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      • FHA Loan Limits
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      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
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Home Mortgages

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Reserves Requirement On Home Loan
Home Mortgages

Reserves Requirement On Home Loan By Mortgage Lenders

ByGustan Cho Posted onNovember 5, 2021October 8, 2024

This Article Is About The Reserves Requirement On Home Loan By Mortgage Lenders Reserves are recommended for all homeowners but…

Continue Reading Reserves Requirement On Home Loan By Mortgage LendersContinue

How Mortgage Forbearance Affected The Housing Market
Home Mortgages

How Mortgage Forbearance Affected The Housing Market

ByMike Gracz Posted onOctober 14, 2021October 8, 2024

This Article Is About How Mortgage Forbearance Affected The Housing Market: How Mortgage Forbearance Affected The Housing Market In The…

Continue Reading How Mortgage Forbearance Affected The Housing MarketContinue

Banks Versus Mortgage Companies
Home Mortgages

Qualifying At Banks Versus Mortgage Companies For Mortgage

ByGustan Cho Posted onSeptember 16, 2021March 18, 2024

This Article Is About Qualifying At Banks Versus Mortgage Companies For Mortgage When a home buyer thinks of getting pre-qualified…

Continue Reading Qualifying At Banks Versus Mortgage Companies For MortgageContinue

Credit Card Balances Impacts Credit Scores To Qualify For FHA Loans (1)
Home Mortgages

Credit Card Balances Impacts Credit Scores To Qualify For FHA Loans

ByGustan Cho Posted onSeptember 4, 2021February 19, 2024

This ARTICLE Is About Credit Card Balances Impacts Credit Scores High credit card balances impact credit scores to qualify for…

Continue Reading Credit Card Balances Impacts Credit Scores To Qualify For FHA LoansContinue

Changes In Mortgage Lending And Guidelines And How It Affects Buyers
Home Mortgages

Changes In Mortgage Lending And Guidelines And How It Affects Buyers

ByGustan Cho Posted onAugust 25, 2021March 20, 2024

This Article Is About Changes In Mortgage Lending And Guidelines And How It Affects Buyers 2021 has come and is…

Continue Reading Changes In Mortgage Lending And Guidelines And How It Affects BuyersContinue

Owner Financing On Home Purchase For Buyers And Sellers
Home Mortgages

Owner Financing On Home Purchase For Buyers And Sellers

ByAlex Carlucci Posted onAugust 13, 2021March 11, 2025

This article covers Owner Financing On Home Purchase For Buyers And Sellers Owner financing is a great option for homebuyers…

Continue Reading Owner Financing On Home Purchase For Buyers And SellersContinue

What Do Mortgage Lenders Want To See In A Borrower?
Home Mortgages

What Do Mortgage Lenders Want To See In A Borrower?

ByGustan Cho Posted onAugust 12, 2021October 8, 2024

This Article Is About What Do Mortgage Lenders Want To See In A Borrower The number one concern lenders have…

Continue Reading What Do Mortgage Lenders Want To See In A Borrower?Continue

The Tax Benefits of Investing in Real Estate
Home Mortgages

The Tax Benefits of Investing in Real Estate Properties

ByAlex Carlucci Posted onApril 11, 2021October 8, 2024

This ARTICLE Is About The Tax Benefits of Investing in Real Estate Properties The Tax Benefits of Investing in Real…

Continue Reading The Tax Benefits of Investing in Real Estate PropertiesContinue

Questions You Should Ask Your Mortgage Lender
Home Mortgages

Questions You Should Ask Your Mortgage Lender On Loan Process

ByGustan Cho Posted onMarch 3, 2021February 10, 2025

This Article Is About The Questions You Should Ask Your Mortgage Lender On Loan Process Choosing the right mortgage lender…

Continue Reading Questions You Should Ask Your Mortgage Lender On Loan ProcessContinue

Tax Cut And Jobs Act And How It Affects Mortgage Guidelines
Home Mortgages | Videos

Tax Cut And Jobs Act And How It Affects Mortgage Guidelines

ByMike Gracz Posted onNovember 18, 2020July 19, 2024

This Article Is About Tax Cut And Jobs Act And How It Affects Mortgage Guidelines Well, we all survived the…

