Freddie Mac Foreclosure Guidelines: Qualifying for a New Mortgage
Freddie Mac foreclosure guidelines depend on how your new loan is underwritten. For manual underwriting, the standard foreclosure recovery period…
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Fannie Mae Guidelines on Timeshare Foreclosure and Mortgage Approval
Fannie Mae guidelines on timeshare foreclosure do not require borrowers to complete the standard foreclosure waiting period that applies to…
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Fannie Mae Rental Income Guidelines: 2026 Rules & 75% Calculation
Fannie Mae Rental Income Guidelines: 2026 Rules for Investment Properties and Multi-Unit Homes Fannie Mae rental income guidelines determine when…
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Conventional Loans | FHA Loans | Investment Homes | NON-QM Loans | Qualifying & Getting Pre-approved | Real Estate Topic | Selling Your Home | Videos
Buying a New Primary Residence While Renting Out Your Current Home
Buying a Second Primary Home While Renting Your Current Home You can buy a new primary residence and keep your…
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Mortgage After Bankruptcy and Foreclosure | Conventional Loans | Manual Underwriting | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Re-Establishing Credit
Conventional Loan After Chapter 13 Bankruptcy: Waiting Periods and Guidelines
Timing for Conventional Loans After Chapter 13 Bankruptcy A conventional loan may be obtained after a Chapter 13 bankruptcy; however,…
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3 Percent Down Payment Conventional Loan Requirements
What Are The 3% Down Payment Conventional Loan Requirements And Guidelines? Fannie Mae and Freddie Mac allow a 3% down payment on conventional loans for first-time homebuyers. A first-time homebuyer is a buyer who had no ownership of a home in the past three years.
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High-Balance Conforming Loans and Guidelines
High-balance conforming loans finance amounts above the national conforming baseline but within the higher FHFA limit for an eligible high-cost…
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Modular Homes: Mortgage Options and Borrower Qualifications
This guide covers modular homes. We will answer the question of can you get a mortgage on modular homes? Yes,…
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FHA versus Conventional Mortgage Rates
This guide covers FHA versus conventional mortgage rates on purchase and refinance transactions. One of the most common questions the…
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Fannie Mae and HUD Guidelines on Conforming vs FHA Loans
FHA and conventional loans work best for different borrower profiles. FHA loans are often better for borrowers with lower credit…
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UPDATED 2-to-4 Unit Fannie Mae Multi-Family Mortgage
Changes to 2-to-4 Unit Fannie Mae Multi-Family Mortgage Guidelines This manual addresses the modifications in down payment and self-sufficiency for…
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Bad Credit Home Loans in Indiana: Options and Requirements
Bad credit doesn’t automatically disqualify you from a home loan in Indiana. Options for bad credit home loans in Indiana,…
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Home Mortgages | Conventional Loans | Credit Scores | FHA Loans | Mortgage Processing And Underwriting | Qualifying & Getting Pre-approved | Videos
Credit Score Needed for Mortgage on Home Loans
Credit Score Required for Mortgage on Home Loans This guide covers the credit score needed for mortgage on home loans….
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Impact of FHA Guidelines on DTI and Student Loans
Struggling with student loan debt can often feel like attempting to run a marathon with a heavy backpack, particularly when…
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Mortgage Lender Overlays | Automated Underwriting System | Home Mortgages | Manual Underwriting | Mortgage Processing And Underwriting | Videos
Overlays in Underwriting by Mortgage Lenders
This blog is about overlays in underwriting on government and conventional loans. The mortgage industry went through a major overhaul…
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FHA Loans | Manual Underwriting | Mortgage After Bankruptcy and Foreclosure | NON-QM Loans | USDA Loans | VA Loans | Videos
Mortgage After Bankruptcy and Foreclosure
This guide covers mortgage after bankruptcy and foreclosure. If you’ve been through bankruptcy or foreclosure, you might feel like owning…
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Freddie Mac Mortgage Guidelines on Conventional Loans
Many borrowers think a conventional loan denial means they do not qualify for a mortgage. That is not always true….
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Conventional Loan With Non-Occupant Co-Borrower
This blog will cover Fannie Mae and Freddie Mac guidelines on qualifying for a conventional loan with non-occupant co-borrower. Non-Occupant…
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Second Home Loans: Easy Guide to Get Started Today
In this guide, we will cover everything you need to know about second home loans. Are you thinking of buying…
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Conventional Loan Collection Accounts Guidelines
Conventional Loan Collection Accounts Guidelines: What Borrowers Need To Know If you have collection accounts on your credit report and…
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Comparison of 97 LTV Conventional Versus FHA Loans
97 LTV conventional versus FHA loans? Start by thinking about your credit number – how it shapes each option differently….
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How Credit Scores Affect Conventional Loans
This guide covers how credit scores affect conventional loans. Two of the most popular mortgage loan programs today are FHA…
