Mortgage Escrows Guidelines on Purchase and Refinance
This article covers mortgage escrows guidelines on purchase and refinance home loans. Homeowners are not just responsible for their principal…
How Long is a Pre-Approval Valid When Shopping For a Home
This guide cover how long is a pre-approval valid when shopping for a home. A pre-approval letter is a ticket…
How Credit Scores Affect Conventional Loans
This guide covers how credit scores affect conventional loans. Two of the most popular mortgage loan programs today are FHA…
How To Cancel PMI on Conventional Loans For Homeowners
This guide covers how to cancel PMI on conventional loans for homeowners. Mortgage insurance is required on FHA, USDA, and…
The Importance of Debt-To-Income Ratio in Mortgages
This guide covers the importance of debt-to-income ratio in mortgages. Borrowers need to keep in mind the importance of debt-to-income…
Written Payment Agreements With Creditors
This guide covers setting up written payment agreements with creditors and collection agencies so you can qualify and get pre-approved…
VA Loans During Chapter 7 Versus 13 Bankruptcy
In this blog, we will cover and discuss the agency mortgage guidelines from the U.S. Department of Veterans Affairs for…
How To Qualify For Veteran Administration Loans
This guide covers how to qualify for veteran administration loans with bad credit. Veteran Administration loans, also referred to as…
Automated Underwriting System | Credit Disputes | Credit Scores | Mortgage Processing And Underwriting | Videos
How Credit Repair Can Affect The Mortgage Process
This guide covers how credit repair can affect the mortgage process and cause a mortgage loan denial. There are several…
Home Mortgage After Forbearance Agency Guidelines
This guide covers qualifying for a home mortgage after forbearance. Borrowers can qualify for a home mortgage after forbearance. The…
First Payment After Closing For Mortgage Loan Borrowers
This guide covers the first payment after closing for mortgage loan borrowers. One of the most common questions new homebuyers…
Mortgage Rates and Terms versus Credit Scores and LTV
This guide covers mortgage rates and terms compared to credit scores and loan-to-value. Homebuyers planning on buying a home should…
Home Loan With No Credit Tradelines Mortgage Guidelines
This guide covers qualifying for a home loan with no credit tradelines mortgage guidelines. The team at Gustan Cho Associates…
DTI Overlays Required By Lenders on Home Loans
This guide covers the DTI overlays lenders require on government and conventional loans. DTI overlays are imposed on home mortgage…
Mortgage Approval With Bad Credit and Late Payments
This guide covers mortgage approval with bad credit and late payments. Many consumers have had a period in their lives….
Credit Scores Required For FHA and VA Loans
This guide covers the credit scores required for FHA and VA loans. Many borrowers are confused about the credit scores…
Verified Funds For Home Closing Prior To Clear-To-Close
This guide covers verified funds for home closing before clear-to-close. Failure to provide verified funds for home closing before clear-to-close…
Recovery of Housing Market and Mortgage Guidelines
This guide covers the recovery of housing market and updates new mortgage guidelines and loan programs. Many of us remember…
Best Time To Purchase a Home For First-Time Homebuyers
This guide covers the best time to purchase a home for first-time homebuyers. Many homebuyers ask when is the best…
Calculating Monthly Mortgage Payment on Home Purchase
This guide covers calculating monthly mortgage payment on a home purchase. Many first-time homebuyers think they need a lot of…
Home Loan Programs after Bankruptcy and Foreclosure
This guide covers home loan programs after bankruptcy and foreclosure. There are various home loan programs after bankruptcy and foreclosure….
Do All Lenders Have the Same Guidelines on VA Loans
This guide covers the frequently asked question: do all lenders have the same guidelines on VA loans? One of the…
