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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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Author: Alex Carlucci

Home / Alex Carlucci - Page 10
FHA Loans Versus Non-QM Loans for Bad Credit Borrowers
FHA Loans | Mortgage Lender Overlays

FHA Loans Versus Non-QM Loans for Bad Credit Borrowers

ByAlex Carlucci Posted onApril 24, 2022October 8, 2024

We will be comparing FHA loans versus non-QM loans for homebuyers with credit/income issues and have you fully understand the…

Continue Reading FHA Loans Versus Non-QM Loans for Bad Credit BorrowersContinue

New Jersey Housing Market
Real Estate Topic

New Jersey Housing Market Stronger Than Expected For 2022

ByAlex Carlucci Posted onApril 24, 2022October 8, 2024

In this blog, we will cover and discuss the New Jersey Housing Market. New Jersey has the highest property tax…

Continue Reading New Jersey Housing Market Stronger Than Expected For 2022Continue

Rising Mortgage Rates In Hot Housing Market
Mortgage Rates

Rising Mortgage Rates In Hot Housing Market For Homebuyers

ByAlex Carlucci Posted onApril 19, 2022October 9, 2024

In this article, we will discuss and cover the rising mortgage rates in hot housing market for homebuyers with skyrocketing…

Continue Reading Rising Mortgage Rates In Hot Housing Market For HomebuyersContinue

USDA Loans After Chapter 7 Bankruptcy
USDA Loans

USDA Loans After Chapter 7 Bankruptcy Mortgage Guidelines

ByAlex Carlucci Posted onApril 19, 2022April 7, 2025

In this blog, we will cover and discuss USDA loans after Chapter 7 Bankruptcy Mortgage Guidelines for first-time homebuyers. USDA…

Continue Reading USDA Loans After Chapter 7 Bankruptcy Mortgage GuidelinesContinue

Tax Settlement For Borrowers Who Have Tax Liens
Income And Employment

Tax Settlement For Borrowers Who Have Tax Liens

ByAlex Carlucci Posted onApril 9, 2022October 8, 2024

In this blog, we will cover and discuss tax settlement for borrowers who have tax liens. With the advent of…

Continue Reading Tax Settlement For Borrowers Who Have Tax LiensContinue

Buying Home Near Schools
Home Purchase

Buying Home Near Schools For First-Time Homebuyers

ByAlex Carlucci Posted onApril 4, 2022October 8, 2024

In this blog, we will discuss and cover buying home near schools for first-time homebuyers. There are pros and cons…

Continue Reading Buying Home Near Schools For First-Time HomebuyersContinue

How To Avoid Customer Complaints
Home Mortgages

How To Avoid Customer Complaints By Mortgage Borrowers

ByAlex Carlucci Posted onApril 1, 2022October 8, 2024

In this blog, we will cover and discuss how to avoid customer complaints by mortgage borrowers. Mortgage customer complaints have…

Continue Reading How To Avoid Customer Complaints By Mortgage BorrowersContinue

Keyboard Bullies and How It Affects People and Communities
Resources

Keyboard Bullies and How It Affects People and Communities

ByAlex Carlucci Posted onMarch 5, 2022July 22, 2024

In this blog, we will cover and discuss keyboard bullies and how it affects people and communities. Social media can…

Continue Reading Keyboard Bullies and How It Affects People and CommunitiesContinue

FHA Loans With Not Paying Off Collections
Bad Credit Mortgages

FHA Loans With Not Paying Off Collections And Charge Off Accounts

ByAlex Carlucci Posted onMarch 2, 2022October 8, 2024

In this blog, we will discuss and cover qualifying and getting approved on FHA loans with not paying off collections…

Continue Reading FHA Loans With Not Paying Off Collections And Charge Off AccountsContinue

Teamwork At The Gustan Cho Team And Healthy Competition
Career Opportunities/Loan Officer Training

Teamwork at The Gustan Cho Team at Gustan Cho Associates

ByAlex Carlucci Posted onFebruary 19, 2022October 8, 2024

In this blog, we will cover and discuss the teamwork at The Gustan Cho Team at Gustan Cho Associates. All…

Continue Reading Teamwork at The Gustan Cho Team at Gustan Cho AssociatesContinue

Best Place To Work
Career Opportunities/Loan Officer Training

Gustan Cho Associates Named Top Places To Work By Mortgage Posts

ByAlex Carlucci Posted onFebruary 13, 2022October 8, 2024

In this blog, we will discuss and cover how Gustan Cho Associates has been named top places to work by…

Continue Reading Gustan Cho Associates Named Top Places To Work By Mortgage PostsContinue

