How To Fix Bad Credit To Qualify For a Home Mortgage
This guide covers how to fix bad credit to qualify for a mortgage. How to fix bad credit to qualify…
VA Loans Illinois Bad Credit With No Overlays and High DTI
This article Is about qualifying for VA loans Illinois bad credit with no overlays and high debt-to-income ratio. VA loans…
First Time Home Buyers | Down Payment Assistance | FHA Loans | Home Purchase | HomeReady | VA Loans | Videos
Mortgage Process of First-Time Home Buyer Loan Programs
This guide covers the mortgage process of first-time home buyer loan programs. First-time home buyers have dominated the housing market…
Mortgage Approval Conditions and Clearing For a CTC
The initial loan approval from the mortgage loan approval lists a set of conditions from the mortgage loan underwriter. Once the loan conditions are satisfied, the mortgage underwriter will issue will issue a clear to close.
How to Get The Best Mortgage Rates
This guide covers how to get the best mortgage rates on a home loan. How to get the best mortgage…
Buying Home With Real Estate Purchase Land Contracts
This guide covers buying home with real estate purchase land contracts or seller financing. Real estate purchase land contracts is…
Buying Second Primary Home and Renting My First House
This guide covers buying a second home and renting the exiting home. Many hard-working folks plan on retiring and moving…
What Are The Top Home Buyer Concerns Purchasing First Home
This guide covers home buyer concerns buying their first-home. A home purchase is most people’s single largest investment in their…
Third-Party Search By Mortgage Lenders
This guide covers about the third-party search by mortgage lenders during the underwriting process. Mortgage lenders will pull three credit…
Why Do Lenders Need Credit Reports and Scores
In this blog, we will cover why lenders need credit reports and credit scores to get borrowers a mortgage loan…
Mortgage After Bankruptcy and Foreclosure | Manual Underwriting | Qualifying & Getting Pre-approved | Videos
Bankruptcy Dismissal Versus Discharge Mortgage Guidelines
In this blog, we will cover and discuss the difference when qualifying for a mortgage after bankruptcy dismissal versus bankruptcy…
How Solid Is Your Pre-Approval For Home Purchase Mortgage
This guide covers how solid is your pre-approval for a home purchase mortgage. A mortgage pre-approval letter means that a…
Mortgage Refinance Costs Can Be Paid With Lender Credit
Lenders can cover borrowers’ mortgage refinance costs with a lender, credit in lieu of a higher mortgage rate to the…
Interest Rate Buydowns With Seller Concessions on Purchase
This guide covers interest rate buydowns with seller concessions on purchases. Interest Rate Buydowns are when borrowers pay DISCOUNT POINTSto…
Advice Selling Home Fast By Real Estate Professionals
This guide covers tips and advice selling home fast by real estate professionals. Many homebuyers have an existing home and…
Chapter 13 Versus Chapter 7 Bankruptcy Mortgage Guidelines
In this blog, we will cover and discuss the mortgage guidelines Chapter 13 versus Chapter 7 Bankruptcy. Homebuyers qualifying for…
FHA Bankruptcy Waiting Periods After Chapters 7 And 13
This article is about FHA Bankruptcy waiting periods after Chapters 7 and 13. FHA Bankruptcy wqiting period requirements were release…
How Underwriters View Overdrafts in Bank Statements
Most mortgage lenders typically disapprove of overdrafts in bank statements. The presence of overdrafts in bank statements is viewed negatively…
How Credit Card Balance Affect Debt-To-Income Ratio
This guide covers how credit card balance affect debt-to-income ratio for mortgage borrowers. We will discuss the negative impact how…
What Do Lenders Look in Bank Statements in Mortgage Process
This guide covers what do lenders look in bank statements during the mortgage process. Every mortgage lenders require borrowers to…
How To Write Letter of Explanations To Mortgage Underwriters
In this blog, we will cover how to write a letter of explanation to mortgage underwriters. Borrowers planning on applying…
Manual Underwriting Versus Automated Approval
This guide covers manual underwriting versus automated approval. There are two types of Automated Underwriting Systems (AUS): Fannie Mae’s Automated…
