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ByGustan Cho, NMLS 873293
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Mortgage For College Graduates Lending Guidelines: How New Graduates Can Qualify This guide delves into mortgage for college graduates lending…
ByDale Elenteny, NMLS: 904444
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Can you buy a primary home far from your employer if your job is remote? Yes, you can buy a…
ByGustan Cho, NMLS 873293
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Temporary unemployment mortgage guidelines help homebuyers understand how a job loss, layoff, furlough, or employment gap can affect mortgage approval….
ByGustan Cho, NMLS 873293
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Lending Guidelines on Employment Gaps for Mortgage Approval This blog addresses the eligibility criteria for obtaining a mortgage and securing…
ByGustan Cho, NMLS 873293
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Part-Time Income To Full-Time Income Mortgage Guidelines There are strict rules regarding the part-time income to full-time income mortgage guidelines….
ByGustan Cho, NMLS 873293
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If you want to rent a room in your home, there are several important things to consider before you bring…
ByGustan Cho, NMLS 873293
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Mortgage Guidelines After Unemployment For FHA, VA, USDA, And Conventional Loans Losing your job can feel like pausing your dream…
ByGustan Cho, NMLS 873293
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This blog will cover and discuss how to calculate income for mortgage with multiple jobs. Homebuyers can qualify for a…
ByGustan Cho, NMLS 873293
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A recent increase in income can help you qualify for a mortgage, but only if the lender can show that…
ByGustan Cho, NMLS 873293
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In this blog, we will cover and discuss on ways on how can you get a mortgage after retirement. Seniors…
ByGustan Cho, NMLS 873293
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This guide covers negative income with co-borrowers mortgage guidelines. HUD, the parent of FHA, allows non-occupant co-borrowers to be added…
ByGustan Cho, NMLS 873293
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This guide covers VA employment history guidelines on VA loans. VA loans is the best loan program in the U.S….
ByGustan Cho, NMLS 873293
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This guide covers how do mortgage lenders view periods of unemployment. Qualified income is extremely important when qualifying for a…
ByGustan Cho, NMLS 873293
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This blog examines the eligibility requirements for FHA loans after unemployment or employment gaps. Prospective FHA loan applicants now have…
ByMike Gracz, NMLS: 1160212
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Mortgage Guidelines After High School: How to Qualify for a Home Loan Buying a home is a big dream for…
ByDale Elenteny, NMLS: 904444
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Social Security Income for Mortgage: How to Use It to Buy a Home If you’re living on Social Security income…
ByGustan Cho, NMLS 873293
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Qualifying for Mortgage With Irregular Income: 2025 Guide for Homebuyers Are you worried that your irregular income might stop you…
ByGustan Cho, NMLS 873293
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1099-Income Versus W-2 Income: How It Affects Your Mortgage Approval When applying for a mortgage, the type of income you…
ByGustan Cho, NMLS 873293
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A two-year employment history does not necessarily mean two consecutive years at the same job. You can have gaps in employment and/or multiple jobs in the most recent two years and still qualify for mortgage approval. In some cases, you can qualify for a mortgage with 12 months employment history.
ByGustan Cho, NMLS 873293
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Gustan Cho Associates has mortgage with no income documentation, no tax returns, and low credit scores. Many folks who have…
ByGustan Cho, NMLS 873293
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How Unreimbursed Business Expenses Affect Your Ability to Get a Mortgage in 2024 If you plan to buy a home…
ByAlex Carlucci, NMLS: 229891
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Employment Offer Letter Mortgage Programs and Guidelines for 2024 Are you a recent graduate or someone starting a new job…
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