Fannie Mae Guidelines 2018 On Foreclosures
Videos | Conventional Loans

Fannie Mae Guidelines On Mortgage After Foreclosure

ByAlex Carlucci Posted onFebruary 9, 2022October 8, 2024

In this blog, we will discuss and cover Fannie Mae Guidelines on mortgage after foreclosure on conventional loans. Fannie Mae…

Continue Reading Fannie Mae Guidelines On Mortgage After ForeclosureContinue

Cash-Out Refinance Mortgage Rates
Mortgage Refinance | Videos

Lenders With The Best Cash-Out Refinance Mortgage Rates

ByAlex Carlucci Posted onJanuary 2, 2022October 8, 2024

Cash-out refinance mortgage rates are higher than rate and term refinance rates.  Cash-out mortgage rates are substantially higher for homeowners…

Continue Reading Lenders With The Best Cash-Out Refinance Mortgage RatesContinue

FHA Streamline Refinance Mortgage
Mortgage Refinance

FHA Streamline Refinance Mortgage Florida With Limited Documents

ByAlex Carlucci Posted onDecember 26, 2021January 18, 2024

Florida homeowners with FHA Loans that closed on their home loans prior to January 26, 2015, don’t miss an opportunity…

Continue Reading FHA Streamline Refinance Mortgage Florida With Limited DocumentsContinue

Merry Christmas From Gustan Cho Associates Mortgage
Bad Credit Mortgages

Merry Christmas From Gustan Cho Associates Mortgage

ByAlex Carlucci Posted onDecember 24, 2021October 8, 2024

Gustan Cho Associates like to thank and wish all of our clients, viewers, and partners a very Merry Christmas from…

Continue Reading Merry Christmas From Gustan Cho Associates MortgageContinue

Credit Requirements Needed To Get Approved For A Mortgage
Home Mortgages

Credit Requirements Needed To Get Approved For A Mortgage

ByAlex Carlucci Posted onDecember 16, 2021April 7, 2025

One of the most frequently asked by first-time homebuyers is what are the credit requirements needed to get approved for…

Continue Reading Credit Requirements Needed To Get Approved For A MortgageContinue

Washington VA Loan Requirements
VA Loans

Washington VA Loan Requirements With No Overlays On VA Loans

ByAlex Carlucci Posted onDecember 16, 2021July 22, 2024

Eligible active duty and retired veterans meeting the minimum Washington VA loan requirements can qualify for VA loans with no…

Continue Reading Washington VA Loan Requirements With No Overlays On VA LoansContinue

My Experience With The Gustan Cho Team
Mortgage Lender Overlays

My Experience with The Gustan Cho Team at Gustan Cho Associates

ByAlex Carlucci Posted onDecember 15, 2021October 8, 2024

This article is about a borrower’s testimonial on My Experience with The Gustan Cho Team at Gustan Cho Associates. We…

Continue Reading My Experience with The Gustan Cho Team at Gustan Cho AssociatesContinue

Florida FHA Loan
FHA Loans

Florida FHA Loan Requirements: How To Get Approved With Bad Credit

ByAlex Carlucci Posted onDecember 11, 2021October 9, 2024

In this blog, we will cover and explain the Florida FHA loan requirements in detail and advise homebuyers on how…

Continue Reading Florida FHA Loan Requirements: How To Get Approved With Bad CreditContinue

The Coronavirus Mortgage Meltdown
Headline News Archives

The Coronavirus Mortgage Meltdown And How MBS Process Works

ByAlex Carlucci Posted onOctober 23, 2021October 9, 2024

BREAKING NEWS: The Coronavirus Mortgage Meltdown And How MBS Process Works. The Coronavirus Mortgage Meltdown is impacting the real estate…

Continue Reading The Coronavirus Mortgage Meltdown And How MBS Process WorksContinue

The Real Truth About Unemployment
Income And Employment

The Real Truth About Unemployment And Qualifying For Mortgage

ByAlex Carlucci Posted onOctober 4, 2021October 8, 2024

This Article Is AboutThe Real Truth About Unemployment And Qualifying For Mortgage Here’s something that most Americans including the smartest…

Continue Reading The Real Truth About Unemployment And Qualifying For MortgageContinue

Finding A Place To Rent
Real Estate Topic

Top Tips On Finding A Great Place To Rent In The U.S.

ByAlex Carlucci Posted onSeptember 20, 2021July 22, 2024

This Article Is About The Top Tips On Finding A Great Place To Rent In The U.S. Renting has become…

Continue Reading Top Tips On Finding A Great Place To Rent In The U.S.Continue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

DTI Calculators

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  • How To Un-Freeze a Credit File?
Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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