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Author: Mike Gracz

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Best Oregon Mortgage Lenders
Bad Credit Mortgages | Charge Off Accounts | Collection Accounts

Best Oregon Mortgage Lenders After Bankruptcy In 2022

ByMike Gracz Posted onJune 30, 2022October 8, 2024

In this blog, we will discuss the best Oregon mortgage lenders with hundreds of loan options for owner-occupant homes, second…

Continue Reading Best Oregon Mortgage Lenders After Bankruptcy In 2022Continue

Top 10 Most Expensive States To Buy a House
Jumbo Loans | Real Estate Topic

Top 10 Most Expensive States To Buy a House In 2022

ByMike Gracz Posted onMay 28, 2022July 23, 2024

The latest data of the top 10 most expensive states to buy a house in 2022 has been released and…

Continue Reading Top 10 Most Expensive States To Buy a House In 2022Continue

VA Loans Kentucky
VA Loans

VA Loans Kentucky: VA Loan Requirements And Guidelines

ByMike Gracz Posted onMay 28, 2022July 23, 2024

Active and/or retired members of the United States Armed Services and eligible surviving spouses of eligible veterans in Kentucky can…

Continue Reading VA Loans Kentucky: VA Loan Requirements And GuidelinesContinue

FHA Chapter 13 Guidelines in Wyoming
Mortgage After Bankruptcy and Foreclosure

FHA Chapter 13 Guidelines in Wyoming to Buy and Refinance

ByMike Gracz Posted onMay 13, 2022October 8, 2024

In this article, we will cover and discuss the FHA Chapter 13 Guidelines in Wyoming to buy a home or…

Continue Reading FHA Chapter 13 Guidelines in Wyoming to Buy and RefinanceContinue

California FHA High-Balance Loans
FHA 203k Loan

California FHA High-Balance Loans In High-Cost Counties

ByMike Gracz Posted onMay 1, 2022July 23, 2024

In this article, we will cover and discuss California FHA high-balance loans in high-cost counties. It is no secret to…

Continue Reading California FHA High-Balance Loans In High-Cost CountiesContinue

FHA Loans With Under 620 FICO in Utah
Bad Credit Mortgages | FHA Loans

FHA Loans With Under 620 FICO in Utah with Collections

ByMike Gracz Posted onMay 1, 2022July 23, 2024

In this article, we will cover and discuss qualifying for FHA loans with under 620 FICO in Utah with outstanding…

Continue Reading FHA Loans With Under 620 FICO in Utah with CollectionsContinue

Online Mortgage Application
Mortgage Processing And Underwriting

Online Mortgage Application Leading To Clear To Close

ByMike Gracz Posted onApril 18, 2022July 23, 2024

In this blog, we will cover and discuss online mortgage application leading to clear to close. The mortgage application process…

Continue Reading Online Mortgage Application Leading To Clear To CloseContinue

What Are Conventional Loans
Conventional Loans

What Are Conventional Loans and Conforming Mortgages

ByMike Gracz Posted onApril 16, 2022October 9, 2024

In this blog, we will cover and discuss what are conventional loans or conforming mortgages and their benefits. Many home…

Continue Reading What Are Conventional Loans and Conforming MortgagesContinue

VA Loan Limits
VA Loans

VA Loan Limits on How Much Home You Can Buy With a VA Loan

ByMike Gracz Posted onApril 15, 2022October 9, 2024

In this blog, we will cover and discuss VA loan limits on how much home you can buy with a…

Continue Reading VA Loan Limits on How Much Home You Can Buy With a VA LoanContinue

Homes For Heroes Mortgage For Firefighters
Home Purchase

Homes For Heroes Mortgage For Firefighters and Policemen

ByMike Gracz Posted onApril 15, 2022October 8, 2024

In this article, we will cover and discuss homes for heroes mortgage for firefighters and police officers. Gustan Cho Associates…

Continue Reading Homes For Heroes Mortgage For Firefighters and PolicemenContinue

VA New Construction To Permanent One-Time Close Mortgages
VA Loans

VA New Construction To Permanent One-Time Close Mortgages

ByMike Gracz Posted onApril 14, 2022October 8, 2024

In this blog, we will cover and discuss VA New Construction to Permanent One-Time Close Mortgages. VA New Construction To…

Continue Reading VA New Construction To Permanent One-Time Close MortgagesContinue

