Home Purchase Versus Renting Home
This guide covers home purchase versus renting for homebuyers. There are many added benefits to a home purchase versus renting…
Pros and Cons of Buying Versus Renting in California
This article analyzes the advantages and disadvantages of buying versus renting in California. The state has some of the highest real…
Buying House With New Job and Employment Gaps
In guide covers buying house with new job and gaps in employment. Many homebuyers are concerned about qualifying for a…
How Mortgage Underwriters Consider Verified Assets For Home Loan
When applying for a mortgage loan, homebuyers must present verified assets for home loan to the lender. Verified assets include…
Mortgage With Late Payments After Bankruptcy And Foreclosure
Home loans are still available to borrowers with collections, charged-off accounts, or late payments. Lenders are generally willing to approve…
Home Mortgages | Credit Scores | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Qualifying Credit Score For Mortgage Used By Lenders
In this blog, we’ll explain the qualifying credit score that lenders use for mortgages. Mortgage underwriters determine this score by…
The Main Reasons For Foreclosures
This guide covers the reasons for foreclosures. The ability to repay is the most important factor lenders consider when approving…
Qualifying For Mortgage With Collection Accounts Guidelines
In this blog, we will cover and discuss qualifying for mortgage with collection accounts guidelines. Homebuyers can qualify for a…
Home Loan Without Spouse Mortgage Guidelines
This guide covers qualifying for a home loan without spouse mortgage guidelines. There are many reasons why home buyers want…
Unexpected Home Buyers Expenses Payment Shock
This guide covers unexpected home buyers expenses payment shock for borrowers. The American Dream is still owning your own home….
How To Avoid Mortgage Denied By a Bank
Choosing the right lender with no lender overlays is the key on how to avoid mortgage denial
Rapid Rescore During Mortgage Process And How It Works
In this blog post, we will discuss the concept and procedure of rapid rescore during mortgage process. Consumer credit profiles are…
Manual Downgrade From AUS Approval on FHA Loans
In this blog, we will discuss and cover the manual downgrade from AUS approval on FHA loans. Manual Downgrade From…
Why Underwriters Issue Denials
This guide covers why underwriters issue denials on mortgage loans. The mortgage process should not be a stressful process and…
Adding Non-Occupied Co-Borrower With High DTI
This Article Is About Non-Occupied Co-Borrower Can Be Added To Borrower With High DTI A large percentage of mortgage borrowers…
Buying an Investment Property Using a Conventional Loan
This guide covers buying an investment property using a conventional loan. Buying an investment property using a conventional loan with…
Home Inspection Before Starting The Mortgage Process
This guide covers home inspection before proceeding with the mortgage process. A home inspection is an inspection of a home…
VA AUS Approval With Low Credit Scores and High DTI
In this article, we will discuss VA AUS approval versus manual underwriting on VA loans. VA loans are the best…
Earnest Money on Home Purchase Transaction
This guide covers what is earnest money on home purchase. Earnest money is a deposit a homebuyer submits with the…
HUD Waiting Period Guidelines After Chapter 13 on FHA Loans
In this blog, we will discuss and cover HUD waiting period guidelines after Chapter 13 on FHA loans. Why is…
Do All Lenders Have The Same Guidelines on Mortgage Loans
In this article, we will be covering the topic on are all mortgage lenders the same. Choosing the right mortgage…
Working With A Loan Officer During The Mortgage Loan Process
In this blog, we’ll explore the process of working with a loan officer during your mortgage application. Choosing a loan…
