lending guidelines…

Continue Reading UPDATED Non-QM Guidelines POST Coronavirus OutbreakContinue

Income Guidelines To Qualify For Home Loan
Income And Employment | Videos

Income Guidelines To Qualify For Home Loan Programs

ByGustan Cho Posted onJune 24, 2023March 18, 2024

This guide covers qualifying income guidelines to qualify for home loan. There are federal income guidelines to qualify for home…

Continue Reading Income Guidelines To Qualify For Home Loan ProgramsContinue

FNMA Guidelines
Conventional Loans | Mortgage After Bankruptcy and Foreclosure | Videos

FHFA FNMA Guidelines UPDATE on Conventional Loans

ByGustan Cho Posted onJune 23, 2023July 25, 2024

This guide covers the FHFA FNMA Guidelines updates on Conventional loans. There are FNMA guidelines changes for mortgage loan borrowers…

Continue Reading FHFA FNMA Guidelines UPDATE on Conventional LoansContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • FHA vs Conventional Cash-Out Refinance
    FHA vs Conventional Cash-Out Refinance Mortgage LoansSeptember 8, 2025
  • What Lenders Want to See in a Borrower
    What Lenders Want to See in a Borrower for Fast ApprovalSeptember 8, 2025
  • VA Refinance Guidelines
    VA Refinance Guidelines For IRRRL and Cash-Out RefinanceSeptember 8, 2025
  • Best Bad Credit Mortgage Lenders in Alaska
    Best Bad Credit Mortgage Lenders in Alaska For Low ScoresSeptember 7, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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