Buying Condominium Versus Single-Family Homes Mortgage Guidelines
Videos

Buying Condominium Versus Single-Family Homes

ByMike Gracz Posted onApril 6, 2022October 8, 2024

In this blog, we will cover and discuss buying condominium versus single-family homes. Are you looking to buy a condo?…

Continue Reading Buying Condominium Versus Single-Family HomesContinue

Choosing The Right Neighborhood When Buying A Home
Home Purchase

Choosing The Right Neighborhood When Buying A Home

ByMike Gracz Posted onApril 6, 2022October 8, 2024

In this blog, we will discuss and cover choosing the right neighborhood when buying a home. Choosing The Right Neighborhood:…

Continue Reading Choosing The Right Neighborhood When Buying A HomeContinue

Education Around The Mortgage Industry
Home Mortgages

Education Around The Mortgage Industry And Lending Guidelines

ByMike Gracz Posted onApril 1, 2022October 8, 2024

In this article, we will cover and discuss education around the mortgage industry and lending guidelines. Good Evening to each…

Continue Reading Education Around The Mortgage Industry And Lending GuidelinesContinue

Necessary Ending
Bad Credit Mortgages

Necessary Ending Giving Loan Officers Strength

ByMike Gracz Posted onMarch 26, 2022April 3, 2025

In this blog, we will cover and discuss necessary ending giving loan officers strength. Good Morning and Happy Saturday World,…

Continue Reading Necessary Ending Giving Loan Officers StrengthContinue

All In One Mortgage
Home Mortgages

All In One Mortgage to Reduce Interest on Your Home Mortgage

ByMike Gracz Posted onFebruary 18, 2022October 8, 2024

Gustan Cho Associates are always expanding the mortgage programs we offer to our clients such as our new all-in-one mortgage…

Continue Reading All In One Mortgage to Reduce Interest on Your Home MortgageContinue

Home Prices Skyrocket To Record Highs
Real Estate Topic

Home Prices Skyrocket To Record Highs Pricing Buyers Out Of The Market

ByMike Gracz Posted onFebruary 11, 2022July 22, 2024

In this blog, we will discuss and cover how home prices skyrocket to record highs pricng homebuyers out of the…

Continue Reading Home Prices Skyrocket To Record Highs Pricing Buyers Out Of The MarketContinue

Jumbo Loans With Low Down Payment
Jumbo Loans

Jumbo Loans With Low Down Payment And Bad Credit

ByMike Gracz Posted onFebruary 10, 2022October 8, 2024

In this blog, we will discuss and cover jumbo loans with low down payment and bad credit on home purchases….

Continue Reading Jumbo Loans With Low Down Payment And Bad CreditContinue

Is Now A Good Time For Buying A House With Rising Mortgage Rates
Bad Credit Mortgages

Is Now A Good Time For Buying A House With Rising Mortgage Rates

ByMike Gracz Posted onFebruary 7, 2022October 8, 2024

Is Now A Good Time For Buying A House With Rising Mortgage Rates? Gustan Cho Associates have been following the…

Continue Reading Is Now A Good Time For Buying A House With Rising Mortgage RatesContinue

Virginia VA Loan Requirements
VA Loans

Virginia VA Loan Requirements On Home Purchase And Refinance

ByMike Gracz Posted onJanuary 10, 2022October 8, 2024

Virginia VA Loan Requirements has the most lenient mortgage guidelines versus any other loan program in the nation. VA loans…

Continue Reading Virginia VA Loan Requirements On Home Purchase And RefinanceContinue

Fannie Mae Conventional Loan Limits
Conventional Loans

Fannie Mae Conventional Loan Limits For 1 to 4 Unit Homes

ByMike Gracz Posted onJanuary 1, 2022July 22, 2024

In this blog, we will cover and discuss Fannie Mae Conventional loan limits on one to four-unit properties. The FHFA…

Continue Reading Fannie Mae Conventional Loan Limits For 1 to 4 Unit HomesContinue

Frequently Asked Mortgage Questions
First Time Home Buyers

Frequently Asked Mortgage Question From First-Time Homebuyers

ByMike Gracz Posted onDecember 29, 2021October 9, 2024

Gustan Cho Associates work with many different families in all different areas of the country. But our clients commonly ask…

Continue Reading Frequently Asked Mortgage Question From First-Time HomebuyersContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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