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The Housing Shortage
Headline News Archives | Real Estate | Real Estate Topic | Videos

The Housing Shortage Facing The Midwest

ByMargarett Jurilla Posted onJuly 3, 2024June 5, 2025

This guide covers the housing shortage facing the Midwest. The housing shortage in the Midwest has impacted and affected homebuyers…

Continue Reading The Housing Shortage Facing The MidwestContinue

Colorado Mortgage Loan Limits
Home Mortgages | FHA Loans | Real Estate Topic

Colorado Mortgage Loan Limits on FHA and Conforming Loans

ByMike Gracz Posted onJune 10, 2024June 10, 2025

This blog will explore and discuss the Colorado mortgage loan limits for FHA and Conventional Loans. Similar to trends nationwide,…

Continue Reading Colorado Mortgage Loan Limits on FHA and Conforming LoansContinue

Cannot Afford Property Taxes
Real Estate Topic

What To Do If Homeowners Cannot Afford Property Taxes

ByGustan Cho Posted onJune 10, 2024June 10, 2025

What To Do If Homeowners Cannot Afford Property Taxes: Every homeowner has to pay property taxes. Homeowners who own home…

Continue Reading What To Do If Homeowners Cannot Afford Property TaxesContinue

Selling a House With a Realtor
Home Purchase | Home Sellers | Real Estate Topic | Selling Your Home

Steps To Selling a House With a Realtor Fast For Top Dollar

ByAlex Carlucci Posted onJune 5, 2024June 10, 2025

In this article, we will cover and discuss the steps to selling a house with a realtor fast for top…

Continue Reading Steps To Selling a House With a Realtor Fast For Top DollarContinue

Tennessee Home Prices Continue
Real Estate Topic

Tennessee Home Prices Continue To Rise Due To Low Mortgage Rates

ByMike Gracz Posted onJune 4, 2024June 11, 2025

Tennessee Home Prices Continue to Rise in 2024 Tennessee boasts a healthy state government with a surplus, which is excellent…

Continue Reading Tennessee Home Prices Continue To Rise Due To Low Mortgage RatesContinue

Buying a Home in Another State
First Time Home Buyers | Home Purchase | Real Estate Topic | Videos

Mortgage Qualifications for Buying a Home In Another State

ByGustan Cho Posted onJune 4, 2024June 11, 2025

This guide covers how to qualify for a mortgage by buying a home in another state. Buying a home in…

Continue Reading Mortgage Qualifications for Buying a Home In Another StateContinue

Buying a House Near Mom-and-Pop Shops
First Time Home Buyers | Home Purchase | Real Estate Topic | Videos

Buying a House Near Mom-and-Pop Shops Versus Giant Retailers

ByMargarett Jurilla Posted onJune 3, 2024June 11, 2025

This guide covers buying a house near mom-and-pop shops versus big box retail stores. Are you tired of the same…

Continue Reading Buying a House Near Mom-and-Pop Shops Versus Giant RetailersContinue

Realtors Marketing Package For Home Buyers
Home Mortgages | Career Opportunities/Loan Officer Training | First Time Home Buyers | Mortgage Processing And Underwriting | Real Estate Topic | Videos

Realtors Marketing Package For Home Buyers

ByGustan Cho Posted onMay 28, 2024June 11, 2025

This guide covers realtors marketing package for home buyers, real estate agents and referral partners. Home buyers rely on their…

Continue Reading Realtors Marketing Package For Home BuyersContinue

What is Home Staging
Real Estate Topic

What is Home Staging

ByMike Gracz Posted onMay 28, 2024July 3, 2025

In this article, we will cover and discuss what is home staging for home sellers and its benefits. Home staging…

Continue Reading What is Home StagingContinue

FHA Flipping Guidelines
House Flipping | FHA Loans | Fix-and-Flip Mortgage Loans | Real Estate Topic | Videos

FHA Flipping Guidelines For Homebuyers and Investors

ByAlex Carlucci Posted onMay 27, 2024July 8, 2025

HUD, the parent of FHA, has strict rules on financing home buyers who are buying property flips.

Continue Reading FHA Flipping Guidelines For Homebuyers and InvestorsContinue

Making Austin Texas Home
Real Estate Topic | Videos

Making Austin Texas Home

ByLaurie Cho Posted onMay 27, 2024June 12, 2025

Austin, Texas has one of the highest in-migration rates in the nation. The Austin housing market is booming. There is a major shortage of housing in Austin, Texas due to the mass migration to this Texas city.