Continue Reading Tax Cut And Jobs Act And How It Affects Mortgage GuidelinesContinue

Who is the Wholesale Mortgage Lender
Home Mortgages

Chris LaRocco Endeavor America Wholesale Lender

ByAlex Carlucci Posted onNovember 1, 2020July 8, 2024

This Article Is About Chris LaRocco Endeavor America Wholesale Lender I like to introduce my fellow mortgage brokers to Chris…

Continue Reading Chris LaRocco Endeavor America Wholesale LenderContinue

Gustan Cho Associates is a national mortgage company licensed in multiple states with no lender overlays on government and conventional loans
Home Mortgages | Videos

About Us

ByGustan Cho Posted onOctober 28, 2020October 9, 2024

This Article Is About Us at Gustan Cho Associates: We Are A National Mortgage Company Licensed In Multiple States With…

Continue Reading About UsContinue

How long is the waiting period after CARES ACT Forbearance
Home Mortgages | Mortgage Refinance

Waiting Period After CARES ACT Forbearance To Qualify For Mortgage

ByGustan Cho Posted onOctober 27, 2020July 19, 2024

This Article Is About Waiting Period After CARES ACT Forbearance To Qualify For Mortgage The CARES ACT is a financial…

Continue Reading Waiting Period After CARES ACT Forbearance To Qualify For MortgageContinue

Principal Payments Work On Home Mortgages
Home Mortgages | Videos

How Do Principal Payments Work On Home Mortgages

ByAlex Carlucci Posted onOctober 20, 2020July 19, 2024

This Article Is About How Do Principal Payments Work On Home Mortgages One of the most frequently asked questions by…

Continue Reading How Do Principal Payments Work On Home MortgagesContinue

Mortgage Companies Chicago
Home Mortgages

Explained By Mortgage Companies Chicago: The Hybrid ARM Basics

ByAlex Carlucci Posted onJuly 30, 2020July 19, 2024

This Article On Mortgage Companies Chicago: Hybrid ARM We all know and realize that mortgage lingo isn’t something every homeowner…

Continue Reading Explained By Mortgage Companies Chicago: The Hybrid ARM BasicsContinue

Avoid Being On List With Mortgage Lead Generation Companies
Home Mortgages

Mortgage Lead Generation Companies Versus Lenders

ByAlex Carlucci Posted onJuly 29, 2020July 19, 2024

This Article On Mortgage Lead Generation Companies Versus Lenders Do you have multiple mortgage brokers contacting you? Getting unwanted solicitation…

Continue Reading Mortgage Lead Generation Companies Versus LendersContinue

What are online mortgage blogs and the importance of accurate content
Home Mortgages

Mortgage Blogs Online And The Validity Of Accurate Content

ByAlex Carlucci Posted onJuly 21, 2020January 17, 2025

This Article On Mortgage Blogs Online And The Validity Of Accurate Content Mortgage Blogs are mortgage articles written about real…

Continue Reading Mortgage Blogs Online And The Validity Of Accurate ContentContinue

Mortgage Terminology
Home Mortgages

Mortgage Terminology Explained For Borrowers And Loan Officers

ByAlex Carlucci Posted onJuly 20, 2020December 18, 2023

This Mortgage Blog On Mortgage Terminology That You Need To Know Before Applying For A Home Loan Buying a home…

Continue Reading Mortgage Terminology Explained For Borrowers And Loan OfficersContinue

Mortgage After Short Sale In California
Home Mortgages

Lending Requirements For Mortgage After Short Sale In California

ByAlex Carlucci Posted onJuly 13, 2020October 8, 2024

This Article Is On Lending Requirements For Mortgage After Short Sale In California The State of California has the nation’s…

Continue Reading Lending Requirements For Mortgage After Short Sale In CaliforniaContinue

Mortgage Lending Requirements
Home Mortgages

Mortgage Lending Requirements On Government And Conforming Loans

ByGustan Cho Posted onJune 29, 2020July 18, 2024

This BLOG On Mortgage Lending Requirements On Government And Conforming Loans Was UPDATED And PUBLISHED On June 29th, 2020 Mortgage…

Continue Reading Mortgage Lending Requirements On Government And Conforming LoansContinue

