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income and employment

Home / income and employment - Page 2
Indiana Police Hiring Fired Chicago Cops
Headline News Archives

Indiana Police Hiring Fired Chicago Cops Due to Vaccine

ByAlex Carlucci Posted onMarch 22, 2024August 14, 2024

This guide covers Indiana police hiring fired Chicago cops. This breaking news was updated on March 23rd, 2024. Breaking News:…

Continue Reading Indiana Police Hiring Fired Chicago Cops Due to VaccineContinue

Temporary Unemployment Mortgage Guidelines
Income And Employment | Qualifying & Getting Pre-approved | Videos

Temporary Unemployment Mortgage Guidelines

ByGustan Cho Posted onMarch 21, 2024August 14, 2024

This guide coverss temporary unemployment mortgage guidelines on home purchases. The coronavirus pandemic that hit the United States sent millions…

Continue Reading Temporary Unemployment Mortgage GuidelinesContinue

How Do Mortgage Underwriters Calculate Income of Borrowers
Mortgage Processing And Underwriting | Income And Employment | NON-QM Loans | Videos

How Do Mortgage Underwriters Calculate Income of Borrowers

ByGustan Cho Posted onMarch 20, 2024October 8, 2024

This guide covers how do mortgage underwriters calculate income of borrowers. Income is the most important aspect of qualifying for…

Continue Reading How Do Mortgage Underwriters Calculate Income of BorrowersContinue

Remote Wage-Earner Mortgage Guidelines
Income And Employment | High Debt To Income Ratio | Videos

Remote Wage-Earner Mortgage Guidelines on Home Loans

ByGustan Cho Posted onMarch 15, 2024January 31, 2025

This guide covers remote wage-earner mortgage guidelines on home loans. Remote Wage-Earner Mortgage Guidelines On Home Loans allow borrowers who…

Continue Reading Remote Wage-Earner Mortgage Guidelines on Home LoansContinue

FHA Work History Guidelines
Income And Employment | FHA Loans | Gaps In Employment | Videos

FHA Work History Guidelines on Non-Traditional Jobs and Gaps

ByAnngelli Abenes Posted onMarch 8, 2024February 25, 2025

FHA Work History Guidelines: Can You Qualify with Gaps in Employment? If you’ve been dreaming of owning a home but…

Continue Reading FHA Work History Guidelines on Non-Traditional Jobs and GapsContinue

Continuation of Income Guidelines
Income And Employment | Videos

Continuation of Income Guidelines of Mortgage Lenders

ByGustan Cho Posted onMarch 2, 2024March 4, 2024

This guide covers continuation of income guidelines of mortgage lenders. The ability to repay is one of the most important…

Continue Reading Continuation of Income Guidelines of Mortgage LendersContinue

Qualifying Income
Income And Employment | Videos

What is Considered Qualifying Income For Mortgage Loans

ByGustan Cho Posted onMarch 2, 2024March 2, 2024

This guide covers the types of income that mortgage lenders consider qualifying income can use for mortgage loans. Not all…

Continue Reading What is Considered Qualifying Income For Mortgage LoansContinue

How to Buy a House With Bad Credit
Bad Credit Mortgages | Income And Employment | Qualifying & Getting Pre-approved | Re-Establishing Credit | Videos

How To Buy a House With Bad Credit

ByAlex Carlucci Posted onMarch 1, 2024March 4, 2024

This guide covers how to buy a house with bad credit.  Many folks assume you cannot get a mortgage loan…

Continue Reading How To Buy a House With Bad CreditContinue

Employer Distance Requirements
Income And Employment | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos

Employer Distance Requirements on Primary Home Mortgages

ByApril Ramirez Posted onFebruary 28, 2024April 7, 2025

In this blog, we will cover employer distance requirements on primary home mortgages. Employer Distance Requirements On Primary Home Mortgages…

Continue Reading Employer Distance Requirements on Primary Home MortgagesContinue

How Underwriters Qualify Income
Income And Employment | Mortgage Processing And Underwriting | Videos

How Underwriters Qualify Income To Approve Mortgage Loans

ByGustan Cho Posted onFebruary 27, 2024January 24, 2025

This guide covers how underwriters qualify income to approve mortgage loans. Many mortgage loan applicants do not have the role…

Continue Reading How Underwriters Qualify Income To Approve Mortgage LoansContinue

Mortgage Qualifying With Part-Time Income
Income And Employment

Mortgage Qualifying With Part-Time Income and Other Income

ByApril Ramirez Posted onFebruary 26, 2024February 25, 2025

In this blog post, we’ll delve into Mortgage Qualifying With Part-Time Income and Other Income and explore lending guidelines regarding…

Continue Reading Mortgage Qualifying With Part-Time Income and Other IncomeContinue

Job Relocation Mortgage Guidelines
Income And Employment | Qualifying & Getting Pre-approved | Videos