Continue Reading Making Austin Texas HomeContinue

Appraisal Process Timeline
Appraisal | Mortgage Processing And Underwriting | Real Estate Topic | Videos

Appraisal Process Timeline

ByAlex Carlucci Posted onMay 26, 2024June 12, 2025

This guide covers the home appraisal process timeline during the mortgage process. Gustan Cho Associates will update you on the…

Continue Reading Appraisal Process TimelineContinue

Selling House In Bad Market
Home Sellers | Real Estate Topic | Selling Your Home | Videos

Selling House in Bad Market

ByMargarett Jurilla Posted onMay 26, 2024June 12, 2025

This guide covers selling house in bad market during period of high inflation and skyrocketing mortgage rates. Despite high mortgage…

Continue Reading Selling House in Bad MarketContinue

Buying a Mountain House
Home Purchase | Investment Homes | Real Estate Topic | Second Homes | video

What To Know Before Buying a Mountain House

ByAnngelli Abenes Posted onMay 23, 2024July 29, 2025

This guide covers everything you need to know before buying a mountain house. Discover how to find your dream home…

Continue Reading What To Know Before Buying a Mountain HouseContinue

The Marriage Penalty
Real Estate Topic | Videos

How The Marriage Penalty Works

ByLaurie Cho Posted onMay 21, 2024June 12, 2025

This guide covers how the marriage penalty works. He loves me, he loves me not, he loves me, he loves…

Continue Reading How The Marriage Penalty WorksContinue

Mortgage Protection Plans
Home Purchase | Real Estate Topic | Videos

Mortgage Protection Plans For Homeowners

ByLaurie Cho Posted onMay 20, 2024June 12, 2025

This guide covers mortgage protection plans. The mortgage protection plan sets up a generational wealth plan and estate plan. The…

Continue Reading Mortgage Protection Plans For HomeownersContinue

Homeowner Tax Benefits On Home Purchase Versus Renting
Home Purchase | Qualifying & Getting Pre-approved | Real Estate Topic | Videos

Home Purchase Versus Renting Home

ByGustan Cho Posted onMay 9, 2024June 13, 2025

This guide covers home purchase versus renting for homebuyers. There are many added benefits to a home purchase versus renting…

Continue Reading Home Purchase Versus Renting HomeContinue

Buying Versus Renting in California
First Time Home Buyers | Home Purchase | Real Estate Topic | Videos

Pros and Cons of Buying Versus Renting in California

ByAnngelli Abenes Posted onMay 9, 2024June 13, 2025

This article analyzes the advantages and disadvantages of buying versus renting in California. The state has some of the highest real…

Continue Reading Pros and Cons of Buying Versus Renting in CaliforniaContinue

Unexpected Home Buyers Expenses
Real Estate Topic | Home Improvement/Renovations | Videos

Unexpected Home Buyers Expenses Payment Shock

ByAlex Carlucci Posted onMay 3, 2024June 16, 2025

This guide covers unexpected home buyers expenses payment shock for borrowers. The American Dream is still owning your own home….

Continue Reading Unexpected Home Buyers Expenses Payment ShockContinue

Investment Property Using a Conventional Loan
Investment Homes | Mortgage Rates | Real Estate Topic | Videos

Buying an Investment Property Using a Conventional Loan

ByAlex Carlucci Posted onMay 1, 2024June 16, 2025

This guide covers buying an investment property using a conventional loan. Buying an investment property using a conventional loan with…

Continue Reading Buying an Investment Property Using a Conventional LoanContinue

Housing Demand Strong
Real Estate Topic | Home Purchase | Videos

Housing Demand Strong Despite Highest Mortgage Rates

ByGustan Cho Posted onApril 28, 2024June 20, 2025

This guide covers housing demand strong despite highest mortgage rates and surging inflation numbers. Home sales throughout the United States…

Continue Reading Housing Demand Strong Despite Highest Mortgage RatesContinue

Private Money Loan
Commercial Loans | Hard Money Loans | Real Estate Topic | Videos

How Do I Qualify For Private Money Loan To Invest in Real Estate

ByJohn Strange Posted onApril 26, 2024June 23, 2025

This guide covers the frequently asked question how do I qualify for private money loan to invest in real estate….

Continue Reading How Do I Qualify For Private Money Loan To Invest in Real EstateContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Sacramento California Home Purchase
    Sacramento California Home Purchase With Bad CreditAugust 7, 2025
  • Deficiency Judgments
    Qualifying For Home Loans With Deficiency JudgmentsAugust 7, 2025
  • What are 7 Ways to Defend a Debt Collection Lawsuit
    7 Ways to Defend a Debt Collection Lawsuit by ConsumersAugust 7, 2025
  • One Day Mortgage Loan Approval
    One Day Mortgage Loan Approval Process For HomebuyersAugust 7, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 5559 S Sossaman Rd | Bldg 1 #101, Mesa, AZ 85212 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • No SSN? ITIN Mortgage Loans Can Help You Own a Home
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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