California Roads
Home Mortgages

California Roads And How It Affects California Home Purchase

ByMike Gracz Posted onMarch 19, 2020July 18, 2024

This BLOG On California Roads And How It Affects California Home Purchase Was UPDATED And PUBLISHED On March 19th, 2020…

Continue Reading California Roads And How It Affects California Home PurchaseContinue

Quick Credit Score Fixes To Qualify For Mortgage Loans
Home Mortgages

Quick Credit Score Fixes To Qualify For Mortgage Loans

ByGustan Cho Posted onMarch 10, 2020February 10, 2025

This article covers Quick Credit Score Fixes To Qualify For Mortgage Loans Every mortgage loan program has a minimum credit…

Continue Reading Quick Credit Score Fixes To Qualify For Mortgage LoansContinue

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About Us

Gustan Cho Associates are Mortgage Advisor licensed in 48 states including Washington DC, Puerto Rico, and the U.S Virgin Islands (Not licensed in NY and MA). The team at Gustan Cho Associates has a national reputation of being able to do mortgage loans other mortgage companies cannot do. Gustan Cho Associates dba of NEXA Mortgage has a lending partnerships with over 190 wholesale mortgage lenders with dozens of no overlay lending partners on government and conventional loans and countless non-QM and alternative lending partners. Over 80% of our clients are borrowers who could not qualify at other mortgage companies either due to a last-minute mortgage loan denial due to lender overlays or because the lender did not have the mortgage loan program suited for the borrower. At Gustan Cho Associates, we only market mortgage loan products that exists and are possible.

Recent Articles

  • Bankruptcy or Foreclosure
    What’s Worse: Foreclosure or Bankruptcy?April 3, 2025
  • Steps in the Underwriting Process
    Steps In The Underwriting Process By Mortgage LendersApril 3, 2025
  • AUS Approval on Conventional Loans
    AUS Approval On Conventional Loans Versus Refer/EligibleApril 1, 2025
  • Buying a Home With a Well and Septic
    Easy Guide to Buying a Home with a Well and SepticMarch 31, 2025

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Equal Housing Opportunity Lender Gustan Cho Associates empowered by NEXA Mortgage LLC. NMLS# 1660690,
Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler AZ 85226 Company NMLS 1660690, Gustan Cho NMLS #873293 Company State License #: AZMB - 0944059, Branch: 17W662 Butterfield Road Suite 305 Oakbrook Terrace, Illinois 60181 Branch NMLS 2315275 AXEN is a dba of NEXA Mortgage LLC
DISCLAIMER: The author(s) contributing content to this site, accept no liability or responsibility for errors, omissions or changes in market conditions that may impact the readers' conclusions drawn or assumptions related to the content of this site. The copywritten© information contained on this site is provided on an "as is" basis, at the time of publication, without guarantees of timeliness, thoroughness, accuracy, or usefulness to the consumer. The content on this site does not constitute financial or professional advice of any kind, and readers are encouraged to consult their own professional advisors for professional advice.
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CALL NOW
  • About Us
    • Contact Us
    • Get Pre-Approved
    • Order Credit
    • FICO Simulator
    • MLO License School
    • Why Choose Us
    • Meet Our Team
    • Loan Limits
      • FHA Loan Limits
      • Conforming Loan Limits
    • Preferred Realtor Partner Network
      • Dino Hasapis | Licensed Real Estate Broker | PRPN Director
      • Oakbrook Terrace, Illinois | Gustan Cho Associates Mortgage
  • Types Of Mortgages
    • Purchase
      • Home Purchase Loans
      • Investment Property Loan
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • USDA Loans
    • How to Get DACA Mortgage Loans Without the Stress
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condotel Financing
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • Jumbo Mortgage
    • FHA 203K Loans
    • Reverse Mortgages
    • Commercial Loans
  • Careers
    • Can Realtors Be MLOs At The Same Time
    • Career Opportunities
      • Training a New Mortgage Loan Officer Without Any Experience
      • MLO License School
    • Mortgage Branch Careers
    • Remote Mortgage Loan Officer Career Opportunities
    • How Do I Become A Mortgage Loan Officer
    • MLO Revenue Share Residual Income Opportunity
  • Videos
  • Blogs
    • Headline News Archives
  • Testimonials
  • Talk To A Loan Officer
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