Out-of State Job Relocation Mortgage Guidelines

ByApril Ramirez Posted onFebruary 23, 2024April 7, 2025

This manual provides information on Job Relocation Mortgage Guidelines for individuals purchasing homes in a different state. According to these…

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Using Realtor Commission
Home Purchase | Real Estate Topic | Videos

Using Realtor Commission For Home Purchase Down Payment

ByAnngelli Abenes Posted onFebruary 12, 2024August 5, 2024

This guide covers using realtor commission for home purchase down payment. This article delves into using realtor commission for a…

Continue Reading Using Realtor Commission For Home Purchase Down PaymentContinue

Mortgage With New Job
Gaps In Employment | Income And Employment | Videos

Mortgage With New Job Lending Requirements and Guidelines

ByGustan Cho Posted onFebruary 8, 2024August 5, 2024

This article delves into the lending prerequisites and regulations concerning mortgage with new job. It addresses the misconception that one…

Continue Reading Mortgage With New Job Lending Requirements and GuidelinesContinue

Employment Gaps
Income And Employment | Videos

Employment Gaps Lending Guidelines For Mortgage Approval

ByGustan Cho Posted onFebruary 7, 2024January 24, 2025

This blog addresses the eligibility criteria for obtaining a mortgage and securing approval despite having experienced employment gaps within the…

Continue Reading Employment Gaps Lending Guidelines For Mortgage ApprovalContinue

Mortgage For College Graduates
NON-QM Loans | Student Loans

Mortgage For College Graduates Lending Guidelines

ByGustan Cho Posted onFebruary 6, 2024August 5, 2024

This article delves into Mortgage For College Graduates Lending Guidelines, shedding light on established norms and recent changes that may…

Continue Reading Mortgage For College Graduates Lending GuidelinesContinue

FHA W-2 Income Only Mortgage With No Income Tax Returns
FHA Loans | Home Mortgages | Income And Employment | Videos

FHA W-2 Income Only Mortgage With No Income Tax Returns

ByGustan Cho Posted onFebruary 5, 2024August 5, 2024

The FHA W-2 Income Only Mortgage Lending Guidelines provide a pathway for borrowers to qualify for an FHA loan based…

Continue Reading FHA W-2 Income Only Mortgage With No Income Tax ReturnsContinue

Two-Year Work History Mortgage Guidelines
Income And Employment

Two-Year Work History Mortgage Guidelines | Employment Gaps

ByAlex Carlucci Posted onFebruary 5, 2024February 27, 2025

This blog post delves into the crucial aspects of the Two-Year Work History Mortgage Guidelines. It explores the significance of…

Continue Reading Two-Year Work History Mortgage Guidelines | Employment GapsContinue

Mortgage After Unemployment
Gaps In Employment | Income And Employment | Videos

Mortgage After Unemployment With Job Gaps

ByGustan Cho Posted onFebruary 2, 2024April 7, 2025

This article will discuss and cover qualifying for a mortgage after unemployment. Homebuyers do not need a two-year employment history…

Continue Reading Mortgage After Unemployment With Job GapsContinue

FHA Loans After Unemployment
Gaps In Employment | FHA Loans | Income And Employment | Videos

FHA Loans After Unemployment Mortgage Guidelines

ByGustan Cho Posted onJanuary 30, 2024February 19, 2025

This blog examines the eligibility requirements for FHA loans after unemployment or employment gaps. Prospective FHA loan applicants now have…

Continue Reading FHA Loans After Unemployment Mortgage GuidelinesContinue

Commission-Income Mortgage Guidelines
Income And Employment | Videos

Commission-Income Mortgage Guidelines

ByLaurie Cho Posted onJanuary 29, 2024November 4, 2024

Mortgage lenders must adhere to the Ability to Repay (ATR) rule when underwriting. That means they must make sure that borrowers can afford the loan before they approve it.

Continue Reading Commission-Income Mortgage GuidelinesContinue

Job Loss After Mortgage Closing
Gaps In Employment

What Happens If Homeowners Have Job Loss After Mortgage Closing

ByGustan Cho Posted onJanuary 29, 2024February 22, 2024

This article delves into the implications and potential challenges homeowners may face in the unfortunate event of a job loss…

Continue Reading What Happens If Homeowners Have Job Loss After Mortgage ClosingContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Hard Money Lenders
    Simple Truth: What Are Hard Money Lenders and How They HelpMay 5, 2025
  • Wholesale Mortgage Lenders for Non-Prime Loans
    Best Wholesale Mortgage Lenders For Non-Prime LoansMay 5, 2025
  • Qualifying for Mortgage with Irregular Income
    Qualifying For Mortgage With Irregular IncomeApril 30, 2025
  • Home Loan with Tax Lien
    Home Loan With Tax Lien And Judgment Mortgage GuidelinesApril 29, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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