How to Get The Best Mortgage Rates
This guide covers how to get the best mortgage rates on a home loan. How to get the best mortgage…
Buying Home With Real Estate Purchase Land Contracts
This guide covers buying home with real estate purchase land contracts or seller financing. Real estate purchase land contracts is…
Buying Second Primary Home and Renting My First House
This guide covers buying a second home and renting the exiting home. Many hard-working folks plan on retiring and moving…
What Are The Top Home Buyer Concerns Purchasing First Home
This guide covers home buyer concerns buying their first-home. A home purchase is most people’s single largest investment in their…
Third-Party Search By Mortgage Lenders
This guide covers about the third-party search by mortgage lenders during the underwriting process. Mortgage lenders will pull three credit…
Why Do Lenders Need Credit Reports and Scores
In this blog, we will cover why lenders need credit reports and credit scores to get borrowers a mortgage loan…
Mortgage After Bankruptcy and Foreclosure | Manual Underwriting | Qualifying & Getting Pre-approved | Videos
Bankruptcy Dismissal Versus Discharge Mortgage Guidelines
In this blog, we will cover and discuss the difference when qualifying for a mortgage after bankruptcy dismissal versus bankruptcy…
How Solid Is Your Pre-Approval For Home Purchase Mortgage
This guide covers how solid is your pre-approval for a home purchase mortgage. A mortgage pre-approval letter means that a…
Mortgage Refinance Costs Can Be Paid With Lender Credit
Lenders can cover borrowers’ mortgage refinance costs with a lender, credit in lieu of a higher mortgage rate to the…
Interest Rate Buydowns With Seller Concessions on Purchase
This guide covers interest rate buydowns with seller concessions on purchases. Interest Rate Buydowns are when borrowers pay DISCOUNT POINTSto…
Advice Selling Home Fast By Real Estate Professionals
This guide covers tips and advice selling home fast by real estate professionals. Many homebuyers have an existing home and…
Chapter 13 Versus Chapter 7 Bankruptcy Mortgage Guidelines
In this blog, we will cover and discuss the mortgage guidelines Chapter 13 versus Chapter 7 Bankruptcy. Homebuyers qualifying for…
FHA Bankruptcy Waiting Periods After Chapters 7 And 13
This article is about FHA Bankruptcy waiting periods after Chapters 7 and 13. FHA Bankruptcy wqiting period requirements were release…
How Underwriters View Overdrafts in Bank Statements
Most mortgage lenders typically disapprove of overdrafts in bank statements. The presence of overdrafts in bank statements is viewed negatively…
How Credit Card Balance Affect Debt-To-Income Ratio
This guide covers how credit card balance affect debt-to-income ratio for mortgage borrowers. We will discuss the negative impact how…
What Do Lenders Look in Bank Statements in Mortgage Process
This guide covers what do lenders look in bank statements during the mortgage process. Every mortgage lenders require borrowers to…
How To Write Letter of Explanations To Mortgage Underwriters
In this blog, we will cover how to write a letter of explanation to mortgage underwriters. Borrowers planning on…
Manual Underwriting Versus Automated Approval
This guide covers manual underwriting versus automated approval. There are two types of Automated Underwriting Systems (AUS): Fannie Mae’s Automated…
Mortgage Process Leading To Closing For Borrowers
This guide covers the mortgage process leading to closing for borrowers. The home buying and mortgage process leading to closing…
Fannie Mae Waiting Period After Deed-in-Lieu and Short Sale
This guide covers Fannie Mae waiting period after deed-in-lieu and short sale on conventional loans. Freddie Mac and Fannie Mae…
Mortgage Approval With 580 FICO Credit Score
This guide covers mortgage approval with 580 FICO credit score. The Federal Housing Administration, a subsidiary of the United States…
Freddie Mac Foreclosure Guidelines on Conventional Loans
This article covers Freddie Mac foreclosure guidelines on Conventional loans. Fannie Mae and Freddie Mac is the nations largest buyers…
